RELIANCE GENERAL INSURANCE CO., LTD., BELLARY. v. YALLAMMA W/O ERANNA
MFA/23974/2012 · 2025-01-07
Hanchate Sanjeevkumar
body2025
DailyLaw.ai
[ 2025 DAILYLAW 5781 (KAR) · dailylaw.ai ]
DailyLaw.ai
[ 2025 DAILYLAW 5781 (KAR) · dailylaw.ai ]
Judgment text
Extracted from the PDF above. The PDF is authoritative.
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NC: 2025:KHC-D:203 MFA No. 23973 of 2012 C/W MFA No. 23974 of 2012
IN THE HIGH COURT OF KARNATAKA, DHARWAD BENCH DATED THIS THE 7TH DAY OF JANUARY, 2025 BEFORE THE HON'BLE MR. JUSTICE HANCHATE SANJEEVKUMAR MISCELLANEOUS FIRST APPEAL NO.23973 OF 2012 (MV-D) C/W MISCELLANEOUS FIRST APPEAL NO.23974 OF 2012
IN M.F.A. NO.23973 OF 2012
BETWEEN:
RELIANCE GENERAL INSURANCE CO. LTD., BELLARY, REPRESENTED BY ITS DEPUTY MANAGER, LEGAL CLAIMS, CTS, 472-474, V A KALBURGI SQUARE, DESAI CIRCLE, DESHPANDE NAGAR, HUBLI. …APPELLANT (BY SRI NAGARAJ C.KOLLOORI, ADVOCATE)
AND:
1.
SMT. PARVATHI W/O. BASAVARAJ, AGE: 21 YEARS, OCC: HOUSEWIFE,
2.
PRADEEPKUMAR S/O. BASAVARAJ, AGE: 2 YEARS,
3.
TARADEVI D/O. SHIVAPPA, AGE: 18 YEARS, OCC: NIL,
4.
GANGAMMA D/O. SHIVAPPA, AGE: 14 YEARS, OCC: NIL,
5.
SHIVAPPA S/O. VENKAPPA AGE: 51 YEARS,
6.
HAMPAMMA W/O. SHIVAPPA, AGE: 41 YEARS, OCC: HOUSEWIFE,
RESPONDENT NO.2 BEING MINOR REPRESENTED BY THEIR NATURAL GUARDIAN MOTHER RESPONDENT NO.1.
Digitally signed by MALLIKARJUN RUDRAYYA KALMATH Location: HIGH COURT OF KARNATAKA
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NC: 2025:KHC-D:203 MFA No. 23973 of 2012 C/W MFA No. 23974 of 2012
RESPONDENT NOS.3 AND 4 BEING MINORS REPRESENTED BY THEIR NATURAL GUARDIAN FATHER RESPONDENT NO.5.
ALL ARE R/O: THIMMALAPUR VILLAGE, TQ. AND DIST: BELLARY.
7.
SRI B. RAJASHEKAR S/O. B. BHEEMAPPA, AGE: MAJOR, OCC: BUSINESS, R/O: W.NO .26, JAGRATHI NAGAR, BELLARY, NOW RESIDENT OF NEAR JANDAKATTE, HIREJANTKAL VILLAGE, TQ: GANGAVATHI, DIST: KOPPAL. …RESPONDENTS
(NOTICE TO R1 TO R7 ARE SERVED)
THIS MISCELLANEOUS FIRST APPEAL IS FILED UNDER SECTION 173(1) OF MOTOR VEHICLES ACT, AGAINST THE
JUDGMENT AND AWARD DATED 04-06-2012, PASSED BY THE MOTOR ACCIDENT CLAIMS TRIBUNAL-XII, BELLARY IN MVC NO.1370/2011 ON THE FOLLOWING FACTS AND AMONG OTHER GROUNDS AND ETC.,
IN M.F.A. NO.23974 OF 2012
BETWEEN:
RELIANCE GENERAL INSURANCE CO. LTD., NO.40, 1ST FLOOR, SLV TOWER, PARVATHI NAGAR, MAIN ROAD, BELLARY.
REPRESENTED BY ITS DEPUTY MANAGER, LEGAL CLAIMS, CTS, 472-474, V A KALBURGI SQUARE, DESAI CIRCLE, DESHPANDE NAGAR, HUBLI. …APPELLANT
(BY SRI NAGARAJ C.KOLLOORI, ADVOCATE)
AND:
1.
SMT. YALLAMMA W/O. ERANNA, AGE: 19 YEARS, OCC: HOUSEWIFE,
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NC: 2025:KHC-D:203 MFA No. 23973 of 2012 C/W MFA No. 23974 of 2012
2.
RENUKAMMA D/O. HULAGAPPA, AGE: 17 YEARS, OCC: NILL,
3.
HULAGAPPA S/O. HALLAPPA, AGE: 45 YEARS, OCC: NILL,
4.
GANGAMMA W/O. HULAGAPPA AGE: 40 YEARS, OCC: NILL,
RESPONDENT NO.2 BEING MINOR REPRESENTED BY HIS NATURAL GUARDIAN FATHER RESPONDENT NO.3.
