UNITED INDIA INSURANCE CO LTD v. MAHADEVI AND OTHERS
CMA/3200/2015 · 2025-12-17
Ashutosh Kumar
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[ 2025 DAILYLAW 49490 (RAJ) · dailylaw.ai ]
DailyLaw.ai
[ 2025 DAILYLAW 49490 (RAJ) · dailylaw.ai ]
Judgment text
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[2025:RJ-JP:50871] HIGH COURT OF JUDICATURE FOR RAJASTHAN BENCH AT JAIPUR S.B. Civil Miscellaneous Appeal No. 3200/2015 United India Insurance Co. Ltd., Through Branch Manage, Branch Office-Dhulkot Road, Dholpur, Tehsil & District-Dholpur (Raj.) ----Appellant/Non-Claimant Versus
1. Mahadevi W/o Late Shri Mahaveer, Aged About 55 Years,
2. Priyakant S/o Mahaveer, Aged About 22 Years,
3. Amit S/o Mahaveer, Aged About 27 Years,
4. Sumit S/o Mahaveer, Aged About 28 Years, All R/o pachori Pada, Badi, District-Dholpur (Raj.) ----Respondents/Claimants
6. Dheeraj Pachori S/o Devesh Pachori, R/o Pachori Pada, Badi, District- Dholpur (Raj.) (Vehicle Owner) ----Respondents/Non-Claimants For Appellant(s) : Mr. Avadesh Kumar Purohit, Adv. For Respondent(s) : Mr. Utkarsh Goyal, Adv. for Mr. Dheeraj Singhal, Adv. HON'BLE MR.
JUSTICE ASHUTOSH KUMAR Order 17/12/2025 1- ukWu DysesaV@vihykaV chek daiuh ¼ftls vkxs ^vihykaV chek dEiuh* ds uke ls lacksf/kr fd;k tk,xk½ dh vksj ls ;g vihy /kkjk&173 eksVj okgu vf/kfu;e&1988 ds rgr U;k;ky; fo'ks"k U;k;k/kh'k] MdSrh izHkkfor {ks=] /kkSyiqj ¼ftls vkxs ^fo}ku vf/kdj.k* ds uke ls lacksf/kr fd;k tk,xk½ }kjk Dyse ;kfpdk la[;k&54@2012] egknsoh cuke ;wukbZVsM bf.M;k ba';ksjsal dEiuh fyfeVsM o vU; esa ikfjr fu.kZ; fnukad 24-04-2015 ¼ftls vkxs ^v{ksfir fu.kZ;^ ds uke ls lacksf/kr fd;k tk,xk½ ds fo#) izLrqr dh xbZ gSA [2025:RJ-JP:50871] (2 of 6) [CMA-3200/2015] 2- nkokdrkZx.k@jsLiksaMsaV~l ¼ftUgsa vkxs ^nkokdrkZx.k* ds uke ls lacksf/kr fd;k tk,xk½ }kjk fo}ku vf/kdj.k ds le{k] eksVj okgu nq?kZVuk esa egkohj dh e`R;q gks tkus ds QyLo:i {kfriwfrZ jkf'k izkIr djus gsrq Dyse ;kfpdk izLrqr dh x;h FkhA fo}ku vf/kdj.k }kjk mDr Dyse ;kfpdk dk fuLrkj.k djrs gq, ;kphx.k dks dqy 23]87]882@& #i;s dh {kfriwfrZ jkf’k e; C;kt 7-5 izfr’kr lkykuk dh nj ls fnyokbZ x;h gSA mDr vk{ksfir fu.kZ; ls O;fFkr gksdj gLrxr vihy] vihykaV chek daiuh dh vksj ls fo}ku vf/kdj.k ds fu.kZ; dks fujLr djok;s tkus gsrq izLrqr dh xbZ gSA 3- nkSjkus cgl fo}ku vf/koDrk vihykaV chek dEiuh dk rdZ jgk gS fd ekeys dh ?kVuk fnukad 07-10-2011 dks ?kfVr gksuk crk;k x;k gS rFkk ?kVuk dh izFke lwpuk fjiksVZ fnukad 18-12-2011 dks 42 fnol ds foyEc ls ntZ djokbZ x;h gS] vr% ?kVuk lansgkLin ekuh tkosA fo}ku vf/koDrk vihykaV chek dEiuh dk ;g Hkh rdZ jgk gS fd