1 2025:CGHC:50063 NAFR HIGH COURT OF CHHATTISGARH AT BILASPUR MCC No. 1021 of 2025 1 - Reserve Bank Of India Through The Governor, Central Office Building, Shahid Bhagat Singh Road, Fort, Mumbai - 400001, Through The Banking Ombudsman, Regional Office, Naya Raipur C.G. (Res. No. 2) ... Applicant versus 1 - Preeti Sidar W/o Shri Shashi Kumar Kerketta Aged About 35 Years R/o Chandrashekhar Azad Ward, Ward No.-16, Kumhar Para, Post - Fundurdihari, Tehsil - Ambikapur, District - Surguja (Chhattisgarh), Pin Code - 497001 2 - Vinit Singh S/o Shri Visheshwar Singh Aged About 38 Years R/o Opposite Of New Hanuman Mandir, Rajendra Prasad Ward No.-43, Near Harimangalam Marriage Hall, Darripara, Post - Ambikapur, Tehsil - Ambikapur, District - Surguja (Chhattisgarh), Pin Code - 497001 3 - Anup Kumar Singh S/o Shri Pandit Ram Aged About 38 Years R/o Ward No.-08, Lakrapara, Post -Ambikapur, District - Surguja (Chhattisgarh), Pin Code - 497001 4 - Haris Kumar Parjapati S/o Late Shri Charitraprasad Aged About 46 Years R/o Ward No.- 07, School Gali, Near To Chath Talab, Gandhinagar, P.O. -Ambikapur, Tehsil - Ambikapur, District - Surguja (Chhattisgarh), Pin Code - 497001 5 - Mrs. Sona Singh W/o Shri Hariprasad Aged About 39 Years R/o Rawat Residensi, Manendragarh Road, Ambikapur, Post -Ambikapur, Tehsil - Ambikapur, District - Surguja (Chhattisgarh), Pin Code - 497001 6 - Mrs. Kalavati Sandilya W/o Shri Dilip Singh Shyam Aged About 38 Years R/o Vill. - Wadrafnagar, Post - Wadrafnagar, Tehsil - Wadrafnagar, District Balrampur-Ramanujganj (Chhattisgarh), 497225 7 - Pramod Kumar Toppo S/o Late Shri Bachchu Ram Aged About 40 Years R/o Vill. - Parvatipur, Post/ Tehsil - Latori, District - Surajpur, (Chhattisgarh), 497001 8 - Rajnath Tirkey S/o Shri Jaynath Tirkey Aged About 54 Years R/o Vill. - Karadana, Post/tehsil - Batauli, District - Surguja (Chhattisgarh), Pin Code - 497101 9 - Jeevan Beck S/o Shri Fulchand Beck Aged About 54 Years R/o Village/ Post - Bachikela, 2 Tehsil - Batauli, District - Surguja (Chhattisgarh), 497101 10 - Chandkeshwar S/o Shri Ramdev Ram Aged About 55 Years R/o Vill. - Kunjnagar Jhamarpara, Post - Jaynagar, Tehsil/ District - Surajpur (Chhattisgarh), Pin Code - 497226 11 - Rameshwar Singh S/o Shri Gajan Singh Aged About 55 Years R/o Village - Kurunva, Post - Dedari, Police Station/ Tehsil - Vishrampur, District - Surajpur, (Chhattisgarh), Pin Code - 497229 12 - Manish Kumar Lakra S/o Shri Sadhu Ram Aged About 35 Years R/o Vill. - Amari, Post - Batauli, Tehsil - Lundra, District - Surguja (Chhattisgarh), Pin Code - 497101 13 - Rampratap Sahu S/o Late Shri Vishvanath Sahu Aged About 57 Years R/o Vill. - Salaka, Post - Mansukh, Tehsil - Baikunthpur, District - Koriya, Chhattisgarh 497335 14 - Puran Lal S/o Shri Satyanarayan Aged About 34 Years R/o Village - Bodar, Post/ Tehsil - Sonahat, District - Koriya, Chhattisgarh 497339 15 - Jagdhari S/o Shri Nadhira Aged About 56 Years R/o Village - Mohanpur, Post - Haldibari, Tehsil - Chirmiri, District - M.C.B., Chhattisgarh, 497451 16 - Bhaiyo Ekka S/o Shri Timthiyus Ekka Aged About 56 Years R/o Ward No.-04, Muktipara, Post - Ambikapur, Tehsil - Ambikapur, District - Surguja (Chhattisgarh), Pin Code - 497001 17 - Super Panna S/o Shri Ramdhani Ram Aged About 49 Years R/o Vill. - Benai, Post - Girhuldih, Tehsil - Sitapur, District - Surguja (Chhattisgarh), 497111 18 - Lalman Singh S/o Shri Tiwari Lal Singh Aged About 35 Years R/o Vill. - Jagarnathpur, Post - Dharampur, Tehsil - Pratappur, District - Surajpur (Chhattisgarh) 497223 19 - Mrs. Neelam Singh W/o Shri Rupnarayan Painkara Aged About 43 Years R/o Vill. - Kosanga, Post - Lakhanpur, Tehsil - Lakhanpur, District - Surguja (Chhattisgarh), Pin Code - 497116 20 - Devnarayan Singh S/o Late Shri Ramprasad Singh Aged About 51 Years R/o Village - Sirkotanga, Post - Lahpatara, Tehsil - Lakhanpur, District - Surguja (Chhattisgarh), Pin Code - 497116 21 - Jwala Parsad Kurre S/o Late Shri Itwari Kurre Aged About 50 Years R/o Village/ Post - Devnagar, Tehsil - Ramanujnagar, District - Surajpur 497333 22 - Mukesh Barwa S/o Shri Tej Kumar Barwa Aged About 36 Years R/o Ward No.-48, Vishunpur, Kanwarpara, Near To Power House, Post - Ambikapur, Tehsil - Ambikapur, District - Surguja (Chhattisgarh), Pin Code - 497001 3 23 - Huleshwar Singh Painkara S/o Shri Sukhnandan Ram Aged About 40 Years R/o Vill. - Mudgaanv, Post - Dandgaon, Tehsil - Udaypur, District - Surguja (Chhattisgarh), Pin Code - 497116 24 - Siyon Xalxo D/o Shri Suleman Aged About 31 Years R/o Vill. - Kanth-Gajor, Post - Pangsuwa, Tehsil - Pathalgaon, District - Jashpur, Chhattisgarh, 496220 25 - Kaushalya Ekka D/o Late Shri Muneshwar Ekka Aged About 38 Years R/o Vill. - Aama Dafai, Post - Koriya Kaulari, Tehsil - Baikunthpur, District - Koriya, Chhattisgarh, 497559 26 - Kedarnath Ram S/o Late Shri Gariba Ram Aged About 58 Years R/o Vill. - Parri, Post - Turana, Tehsil - Lakhanpur, District - Surguja (Chhattisgarh), Pin Code - 497116 27 - Rambali Singh D/o Late Shri Dalip Ram Aged About 38 Years R/o Village - Rajapur, Post - Jaynagar, Tehsil/ District - Surajpur, Chhattisgarh 497226 28 - Vinita Minj D/o Shri Amrit Minj Aged About 32 Years R/o Vill. - Chandragarh, Post - Parsagudhi, Tehsil - Rajpur, District Balrampur-Ramanujganj, Chhattisgarh, 497118 29 - Jyoti Kujur W/o Shri Rajendra Kujur Aged About 53 Years R/o Namanakala, Ambikapur, Near To Power House, Post - Ambikapur, Tehsil - Ambikapur, District - Surguja (Chhattisgarh), Pin Code - 497001 30 - Sangit Kumar Pandav S/o Shri Lal Baran Pandav Aged About 37 Years R/o Vill. - Manpur, Post - Dawana, Tehsil - Bhaiyathan, District - Surajpur, Chhattisgarh, 497235 31 - Devendra Singh Painkra S/o Shri Ramjit Ram Painkara Aged About 38 Years R/o Vill./ Post - Turna, Tehsil - Lakhanpur, District - Surguja (Chhattisgarh), Pin Code - 497116 32 - Krishna Kumar Singh S/o Shri Sahat Ram Aged About 33 Years R/o Vill. - Kusu, Post - Turna, Tehsil - Lakhanpur, District - Surguja (Chhattisgarh), Pin Code - 497116 33 - Saurabh Shrivastav S/o Shri Santosh Kumar Shrivastav Aged About 35 Years R/o Ward No.-05, Godhanpur, Post/ Tehsil - Ambikapur, District - Surguja (Chhattisgarh), Pin Code - 497001 34 - Dilip Painkra S/o Sobhnath Painkra Aged About 37 Years R/o Vill./ Post - Turna, Tehsil - Lakhanpur, District - Surguja (Chhattisgarh), Pin Code - 497116 4 35 - Sanjay S/o Shri Ram Bichare Aged About 44 Years R/o Subhashnagar, Post - Charcha Colliery, Tehsil - Baikunthpur, District - Korea, Chhattisgarh, 497339 36 - Roshan Prakash Tirkey S/o Shri Shankar Tirkey Aged About 58 Years R/o Village - Okara, Post - Rajpur, Tehsil - Rajpur, District Balrampur-Ramanujganj (Chhattisgarh) 497118 37 - Jaypal Ram S/o Late Shri Ramdas Aged About 27 Years R/o Vill. - Chandi, Post - Turna, Tehsil - Lakhanpur, District - Sarguja, Chhattisgarh, 497116 38 - Virendra Kumar Painkara S/o Late Shri Ramprakash Painkara Aged About 35 Years R/o Vill. - Beldagi, Post - Lakhanpur, Tehsil - Lakhanpur, District - Sarguja, Chhattisgarh, 497116 39 - Krishna Rajware S/o Late Shri Gangaram Rajware Aged About 44 Years R/o Village - Katkalo, Post - Karaji, District - Sarguja, Chhattisgarh, 