FAO-191-2009 (O&M) 1 208 IN THE HIGH COURT OF PUNJAB AND HARYANA AT CHANDIGARH FAO-191-2009 (O&M) DATE OF DECISION : 27.08.2025 SHAKUNTALA DEVI ... APPELLANT V/S VINOD KUMAR AND OTHERS ... RESPONDENTS CORAM: HON'BLE MR. JUSTICE PARMOD GOYAL Present: None for the appellant. Mr. R.C.Kapoor, Advocate for respondent No.3-National Insurance Co. Ltd. Mr.Vinod Gupta, Advocate for respondent No.7-New India Assurance Co. Ltd. * * * PARMOD GOYAL , J. (ORAL) Present appeal has been preferred by injured-claimant being aggrieved by the impugned award dated 29.09.2008  passed by the learned Motor Accidents Claims Tribunal, Bhiwani (hereinafter referred as ‘Tribunal’) vide which the claimant was awarded Rs.70,000/- towards compensation for injuries suffered by her in accident dated 21.09.2003 due to rash and negligent driving of respondent no.1 while driving the offending Jeep bearing registration No. RJ-10C-2008. Following compensation was awarded by Ld. Tribunal under various heads : Nature Amount Medical expenses Rs. 25000/- Pain and sufferings Rs. 7,000/- JANKI BHATT 2025.09.09 15:37 I attest to the accuracy and integrity of this document High Court Chandigarh FAO-191-2009 (O&M) 2 Attendant, Special diet & Transportation Expenses Rs. 8,000/- Loss on account of Disability Rs. 30,000/- Total Rs. 70,000/- 2. It is the case of appellant that she had suffered grievous injuries on account of accident dated 21.09.2003. Claimant-appellant is seeking enhancement of compensation and has asserted that learned Tribunal has not taken into consideration permanent disability suffered by the claimant and a meagre amount of Rs.30,000/- has been awarded for permanent disability towards loss of earning capacity. Claimant has also claimed that amount of Rs.7,000/- towards pain and suffering and Rs. 8,000/- towards special diet, attendant and transportation to be highly inadequate. It is asserted that no compensation has been awarded for loss of income during treatment as well as for loss of future amenities, prospects & expectancy of life and future medical expenses. 3. Learned counsel for respondent – insurance company however, has opposed the appeal on the ground that compensation awarded to the claimant is just compensation, as claimant has been awarded compensation of Rs. 30,000/- for loss of future earning capacity / income whereas his permanent disability was assessed as 30% qua one limb only. 4. On consideration, I find that compensation awarded to the claimant is not just compensation and is on the lower side. Admittedly, claimant has suffered 30% disability on account of injuries suffered in the accident. Dr. Anil Chaudhary, who had appeared as PW2 has duly asserted permanent disability to the extent of 30%. Admittedly, in the present case, appellant had suffered fracture on her left forearm.She remained admitted from 22.09.2003 JANKI BHATT 2025.09.09 15:37 I attest to the accuracy and integrity of this document High Court Chandigarh FAO-191-2009 (O&M) 3 to 29.09.2003 in Medical college & Hospital, Bikaner and from 3.12.2003 to 5.12.2003 in Chawla Nursing Home, Hisar and was operated upon twice. PW-2 has duly proved 30% permanent disability  on account injuries suffered by her. To award compensation ld. Tribunal ought to have determined functional disability. Keeping in view fact that injured claimant was housewife and had suffered disability qua her left forearm, she must be facing difficulties in carrying her day to day work. Accordingly, her functional disability resulting in loss of income is determined as 10 %. Injured appellant was 52 years old therefore multiplier of 11 shall be applicable for determining loss of income. She was housewife and taking minimum wages payable to unskilled worker her monthly income is taken as Rs. 4,800/- in year 2003. Appellant, therefore shall be entitled to compensation for loss of future earning capacity on account permanent disability to the extent of functional disability, compensation for pain and sufferings, compensation for medical, attendant, special diet & transportation expenses etc., compensation for loss of income during treatment and compensation for loss of future amenities, prospects, and expectancy of life. Since no future medical expences have been shown therefore no compensation under this head is payable. 8. Accordingly, appellant is entitled to enhanced compensation of Rs. 63,560/- as noted in following table over and above the compensation of Rs. 70,000/- awarded by the learned Tribunal :- Income of injured Rs. 4,800 per month (minimum wages for unskilled worker) Rs. 57,600/- per annum (Rs.4,800/- x 12) Loss of income on account of injury during treatment Rs. 4,800 x 3 months Rs. 17,200/- Pain and suffering Rs. 7,000/- (as awarded by Tribunal) Rs. 10,000/- JANKI BHATT 2025.09.09 15:37 I attest to the accuracy and integrity of this document High Court Chandigarh FAO-191-2009 (O&M) 4 Medical Expenses Rs. 25,000/- (as awarded by Tribunal) Rs.25,000/- Attendant, Special diet & Transportation expenses etc. Rs. 8,000/- (as awarded by Tribunal) Rs.8,000/- Disability and loss of future income Rs. 5,760/- PA (10% functional disability) x 11 multiplier Rs.63,360/- Compensation for loss of future amenities, prospects, and expectancy of life Rs. 10,000/- Rs. 10,000/- Total compensation awarded to the claimant/injured in appeal Rs. 1,33,560/- Total compensation awarded by the Tribunal Rs. 70,000/- Rs. 70,000/- Enhanced amount of compensation Rs. /- (1,33,560/-(awarded in appeal) - 70,000/- (awarded by Tribunal) Rs. 63,560/- 9. Let the same be paid by  respondent No.3-Insurance Company as per award to the claimant-appellant along with interest @ 7.5% p.a. from the date of filing of the claim petition till its realisation. 10. Appeal is, accordingly, disposed of in above terms. Pending miscellaneous application(s), if any, shall also stand disposed of. 27.08.2025 (PARMOD GOYAL) Janki JUDGE Whether speaking/reasoned : Yes/No Whether reportable : Yes/No JANKI BHATT 2025.09.09 15:37 I attest to the accuracy and integrity of this document High Court Chandigarh