ekeys dh ?kVuk esa eksVjlkbZfdy la[;k&vkjts&11&,lch&7028 ¼ftls vkxs ^iz'uxr okgu* ds uke ls lacksf/kr fd;k tk,xk½ ds pkyd }kjk dksbZ nq?kZVuk dkfjr ugha dh x;h] ekeys dh ?kVuk esa iz'uxr okgu dks xyr :i ls fyIr fd;k x;k gSA fo}ku vf/koDrk vihykaV chek dEiuh dk ;g Hkh rdZ jgk gS fd fo}ku vf/kdj.k }kjk nkokdrkZx.k dks vR;f/kd {kfriwfrZ jkf'k fnyokbZ x;h gS] ftls de fd;k tkosA vr% mijksDr rdksZa ds vk/kkj ij vihykaV chek dEiuh dh vksj ls izLrqr vihy Lohdkj dh tkdj fo}ku vf/kdj.k ds vk{ksfir fu.kZ; dks vikLr fd;s tkus dh izkFkZuk dh x;hA 4- blds foijhr fo}ku vf/koDrk nkokdrkZx.k dh vksj ls vihykaV chek dEiuh ds mijksDr rdksZa dk fojks/k djrs gq, fo}ku vf/kdj.k }kjk ikfjr fd;s x;s fu.kZ; dh iqf"V fd;s tkus rFkk vihykaV chek dEiuh dh vksj ls lafLFkr dh x;h vihy dks fujLr fd;s tkus dk fuosnu fd;k x;kA 5- nksuksa i{kksa dh cgl lquh x;hA i=koyh o fo}ku vf/kdj.k ds vfHkys[k dk
voyksdu fd;k x;kA [2025:RJ-JP:50871] (3 of 6) [CMA-3200/2015] 6- fo}ku vf/koDrk vihykaV chek dEiuh dh vksj ls eq[;r% ;g rdZ fy;k x;k gS fd ekeys dh ?kVuk fnukad 07-10-2011 dks ?kfVr gksuk crk;k x;k gS rFkk ?kVuk dh izFke lwpuk fjiksVZ fnukad 18-12-2011 dks 42 fnol ds foyEc ls ntZ djokbZ x;h gS] vr% ?kVuk lansgkLin ekuh tkosA bl laca/k esa i=koyh ds voyksdu ls izdV gksrk gS fd ekeys dh ?kVuk fnukad 07-10-2011 dks ?kfVr gqbZ Fkh] ftlesa vkgr@e`rd egkohj xaHkhj :i ls ?kk;y gks x;k rFkk nq?kZVuk esa vkbZ pksVksa ds QyLo:i mldh nkSjkus bykt fnukad 17-10-2011 dks e`R;q gks x;hA blls Li"V gksrk gS fd nq?kZVuk esa vkbZ pksVksa ds QyLo:i vkgr@e`rd egkohj dqN fnu vLirky esa HkrhZ jgk] tgka mlds ifjtu mldh ns[kHkky esa O;Lr Fks rFkk fnukad 17-10-2011 dks egkohj dh e`R;q gks x;h] ftlds i'pkr~ e`rd ds ifjokjtu mlds fØ;kdeZ vkfn esa O;Lr jgs] bl dkj.k fjiksVZ ntZ djok;s tkus esa nsjh dkfjr gqbZ gSA bl laca/k esa ekuuh; mPpre U;k;ky; }kjk U;kf;d n`"Vkar jfo cuke cnzhukjk;.k o vU;] fjiksVsZM bu ¼2011½ 4 ,l- lh-lh- 693 ds ekeys esa ;g er O;Dr fd;k gS fd %& "20. It is well-settled that delay in lodging FIR cannot be a ground to doubt the claimant's case. Knowing the Indian conditions as they are, we cannot expect a common man to first rush to the Police Station immediately after an accident. Human nature and family responsibilities occupy the mind of kith and kin to such an extent that they give more importance to get the victim treated rather than to rush to the Police Station. Under such circumstances, they are not expected to act mechanically with promptitude in lodging the FIR with the Police. Delay in lodging the FIR thus, cannot be the ground to deny justice to the victim.
