[2025:RJ-JP:37800] HIGH COURT OF JUDICATURE FOR RAJASTHAN BENCH AT JAIPUR S.B. Civil Miscellaneous Appeal No. 507/2012 Smt. Veero Devi w/o Kedarnath Gupta, R/o Ward No.10, Adarsh Nagar, Kotputli, District Jaipur. ----Appellant/Non-Claimant Versus 1. Smt. Shashi W/o Late Anand Jindal. 2. Ms. Nishu 3. Ms. Ashu 4. Saurabh 5. Chintu All Minors Through Natural Guardian And Mother Smt. Shashi W/o Late Anand Jindal. 6. Chhaju Lal S/o Geelaram (Deceased) 7. Smt. Anandi W/o Chhajulal (Deceased) All R/o Neem Ka Thana, District Sikar. ----Claimants/Respondents 8. The Oriental Insurance Co. Ltd. through Zonal Manager, Zonal Office First, Anand Bhawan, Sansar Chandra Road, Jaipur. ----Non-Claimant/Respondent 9. Amilal S/o Moolchand, R/o Kharkada, Police Station Patan, District Sikar. ----Proforma-Non-Claimant/Respondent For Appellant(s) : Mr. Vinay Mathur, Adv. For Respondent(s) : Mr. Rakesh Kumar Bhargava, Adv. Mr. Shiv Lal Meena, Adv. For Respondent No.8-Insurance Company HON'BLE MR. JUSTICE CHANDRA PRAKASH SHRIMALI Order 16/09/2025 vihykFkhZ@okgu Lokeh dh vksj ls ;g vihy fo}ku eksVj nq?kZVuk okn U;k;kf/kdj.k] uhedkFkkuk] ftyk lhdj }kjk Dyse ;kfpdk la[;k [2025:RJ-JP:37800] (2 of 4) [CMA-507/2012] 119@2006 esa ikfjr fu.kZ; o vokMZ fnukad 09-11-2011 ls O;fFkr gksdj izLrqr dh x;h gS] ftlds ek/;e ls fo}ku vf/kdj.k us vihykFkhZ dks dqy 15]02]720@& :i;s izfrdj jkf'k rFkk mDr jkf'k ij ;kfpdk izLrqr djus dh fnukad 06-07-2006 ls olwyh rd 9 izfr'kr lk/kkj.k okf"kZd C;kt dh nj ls C;kt fnyok;k gSA vihykFkhZ@okgu Lokeh ds fo}ku vfHkHkk"kd dk cgl ds nkSjku ;g rdZ jgk gS fd fo}ku vf/kdj.k us vius vkyksP; fu.kZ; esa fook|d la[;k 3 dks lgh izdkj ls foosfpr ugha fd;k gS rFkk okgu pkyd ds ikl iz'uxr okgu pykus dk oS/k ,oa izHkkoh ykbZlsal ugha gksuk ekurs gq, chek daiuh dks izfrdj dh vnk;xh ds nkf;Ro ls foeqDr fd;k gS] tcfd nq?kZVuk ds le; okgu pkyd ds ikl ifjogu ;ku dks pykus dk ykbZlsal FkkA ekuuh; mPpre U;k;ky; vfHkfu/kkZfjr fl)karksa ds vuqlkj gYds eksVj okgu dks pykus gsrq vf/kd`r pkyd 7500 fdyksxzke otu rd ds ifjogu ;ku dks pykus ds fy, l{ke gksrk gSA ,sls esa vihykFkhZ dh vihy Lohdkj dh tkdj chek daiuh dks izfrdj jkf'k dh vnk;xh ds fy, nkf;Rok/khu ekuk tkosA vihykFkhZ ds fo}ku vfHkHkk"kd dh vksj ls vius rdksZa ds leFkZu esa fuEufyf[kr U;kf;d n`"Vkar izLrqr fd;k x;k%& 1. M/s Bajaj Alliance General Insurance Co. Ltd. Vs. Rambha Devi & Ors.; 2024 INSC 840 izR;FkhZ@nkosnkjku ds fo}ku vfHkHkk"kd dk viuh cgl ds nkSjku ;g rdZ jgk gS fd fo}ku vf/kdj.k us fof/klEer fu.kZ; ikfjr fd;k gS] ftlesa gLr{ksi fd;s tkus dh dksbZ vko';drk ugha gSA izR;FkhZ la[;k 8 chek daiuh ds fo}ku vfHkHkk"kd dk cgl ds nkSjku rdZ jgk gS fd fo}ku vf/kdj.k us fof/kd izko/kkuksa ds rgr nkosnkjku dh [2025:RJ-JP:37800] (3 of 4) [CMA-507/2012] vksj ls izLrqr ekSf[kd ,oa nLrkosth lk{; ds lexz fo'ys"k.k ds mijkar lgh :i ls vkyksP; fu.kZ; o vokMZ ikfjr fd;k gS] ftlesa gLr{ksi fd;s tkus dh dksbZ vko';drk ugha gS] vr% vihykFkhZ dh vihy [kkfjt dh tkosA eSaus mHk; i{k ds rdksZa ij euu fd;k rFkk i=koyh dk voyksdu fd;kA orZeku izdj.k esa eq[; :i ls fookn fook|d la[;k 3 dks ysdj gS] ftlds varxZr fo}ku vf/kdj.k us okgu pkyd vehyky ds ikl nq?kZVuk ds le; oS/k o izHkkoh ykbZlsal ugha gksus ds vk/kkj ij chek 'krksZa dk mYya?ku gksus ds dkj.k chek daiuh dks izfrdj dh vnk;xh ds fy, mÙkjnk;h ugha ekuk gSA bl laca/k esa orZeku vihy esa vihykFkhZ dh vksj ls izkFkZuk i= varxZr /kkjk 41 fu;e 27 lifBr /kkjk 151 flfoy izfØ;k lafgrk dk izkFkZuk i= izLrqr dj okgu pkyd vehyky dk MªkbZfoax ykbZlsal izLrqr fd;k x;k Fkk] ftls vkns'k fnukad 16-04-2012 }kjk izkFkZuk i= Lohdkj dj fjdkWM ij fy;k x;k gSA mDr MªkbZfoax ykbZlsal ds vuqlkj okgu pkyd vehyky dks ifjogu okgu pykus gsrq vf/kd`r fd;k x;k FkkA ekuuh; mPpre U;k;ky; }kjk ikfjr fofu'p; Mukund Dewangan vs Oriental Insurance Co. Ltd; 2016 (4) SCC 298 ekuuh; mPpre U;k;ky; dh laoS/kkfud ihB us gYds eksVj okgu dks pykus ds fy, vf/kd`r pkyd dks 7500 fdyksxzke otu rd ds O;kolkf;d okguksa dks pykus ;ksX; ekuk gSA blh fl)kar dks ekuuh; mPpre U;k;ky; }kjk M/s Bajaj Alliance General Insurance Co. Ltd. Vs. Rambha Devi & Ors.; 2024 INSC 840 [2025:RJ-JP:37800] (4 of 4) [CMA-507/2012] fofu'p; esa Hkh lgh Bgjk;k x;k gSA ,slh fLFkfr esa mDr fofu'p;ksa esa vfHkfu/kkZfjr fl)karksa ds vk/kkj ij ;g ugha ekuk tk ldrk gS fd ojoDr nq?kZVuk okgu pkyd vehyky ds ikl iz'uxr okgu dks pykus ds fy, oS/k o izHkkoh ykbZlsal ugha gksA bl izdkj fook|d la[;k 3 chek daiuh ds fo:) r; fd;k tkrk gS rFkk fo}ku vf/kdj.k }kjk vfHkfu/kkZfjr izfrdj jkf'k dh vnk;xh ds fy, chek daiuh dks Hkh nkf;Rok/khu Bgjk;k tkrk gSA mijksDr foospukuqlkj ;g vihy vkaf'kd :i ls Lohdkj dj fo}ku eksVj nq?kZVuk okn U;k;kf/kdj.k] uhedkFkkuk] ftyk lhdj }kjk Dyse ;kfpdk la[;k 119@2006 esa ikfjr fu.kZ; o vokMZ fnukad 09-11-2011 dks mikUrfjr djrs gq, vkns'k fn;k tkrk gS fd fo}ku vf/kdj.k }kjk tks izfrdj jkf'k nkosnkjku dks fnyok;h x;h gS] nkosnkjku mDr jkf'k Dyse ;kfpdk ds vizkFkhZ la[;k 1] 2 o 3 ¼okgu pkyd] Lokeh o chek daiuh½ ls la;qDr o i`Fkd&i`Fkd :i ls izkIr djus ds vf/kdkjh gksaxsA vihyk/khu vkns'k dh 'ks"k 'krsaZ ;Fkkor jgsaxhA layXu izkFkZuk i=] ;fn dksbZ gksa] mDrkuqlkj fuLrkfjr fd;s tkrs gSaA fo}ku vf/kdj.k dk vfHkys[k] ;fn bl U;k;ky; dks izkIr gks j[kk gS] rks bl vkns'k dh izfr ds lkFk ykSVk;k tkosA (CHANDRA PRAKASH SHRIMALI),J MANISH SAINI /75