497001 40 - Sadhana Kujur W/o Shri Manoj Minj Aged About 42 Years R/o Vill. - Boda, Post - Bilaspur, Tehsil - Batauli, District - Sarguja, Chhattisgarh, 497101 41 - Jeewan Lal Kujur S/o Shri Chikwa Kujur Aged About 45 Years R/o Vill. - Boda, Post - Bilaspur, Tehsil - Batauli, District - Sarguja, Chhattisgarh, 497101 42 - Manoj Ekka S/o Shri Elisiyus Ekka Aged About 43 Years R/o Village - Shardapur, Post - Bartikala, Tehsil - Wadrafnagar, District Balrampur-Ramanujganj, Chhattisgarh, 497223 43 - Suchitra Kujur W/o Shri Ram Avatar Bhagat R/o Ward No.-48, Bhagatpara, Vishnupur, Post - Ambikapur, Tehsil - Ambikapur, District - Sarguja, Chhattisgarh, 497001 44 - Awdhesh Singh S/o Vishwanath Singh Aged About 43 Years R/o Village/ Post - Turna, Tehsil - Lakhanpur, District - Sarguja, Chhattisgarh, 497116 45 - Rina Rosh Tigga D/o Fuljens Tigga Aged About 36 Years R/o H.No.-139, Ward No.-48, Kanya Parisar Road, Near To Power House, Shantinagar, Vishunpur, Ambikapur, Post - Ambikapur, Tehsil - Ambikapur, District - Sarguja, Chhattisgarh, 497001 46 - Anita Tigga D/o Shri Ramdev Tigga Aged About 36 Years R/o H.No.-174, Chhiropara, Village - Manpur, Post/ Tehsil - Pratappur, District - Surajpur (Chhattisgarh) 5 47 - Shashi Kumar Kerketta S/o Late Mani Ram Bhagat Aged About 36 Years R/o Aazad Ward No.-16, Ambikapur, Post - Ambikapur, Tehsil - Ambikapur, District - Sarguja, Chhattisgarh, 497001 48 - Rashmi Kispotta D/o Mr. Apolonius Kispotta Aged About 41 Years R/o House No.-N 29 Galazy Land, Vidhan Sabha Road, District - Raipur, Chhattisgarh, 492005 49 - Vishal Kispotta S/o Mr. Apolonius Kispotta Aged About 35 Years R/o House No.-N 29 Galazy Land, Vidhan Sabha Road, District - Raipur, Chhattisgarh, 492005 50 - Amit Kumar Ekka S/o Late Telesphore Ekka Aged About 36 Years R/o Flat No.-04, Block-01, 1st Floor, Kachana Ph-2, Raipur, Chhattisgarh 51 - Sandhya Ekka W/o Vishal Kispotta Aged About 35 Years R/o House No.-N 29 Galazy Land, Vidhan Sabha Road, District - Raipur, Chhattisgarh, 492005 52 - Anima Kiran Toppo D/o Francis Xavier Toppo Aged About 34 Years R/o Vill. - Mariam Toli, Post/ Tehsil - Hazaribagh, Jharkhand - 825301 53 - Sunil Kumar Toppo S/o Late Telesphore Ekka Aged About 36 Years R/o Flat No.-04, Block-01, 1st Floor, Kachana Ph-2, Raipur, Chhattisgarh 492001 54 - The Union Of India Through Secretary, Ministry Of Finance, North Block, New Delhi - 110001 55 - Icici Bank Ltd. Having Its Head Office At I.C.I.C.I. Bank Tower, Bandra-Kurla Complex, Mumbai, Maharashtra, 400051, India 56 - Hdfc Bank Ltd. Having Its Head Office At H.D.F.C. Bank House, Senapati Bopat Marg, Lower Parel (West), Mumbai - 400 013 57 - State Bank Of India Having Its Registered Office At State Bank Bhavan, Madame Cama Road, Nariman Point, Mumbai, 400 021 58 - Idbi Bank Ltd. Having Its Registered Office At I.D.B.I. Tower, W.T.C. Complex, Cuffe Parade, Colaba, Mumbai 400005 59 - Bank Of Baroda Having Its Registered Office At Baroda House, Mandvi, Vadodara - 6 390001, Gujarat, India 60 - Cholamandalam Investment And Finance Co. Ltd. Having Its Registered Office At Chola Crest, C54-55 And Super B-4, Thiru-Vi-Ka Industrial Estate, Guindy, Chennai - 600032 61 - Cholamandalam Investment And Finance Co. Ltd. Having Its Head Office At Chola Crest, C54-55 And Super B-4, Thiru-Vi-Ka Industrial Estate, Guindy, Chennai - 600032 62 - Central Bank Of India Having Its Registered Office At Chandermukhi, Nariman Point, Mumbai - 400021 63 - Indusind Bank Ltd. Having Its Registered Office At 2, Senapati Bopat Marg, Railway Colony, Lower Parel, Mumbai, Maharashtra, 400013 64 - Bandhan Bank Ltd. Having Its Registered Office At Floors 12-14, Adventz Infinity @5, B.N.