In cases of delay, the courts are required to examine the evidence with a closer scrutiny and in doing so; the contents of the FIR should also be scrutinized more carefully. If court finds that there is no indication of fabrication or it has not been concocted or engineered to implicate innocent persons
[2025:RJ-JP:50871] (4 of 6) [CMA-3200/2015] then, even if there is a delay in lodging the FIR, the claim case cannot be dismissed merely on that ground. 21. The purpose of lodging the FIR in such type of cases is primarily to intimate the police to initiate investigation of criminal offences. Lodging of FIR certainly proves factum of accident so that the victim is able to lodge a case for compensation but delay in doing so cannot be the main ground for rejecting the claim petition. In other words, although lodging of FIR is vital in deciding motor accident claim cases, delay in lodging the same should not be treated as fatal for such proceedings, if claimant has been able to demonstrate satisfactory and cogent reasons for it. There could be variety of reasons in genuine cases for delayed lodgment of FIR. Unless kith and kin of the victim are able to regain a certain level of tranquility of mind and are composed to lodge it, even if, there is delay, the same deserves to be condoned.
In such circumstances, the authenticity of the FIR assumes much more significance than delay in lodging thereof supported by cogent reasons." 7- bl izdkj fdlh Hkh O;fDr ds nq?kZVuk esa ?kk;y gksus ij fuf'pr :i ls mldk Lo;a dk rFkk mlds ifjokjtuksa o fudV fj'rsnkjksa dk iwjk&iwjk /;ku ?kk;y ds bykt ij jgrk gS rFkk fdlh Hkh O;fDr ls ;g ifjdYiuk ugha dh tk ldrh gS fd og ?kk;y O;fDr dks bykt ds fy, ckn esa ys tk, rFkk izFke lwpuk fjiksVZ ntZ djokus igys tk,A bl izdkj nkokdrkZx.k dh vksj ls izFke lwpuk fjiksVZ nsjh ls ntZ djok;s tkus dk leqfpr Li"Vhdj.k fn;k x;k gSA bu ijfLFkfr;ksa esa izFke lwpuk fjiksVZ 42 fnol foyEc ls ntZ djok;s tkus ds rF; dks fdlh izdkj ls ;kfpdk ds fy, ?kkrd ugha ekuk tk ldrk gSA vr% izFke lwpuk fjiksVZ foyEc ls ntZ djok;s tkus ds laca/k esa vihykaV chek dEiuh dh vksj ls yh x;h vkifŸk fujLr dh tkrh gSA [2025:RJ-JP:50871] (5 of 6) [CMA-3200/2015] 8- tgka rd fo}ku vf/koDrk vihykaV chek dEiuh dh vksj ls yh x;h vU; vkifŸk fd ekeys dh ?kVuk esa iz'uxr okgu dks xyr :i ls fyIr fd;k x;k gSA bl laca/k esa i=koyh ds voyksdu ls izdV gksrk gS fd ekeys dh tks izFke lwpuk fjiksVZ ntZ djokbZ x;h gS] mlesa