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High Court of Karnataka · body
2025 DAILYLAW 50758 (KAR)
THE BRANCH MANAGER ORIENTAL INSURANCE CO. LTD., v. SAVITA AND ANR
MFA/200984/2024 · 2025-11-24
P Sree Sudha
body2025
[ 2025 DAILYLAW 50758 (KAR) · dailylaw.ai ]
[ 2025 DAILYLAW 50758 (KAR) · dailylaw.ai ]
Judgment text
Extracted from the PDF above. The PDF is authoritative.
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Digitally signed by SUMITRA SHERIGAR Location:
HIGH COURT OF KARNATAKA
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./01.2 34516.7 840 /99.77/1: ;6 90.6.1: 4:;3. :4 0.69412.1:6/0.6.0<.2/12510.90.6.1:.2 ( ./02 :=. /0>5?.1:6 48 :=. 7./01.2 34516.7 840 /99.77/1: )=;6/99./7;68;7.2:46.:/6;2.:=.@52>?.1:/12 /A/02 9/66.2 ;1 4("(#+ 2/:.2 ("(#() 9/66.2 BC :=. .1;40 ;<;7 52>. /12 4??;66;41.0 840 .?974C..6 4?9.16/:;41/6/</1/B/>.A/2;
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1. /<;:=/ />.2 "# C./06 A40D;1> /6 / 3447;. ?.: A;:= /1 /33;2.1: 41 '(#' /12 6=. 8;7.2 37/;? 9.:;:;41 37/;?;1> 34?9.16/:;41 48 6# /D=6 =. :0;B51/73416;2.0;1>:=..1:;0..<;2.13.410.3402>0/1:.2
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/1/?451:486%"+&*$/741>A;:=;1:.0.6:/::=.0/:. 48 (E 9/ 804? :=. 2/:. 48 /33;2.1: :;77 :=. 2/:. 48 0./7;F/:;41 % >>0;.<.2 BC :=. 6/;2 402.0 :=. ;1650/13. 34?9/1C90.8.00.2:=;6/99./7/12:=.C?/;17C341:.12.2 :=/: :=45>= :=. 37/;?/1: 6:/:.2 :=/: 6=. A/6 A40D;1> 512.00.69412.1:4/6/3447;./12250;1>:=./33;2.1:
6=. A/6 41 :=. :0/3:40 /12 :0/;7.0 B./0;1> .>4 $ ()'+)* =. A/6 ./01;1> A/>.6 48 6%##$ 9.0 2/C 1 '(#' 6=. A/6 A40D;1> /6 3447;. :4 74/2 :=. 65>/0 3/1. A=;3= A/6 >04A1 ;1 :=. 7/12 48 41. /11/B=;?/99/ 4 /?/1/99/ /<;=/7 =. 0.69412.1:
4( ;6 :=. 4A1.0 48 :=. :0/3:40 /12 :0/;7.0 .69412.1:
4( 8;7.2 A0;::.1 6:/:.?.1: 6:/:;1> :=/: :=. 37/;?/1: ;6 14: / A40D?/1 33;2.1: =/6 14: 433500.2 250;1> :=. 34506.48.?974C?.1:6653=:=.0.;614.?974C.0/12 .?974C.. 0.7/:;416=;9 B.:A..1 37/;?/1: /12 0.69412.1: 4( : ;6 850:=.0 6:/:.2 :=/: 14 ;6 0.>;6:.0.2 ;1 :=. @50;62;3:;41/7947;3.6:/:;41=.>/<.=.06:/:.?.1:B.840. - 4 -
/0/>/::; 47;3. 6:/:;41 ;1 A=;3= 6=. =.06.78 6:/:.2 :=/:
6=.A/624;1>65>/03/1.35::;1>A40D;1:=.7/124841. /11/B=;?/99/48499/2/7<;77/>./12850:=.06:/:.2:=/:
65>/03/1.A/66.1::4/00C5>/01256:0;.6:2=. =/6 14: 6:/:.2 /1CA=.0. :=/: 6=. A/6 A40D;1> 512.0 0.69412.1: 4( /6 / 3447;. =. A/6 A40D;1> ;1 :=. 50<.C4'(#B.741>;1>:4/11/B=;?/99/.69412.1: 4( =/6 >;<.1 :0/3:40 /12 :0/;7.0 41 =;0. 9503=/6. />0..?.1: :4 /00C 5>/0 1256:0;.6 :2 /12 :=56 =. <;47/:.2:=.:.0?6/123412;:;41648:=.947;3C.6=4572 56.:=.6/?.417C840/>0;357:50/7950946.6/12=.3/114:
7.:;:45:840=;0./120.A/026653=:=.C/0.14:7;/B7. :49/C:=.34?9.16/:;41 '<.1/69.0:=.6:/:.?.1:4837/;?/1:6=.A/6 A40D;1> ;1 :=. 7/12 48 41. /11/B=;?/9/ ;1 50<.C 4 '(#A=.0.:=.65>/03/1.A/6>04A1B5::=.?/11.048 :=./33;2.1:6=4A6A=;7.6=.A/674/2;1>:=.65>/03/1. ;1:4:=.:0/3:40/12:0/;7.06=.746:=.0B/7/13.8.7724A1 /12 656:/;1.2 ;1@50;.6 =. 90.6.1: 0.69412.1: 4( ;6
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..0/99/4/7/99//::;A=.0./66=.6:/:.2:=/:6=. A/6 ;1 :=. .?974C?.1: 48 /11/B=;?/99/ 48 499/2/7 <;77/>. 6 653= :=.0. ;6 14 .?974C.0 /12 .?974C.. 0.7/:;416=;9B.:A..137/;?/1:/12:=./99.77/1:
+ =. :0/3:40 /12 :0/;740 6=4572 B. 56.2 417C 840 />0;357:50/7 950946. 5: :=.C =/<. .1:.0.2 ;1:4 =;0. 9503=/6./>0..?.1:A;:=/00C5>/01256:0;.6:2/12;: ;6;1<;47/:;4148:=.:.0?6/123412;:;41648:=.947;3C6 653= 37/;?/1: ;6 14:34<.0.2512.0 :=.6/;2 947;3C 5: :=.:0;B51/74B6.0<.2:=/:/:G>0..?.1:7.::.0/12 4:=.0 2435?.1:6 :=. 947;3C 34<.06 :=. 0;6D 48 :=. 3447;. /12 %#E 0.;?B506.?.1: ;6 9/;2 :4 =.0 /12 2;0.3:.2 :=. ;1650/13.34?9/1C:42.946;::=./?451:
& =.1 :=.0. ;6 14 .?974C.0 /12 .?974C..
0.7/:;416=;9 B.:A..1 37/;?/1: /12 :=. /99.77/1: =. 4A1.0 48 :=. <.=;37. .1:.0.2 ;1:4 =;0. 9503=/6. />0..?.1: A=;3= ;6 ;1 <;47/:;41 48 :=. :.0?6 /12 3412;:;416 48 947;3C .13. ;1650/13. 34?9/1C ;6 14:
7;/B7. :4 9/C :=. 34?9.16/:;41 =. :0;B51/7 .00.2 ;1
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2;0.3:;1> :=. 0.69412.1: 46 /12 ( :4 2.946;: :=. /?451:=.0.840.:=.402.048:=.:0;B51/7;66.:/6;2. =;6 /99./7 8;7.2 BC :=. ;1650/13. 34?9/1C ;6
99.77/1:1650/13. 4?9/1C ;6 .G41.0/:.2 804? 9/C;1>:=.34?9.16/:;41 /12 :=. 402.0 48:=. :0;B51/7 ;6 6.:/6;2. =. /?451: /70./2C 2.946;:.2 BC :=. ;1650/13. 34?9/1C;6:4B.0.8512.2
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