[2025:RJ-JP:32245] HIGH COURT OF JUDICATURE FOR RAJASTHAN BENCH AT JAIPUR S.B. Civil Miscellaneous Appeal No. 2708/2017 Prahlad S/o Shri Nanagram Swami, Aged 47 Years, R/o Village Jeevali, Tehsil Niwai, District Tonk, Raj. ----Appellant/Claimant Versus 1. Bhanwar Lal S/o Shri Ram Sahai, R/o Jeevali And At Present R/o Deen Dayal Colony, Niwai, Tehsil Niwai, District Tonk, Raj. (Driver) 2. Satya Narayan S/o Shri Mangi Lal, R/o Jeevali And At Present R/o Deen Dayal Colony, Niwai, Tehsil Niwai, District Tonk, Raj. (Owner) 3. The New India Assurance Company Limited, Regional Office, Nehru Place, Tonk Road, Jaipur, Raj. Through Regional Manager. ----Respondents/Non-Claimants For Appellant(s) : Mr. Kapil Sharma, Adv. for Mr. Sandeep Mathur, Adv. For Respondent(s) : Mr. Ram Singh Rathore, Adv. HON'BLE MR. JUSTICE CHANDRA PRAKASH SHRIMALI Order 18/08/2025 nkosnkj@vihykFkhZ dh vksj ls ;g vihy U;k;k/kh'k] eksVj;ku nq?kZVuk nkok vf/kdj.k] Vksad }kjk izdj.k la[;k lh-vkbZ-,l- uacj 42@2015 ¼40@2015½ esa ikfjr vkyksP; fu.kZ; o vokMZ fnukad 25-01-2017 ls O;fFkr gksdj is'k dh] ftlds ek/;e ls nkosnkj ds i{k esa dqy 40]000@& :i;s dk izfrdj 7-5 izfr'kr okf"kZd C;kt lfgr fnyk;k [2025:RJ-JP:32245] (2 of 3) [CMA-2708/2017] x;k gS] ftlesa c<ksrjh gsrq ;g vihy bl U;k;ky; ds le{k is'k dh x;h gSA vkjksfir okgu ds Lokeh@pkyd o chek daiuh dh vksj ls dksbZ vihy izLrqr ugh dh x;h gSA vihykFkhZ ds fo}ku vfHkHkk"kd dk cgl ds nkSjku ;g lhfer rdZ jgk gS fd fo}ku vf/kdj.k us vihykFkhZ ds firk dh e`R;q gksus ij Lusg o okRlY; ds en esa dsoy 25]000@& :i;s fnyok;s gSa] tcfd ekuuh; mPpre U;k;ky; }kjk izfrikfnr fl)karksa ds vuqlkj mls 40]000@& :i;s fnyok;s tkus pkfg;s Fks] blh izdkj laifÙk dh gkfu ds en esa fo}ku vf/kdj.k us dksbZ jkf'k ugh fnyok;h x;h gS] tcfd mDr en esa 15]000@& :i;s fnyok;s tkus pkfg;s FksA vr% rn~uq:i izfrdj jkf'k fnyk;s tkus dk fuosnu fd;kA izR;FkhZ&chek daiuh ds fo}ku vf/koDrk dh vksj ls vihyk/khu fu.kZ; dks fof/klEer gksuk crkrs gq, vihy [kkfjt djus dk fuosnu fd;k x;kA eSaus vihykFkhZ i{k ds rdksZa ij euu fd;k rFkk i=koyh dk voyksdu fd;kA orZeku izdj.k esa dsoy ijEijkxr 'kh"kZdksa esa fnyok;h x;h izfrdj jkf'k esa o`f) fd;s tkus ds laca/k esa fookn gSA tgka rd ijEijkxr 'kh"kZd esa izfrdj jkf'k dk iz'u gS] fo}ku fopkj.k U;k;ky; }kjk vihykFkhZ dks nkg laLdkj gsrq 15]000@& :i;s fnyok;s gSa] tks mfpr gaSA ekuuh; loksZPp U;k;ky; ds U;kf;d n`"Vkar Magma General Insurance Co. Ltd. Vs. Nanuram & Ors. Ltd. Vs. Nanuram & Ors. (2018) 18 SCC 130 esa vfHkfu/kkZfjr fl)karksa ds vuqlkj e`rd dk iq= dalksfVZ;e dh en esa 40 gtkj :i;s rFkk lEink dh gkfu ds en esa 15]000@& :i;s izkIr djus dk vf/kdkjh gSA bl izdkj [2025:RJ-JP:32245] (3 of 3) [CMA-2708/2017] vihykFkhZ mDr enksa esa dqy 55]000@& :i;s izkIr djus dk vf/kdkjh gS] tcfd fo}ku vf/kdj.k }kjk Lusg o okRlY; ds en esa dsoy 25]000@& :i;s gh fnyk;s x;s gSa rFkk lEink dh gkfu ds en esa dksbZ jkf'k ugha fnyok;h x;h gSA vr% mDr enksa esa dqy 30]000@& :i;s c<+ksrjh ;ksX; gSaA bl izdkj fo}ku vf/kdj.k }kjk fnyok;h x;h izfrdj jkf'k esa c<ksrjh djrs gq, vihykFkhZ@nkosnkj dqy 30]000@& :i;s vfrfjDr :i ls izkIr djus dk vf/kdkjh gSA vr% mijksDr foospukuqlkj ;g vihy vkaf'kd :i ls Lohdkj dj fo}ku vf/kdj.k ds vihyk/khu fu.kZ; fnukad 25-01-2017 dks mikUrfjr djrs gq, vkns'k fn;k tkrk gS fd fo}ku vf/kdj.k }kjk tks izfrdj jkf'k vihykFkhZ dks fnyok;h x;h gS] mlds vfrfjDr vihykFkhZ 30]000@& :i;s izkIr djus dk vf/kdkjh gksxk rFkk vihykFkhZ mDr c<+h gqbZ jkf'k ij ;kfpdk izLrqr djus dh fnukad ls olwyh dh fnukad rd 07 izfr'kr okf"kZd lk/kkj.k C;kt nj ls C;kt Hkh izkIr djus dk vf/kdkjh gksxkA vihyk/khu vkns'k dh 'ks"k 'krsaZ ;Fkkor jgsaxhA fo}ku vf/kdj.k dk vfHkys[k ;fn bl U;k;ky; dks izkIr gks j[kk gS] rks bl vkns'k dh izfr ds lkFk ykSVk;k tkosA (CHANDRA PRAKASH SHRIMALI),J MANISH SAINI /52