iz'uxr okgu eksVjlkbZfdy ds uEcj vkjts&11&,lch&7028 vafdr fd;s x;s gSa rFkk ekeys dh nq?kZVuk ds laca/k esa iz'uxr okgu ds iathÑr Lokeh dks fn;s x;s uksfVl vUrxZr /kkjk 133 eksVj;ku vf/kfu;e izn'kZ&8 ds tokc esa Hkh iz'uxr okgu Lokeh }kjk oDr ?kVuk iz'uxr okgu eksVjlkbZfdy dks jes'kpan }kjk pyk;k tkuk crk;k x;k gSA lkFk gh iz'uxr okgu Lokeh ds fo#) ckn vuqla/kku U;k;ky; esa vkjksi&i= Hkh izLrqr fd;k tk pqdk gS] ftlls Hkh iz'uxr okgu dh fyIrrk nq?kZVuk esa lkfcr gksrh gSA bl laca/k eas chek dEiuh dh vksj ls dksbZ lk{; Hkh izLrqr ugha dh x;h gSA bu leLr ifjfLFkfr;ksa esa ;g ugha ekuk tk ldrk gS fd ekeys dh nq?kZVuk esa iz'uxr okgu eksVjlkbZfdy dks feF;k fyIr fd;k x;k gksA vr% bl laca/k esa vihykaV chek dEiuh dh vksj ls yh x;h vkifŸk Hkh fujLr dh tkrh gSA 9- fo}ku vf/koDrk vihykaV chek dEiuh dh vksj ls ,d vkifŸk ;g yh x;h gS fd fo}ku vf/kdj.k }kjk nkokdrkZx.k dks vf/kd {kfriwfrZ jkf'k fnyokbZ x;h gSA bl laca/k esa i=koyh ds voyksdu ls izdV gksrk gS fd fo}ku vf/kdj.k }kjk e`rd dh fu/kkZfjr
ekfld vk; ij Hkfo"; esa gksus okyh vk; dh c<+ksrjh ds en esas dksbZ Hkfo"; o`f) ugha dh x;h gSA ;fn e`rd dh fu/kkZfjr vk; ij Hkfo"; o`f) dh tkrh gS rks fuf'pr gh {kfriwfrZ jkf'k esa c<+ksrjh gksxhA ,slh fLFkfr esa fo}ku vf/koDrk vihykaV chek dEiuh dh vksj ls vf/kd {kfriwfrZ jkf'k fnyok;s tkus ds laca/k esa mBkbZ x;h vkifŸk Hkh fujLr dh tkrh gSA 10- mijksDr foospu vuqlkj vihykaV chek dEiuh dh vksj ls izLrqr vihy esa dksbZ lkj ugha gksus ds dkj.k mDr vihy vLohdkj dj [kkfjt dh tkrh gSA [2025:RJ-JP:50871] (6 of 6) [CMA-3200/2015] 11- bl U;k;ky; ds vkns'k fnuakd 18-01-2016 ds vuqlkj chek dEiuh dks vkns'k fn;k x;k Fkk fd og fo}ku vf/kdj.k }kjk vknsf'kr lEiw.kZ jkf'k fo}ku vf/kdj.k ds le{k tek djok,A bl U;k;ky; ds LFkxu vkns'k fnukad 19-07-2017 ds }kjk fo}ku vf/kdj.k ds le{k tek 'kqnk jkf'k esa ls 50 izfr'kr jkf'k dk forj.k izR;FkhZ&DysesaV~l dks fd;s tkus rFkk 50 izfr'kr jkf'k jk"Vªh;Ñr cSad esa ,Q-Mh-vkj- ds :i esa tek j[kus dk vkns'k fn;k x;k FkkA pawfd bl U;k;ky; }kjk chek dEiuh dh vihy dks vLohdkj dj [kkfjt fd;k x;k gSA ,slh fLFkfr esa fo}ku vf/kdj.k ds le{k tks 50 izfr'kr {kfriwfrZ jkf'k ,Q-Mh-vkj- ds :i esa tek gS] mldk Hkqxrku fu;ekuqlkj nkokdrkZx.k dks dj fn;k tkosA 12- vkns'k dh izfr ds lkFk izdj.k dk vfHkys[k lacaf/kr fo}ku vf/kdj.k dks vfoyEc ykSVk;k tkosA 13- rn~uqlkj ;g vihy fujLr dh tkrh gSA 14- lHkh yfEcr izkFkZuk&i=ksa dks Hkh mijksDrkuqlkj fujLr fd;k tkrk gSA (ASHUTOSH KUMAR),J LOKESH RAJ /195-S