ALL ARE R/O: THIMMALAPUR VILLAGE, TQ. AND DIST: BELLARY.
5.
SRI B. RAJASHEKAR S/O. B. BHEEMAPPA, AGE: MAJOR, OCC: NILL, R/O: W.NO.26, JAGRATHI NAGAR, BELLARY, NOW RESIDENT OF NEAR JANDAKATTE, HIREJANTKAL VILLAGE, TQ: GANGAVATHI, DIST: KOPPAL.
…RESPONDENTS
(NOTICE TO R1 TO R5 ARE SERVICE)
THIS MISCELLANEOUS FIRST APPEAL IS FILED UNDER SCTION 173(1) OF MOTOR VEHICLES ACT, AGAINST THE JUDGMENT AND AWARD DATED 04-06-2012, PASSED BY THE MOTOR ACCIDENT CLAIMS TRIBUNAL-XII AT BELLARY IN MVC NO.1371/2011 ON THE FOLLOWING FACTS AND AMONG OTHER GROUNDS AND ETC.,
THESE MISCELLANEOUS FIRST APPEALS, COMING ON FOR HEARING, THIS DAY, THE COURT DELIVERED THE FOLLOWING:
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NC: 2025:KHC-D:203 MFA No. 23973 of 2012 C/W MFA No. 23974 of 2012
ORAL JUDGMENT
(PER: THE HON'BLE MR. JUSTICE HANCHATE SANJEEVKUMAR)
MFA Nos.23973 and 23974 of 2012 are filed by the appellant/insurance company challenging the
judgment and award dated 04.06.2012 passed in MVC Nos.1370 and 1371 of 2011 on the file of Motor Accident Claims Tribunal XII, Bellary (hereinafter referred to as ‘the Tribunal’ for short), questioning the liability fastened on it and also apportionment of rashness and negligence at 75% on part of the driver of the lorry. 2. For the sake of convenience and easy reference, the parties are referred to as per their rankings before the Tribunal. 3. Heard the arguments from both sides and perused the materials placed on record. - 5 -
NC: 2025:KHC-D:203 MFA No. 23973 of 2012 C/W MFA No. 23974 of 2012
4. It is the case of the claimant that the rider and pillion rider (the deceased herein) were travelling on the motorcycle bearing Reg.No.KA-34/E-8692 on 07.11.2011 at about 10.30 p.m. and dashed into the hind portion of the stationed lorry, which was parked on the road due to a breakdown. Due to the said impact, both the rider and pillion rider have died on spot. The Tribunal, after assessing the evidence on record, held that the driver of the lorry was attributed 75% of rashness and negligence, while the rider of the motorcycle was attributed 25% of rashness and negligence in relation to the accident. It was observed by the Tribunal that the driver of lorry had not put any signal or indicators to indicate that the lorry was stationed on the road. Since the accident occurred at about 10.30 p.m., some indicators or signals ought to have been put by the driver of the lorry, but did not do so; therefore, this amounts to negligence on the
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part of the driver of the lorry. At the same time, both deceased were riding on the motorcycle and they could have taken some precautions while riding the motorcycle. The huge impact between the lorry and motorcycle as discussed above, also goes to prove that the rider of the motorcycle was also negligent to some extent. With these observations, after evaluating the evidence on record, the Tribunal has correctly assessed the rashness and negligence aspect, holding that the driver of lorry was attributed 75% of rashness and negligence, while the rider of the motorcycle was attributed 25% of rashness and negligence in relation to the accident. 5.
Though the deceased was pillion rider, he could have very well cautioned the rider of the motorcycle to drive the motorcycle slowly. Therefore, on this aspect, upon considering and appreciating the evidence on record, the Tribunal has correctly
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assessed the evidence on record, holding that the driver of the lorry was attributed 75% of rashness and negligence and the rider of the motorcycle was attributed 25% of rashness and negligence in relation to the accident. This finding shall not be interfered with by this Court, as there is no cause for any interference in the appreciation of evidence made by the Tribunal. 6. The other contention taken by the insurance company is that there is no permit for the lorry and the driver of the lorry was not holding driving licence to drive the lorry. However, in this aspect, when such a contention was taken by the insurance company, it was incumbent upon them to lead evidence. Since evidence was not led on this aspect, therefore, the tribunal is correct in holding that the insurance company is liable to make payment and to pay compensation. Therefore, both the appeals are found
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to be devoid of merits. Hence, they are liable to be dismissed. 7. Accordingly, I proceed to pass the following:
ORDER i. MFA Nos.23973 and 23974 of 2012 are dismissed. ii. The impugned judgment and award dated 04.06.2012 passed in MVC Nos.1370 and 1371 of 2011 on the file of Motor Accident Claims Tribunal-XII, Bellary, are hereby confirmed. iii. No order as to costs. iv. Draw award accordingly. v. The amount in deposit made by the insurance company shall be transmitted to the Tribunal forthwith.
Sd/- (HANCHATE SANJEEVKUMAR) JUDGE
SRA List No.: 2 Sl No.: 48