Research › Search › Judgment

High Court of Kerala · body

2025 DAILYLAW 5413 (KER)

NAZEER K.M v. EDAVANAKKAD SERVICE CO-OPERATIVE BANK LTD.NO. 1

WP(C)/13333/2022 · 2025-04-02

Viju Abraham

Writ Petition (Civil)body2025

Judgment text

Extracted from the PDF above. The PDF is authoritative.

2025:KER:28056 W.P.(C). No.13333 of 2022 : 1 : IN THE HIGH COURT OF KERALA AT ERNAKULAM PRESENT THE HONOURABLE MR.JUSTICE VIJU ABRAHAM WEDNESDAY, THE 2ND DAY OF APRIL 2025 / 12TH CHAITHRA, 1947 WP(C) NO. 13333 OF 2022 PETITIONER: NAZEER K.M AGED 49 YEARS S/O. MUHAMMEDALI, KOOTTEPPADY HOUSE, EDAVANAKKAD P.O, ERNAKULAM, KERALA - 682502. BY ADV P.T.SHEEJISH RESPONDENT: EDAVANAKKAD SERVICE CO-OPERATIVE BANK LTD.NO. 1 REPRESENTED BY THE BRANCH MANAGER, EDAVANAKKAD P.O, ERNAKULAM, KERALA - 682502. THIS WRIT PETITION (CIVIL) HAVING BEEN FINALLY HEARD ON 02.04.2025, THE COURT ON THE SAME DAY DELIVERED THE FOLLOWING: 2025:KER:28056 W.P.(C). No.13333 of 2022 : 2 : VIJU ABRAHAM, J. - - - - - - - - - - - - - - - - - - - - - - - - - - W.P.(C) No.13333 of 2022 - - - - - - - - - - - - - - - - - - - - - - - - - - Dated this the 2nd day of April, 2025 JUDGMENT The petitioner has approached this Court seeking a direction to the respondent bank to consider and pass orders on Ext.P3 request submitted by the petitioner. 2. The petitioner has availed an education loan and due to Covid 19 pandemic and other difficulties, he could not repay the loan amount. The petitioner was also having health issues as evident from Ext.P1. Thereupon Ext.P2 notice was issued by the bank directing the petitioner to appear in connection with the Drive for reducing the overdue in the loan account with the bank and for settling the amount due in the loan account. Thereupon Ext.P3 request was submitted by the petitioner before the respondent bank. 3. Though notice was issued to the respondent bank, there is no appearance on their behalf. Taking into consideration the above facts and circumstances, I am inclined to dispose of the writ petition with a direction to the 2025:KER:28056 W.P.(C). No.13333 of 2022 : 3 : respondent bank to consider and pass orders on Ext.P3 request with notice to the petitioner, within an outer limit of one month from the date of receipt of this judgment. Sd/- VIJU ABRAHAM JUDGE sm/ 2025:KER:28056 W.P.(C). No.13333 of 2022 : 4 : APPENDIX OF WP(C) 13333/2022 PETITIONER EXHIBITS Exhibit P1 THE TRUE COPY OF THE MEDICAL CERTIFICATE AND INVOICE SUMMARY ISSUED FROM THE DON BOSCO HOSPITAL, PARAVOOR. Exhibit P2 THE TRUE COPY OF THE NOTICE DATED 25.02.2022 ISSUED BY THE RESPONDENT BANK. Exhibit P3 THE TRUE COPY OF THE REQUEST LETTER OF THE PETITIONER DATED 29.02.2022 ADDRESSED TO THE RESPONDENT BANK.