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2025 DAILYLAW 6114 (DEL)

RAJESH SACHDEVA v. RESERVE BANK OF INDIA & ORS.

W.P.(C)/4951/2025 · 2026-08-14

Jasmeet Singh

Writ Petition (Civil)body2025

Judgment text

Extracted from the PDF above. The PDF is authoritative.

$~57 * IN THE HIGH COURT OF DELHI AT NEW DELHI # CNR No. DLHC010216252025 + W.P.(C) 4951/2025 MR. RAJESH SACHDEVA ....Petitioner Through: Mr. Vineet Budhiraja, Advocate versus RESERVE BANK OF INDIA & ORS. .....Respondents Through: Adv. Mr. Dhaval Mehrotra & Adv. Ms. Aditi Desai, Advs Mr. Tanuj Khurana (Adv.), Mr. Himanshu Ghai (Adv.), Mr. Raghav Agarwal (Adv.) and Mr. Prakash Dixit (AR) Mr Himanshu Ghai, Adv for R4 Mr. Nishant Gautam CGSC Ms. Kavya Shukla Adv. Mr. Vineet Negi Adv. Mr. Vibhav V. Nath Adv. for UOI Ms. Riya Sood, Adv for R 5, SI Vishal Tiwari CORAM: HON'BLE MR. JUSTICE JASMEET SINGH O R D E R % 14.08.2026 1. This is a writ petition filed under Article 226 of the Constitution of India seeking the following reliefs :- “i. Issue writ of mandamus or any other appropriate writ, Order or directions quashing the closure of complaint (Annexure P9) by RBI Ombudsman dated 19.03.2025 This is a digitally signed order. The authenticity of the order can be re-verified from Delhi High Court Order Portal by scanning the QR code shown above. The Order is downloaded from the DHC Server on 22/08/2026 at 10:37:52 (RBI/CMS/N202425014018271/2024-25). ii. Issue writ of mandamus or any other appropriate writ, Order or directions to the respondents to restore the amount illegally siphoned off from the Petitioner's SBI Credit Card Account amounting to Rs 41,301.13/- with interest. iii. Issue writ of mandamus or any other appropriate writ, Order or directions to the respondents to pay a compensation of Rs. Five Lakhs towards mental agony faced and legal costs. iv. Issue writ of mandamus or any other appropriate writ, Order or directions to the respondents to investigate and install mechanisms to prevent this new kind of fraud which is flying under the radar. ...” 2. The brief facts of the case are that the petitioner on 21.10.2024 got a promotional email and while trying to purchase some products worth Rs. 891/-, was defrauded to execute an online transaction of Rs. 40,891/- (which was later increased to Rs. 41,301.13/- on generation of credit card statement). Immediately, the petitioner reported this transaction as fraudulent to SBI Cards and also filed a complaint with Cyber Cell, Delhi Police. 3. When the grievance of the petitioner was not addressed by the respondent No. 5, the petitioner raised his grievance before the RBI Ombudsman by filing a complaint which was consequentially rejected vide the impugned order dated 19.03.2025 on the ground that no deficiency in service was found on part of the respondent No. 5. 4. Mr. Budhiraja, learned counsel for the petitioner, has handed over the This is a digitally signed order. The authenticity of the order can be re-verified from Delhi High Court Order Portal by scanning the QR code shown above. The Order is downloaded from the DHC Server on 22/08/2026 at 10:37:52 SBI Credit Card statement of the petitioner, which shows Rs. 41,301.13/- was duly paid by the petitioner. 5. In order to put a quietus to the matter, Mr. Khurana, learned counsel for the respondent No. 4 has handed over a Demand Draft bearing DD No. 593667 dated 12.08.2026 drawn on ICICI Bank in favour of the petitioner for the said amount and a copy of the same is taken on record. 6. In this view of the matter without going into the aspect whether the transaction was fraudulent or not and without prejudice to the rights of the respondents, the grievance of the petitioner no longer subsists and stands addressed. 7. Accordingly, the petition stands disposed of in the aforesaid terms along with pending applications, if any. JASMEET SINGH, J AUGUST 14, 2026/AS This is a digitally signed order. The authenticity of the order can be re-verified from Delhi High Court Order Portal by scanning the QR code shown above. The Order is downloaded from the DHC Server on 22/08/2026 at 10:37:52