-5, Sector- V, Salt Lake City, Kolkata - 700 091, West Bengal, India 65 - Paysense Financial Services Having Its Registered Office At 8th Floor, Empresa Building, 2nd Rd, Khar, Ram Krishna Nagar, Khar West, Mumbai, Maharashtra, 400052 66 - Chhattisgarh Rajya Gramin Bank Having Its Head Office At V.I.P. Road, Near Pakhanjore Bhawan, Atal Nagat, Nava Raipur, District - Raipur, Chhattisgarh - 492101 67 - Aditya Birla Capital Limited Having Its Registered Office At Aditya Birla Centre, S.K. Ahire Marg, Worli, Mumbai - 400030 68 - Transunion Cibil Through Its Director, One World Centre, Tower 2a, 19th Floor, Senapati Bapat Marg, Elphinstone Road, Mumbai - 400013 69 - State Of Chhattisgarh Through Its Director, Financial Management And Information System, Room No. S01-03, 1st Floor, Mahanadi Bhawan, Nava Raipur, Atal Nagar, Chhattisgarh 492002 70 - Government Of Chhattisgarh Through Its Chief Secretary, Mahanadi Bhawan, Mantralaya, Naya Raipur - 492002 71 - State Of Chhattisgarh Through Its Director General Of Police, Chhattisgarh Police, Police Headquarters, Sector-19, Naya Raipur, Chhattisgarh - 492002 7 72 - Spash Advisor Private Limited Through Its Proprietor Manoj Kumar Pradhan, Having Registered Office At Office No. F.F., 1st Floor, D.M. Plaza, Nalghar Chowk, Chhota Para, Raipur, Chhattisgarh - 492005 73 - Spash Advisor Private Limited Through Its Proprietor Manoj Kumar Pradhan, Having Branch Office At Behind Vashundhara City Mall, Near Tulsi Chowk, Gangapur, Ambikapur, Surguja, Chhattisgarh - 497001 ... Respondent(s) For Applicant : Mr. P.R. Patankar, Advocate For UoI For State For SBI For BOB For Petitioners : Mr. Tushar Dhar Diwan, CGC Mr. Ajit Singh, G.A. Mr. Siddharth Pandey, Advocate Mr. Vinod Deshmukh, Advocate Mr. Anand Kumar Kujur, Advocate Hon’ble Shri Justice Arvind Kumar Verma, Judge Order on Board 08/10/2025 1. The applicants have filed the present MCC for seeking extension of time granted vide order dated 22.07.2025 in WPC No. 3821 of 2025. 2. Learned Counsel for the applicants submits that during the processing of the complaints, comments were sought from the Regulated Entity (Res) involved in the complaints. From the responses received from the regulated entities, it was observed that certain essential information was not submitted by the Res viz. Involvement of DSAs, credit report accessed during sanctioning process, internal personal loan policies, comments of Internal Ombudsman, etc. He further prayed that the time granted 8 by this Hon’ble Court of 60 days may kindly be extended for further period of 60 days so that each complaint filed by the petitioners can be inquired and decided to its logical conclusion and the order dated 22.07.2025 can be complied with in its true letter and spirit. 3. Learned counsel for the respondents vehemently opposed the contention made by the counsel for the applicants and contends that this Court passed the order dated 22.07.2025 in WPC No. 3821 of 2025 had given the 60 days to comply with the order. 4. Heard learned counsel for the respective parties and perused the record with utmost circumspection. 5. Looking to the entire facts and circumstances of the case, submissions of the counsels and further 45 days time is granted to the applicants to comply with the order dated 22.07.2025 passed by this Court in WPC No. 3821 of 2025. 6. In view of the above, the present MCC is allowed to the extent herein-above provided. Sd/- (Arvind Kumar Verma) JUDGE Madhurima