[2025:RJ-JP:3451] HIGH COURT OF JUDICATURE FOR RAJASTHAN BENCH AT JAIPUR S.B. Civil Miscellaneous Appeal No. 567/2013 1. Santosh Devi W/o Late Shri Babulalpuri, R/o Charanwas, Tan Huddil, Suliawas,t Ehsil Dataramgarh, District Sikar. 2. Kishorepuri S/o Late Shri Babulalpuri, Through Mother And Natural Guardian Smt. S, R/o Charanwas, Tan Huddil, Suliawas,t Ehsil Dataramgarh, District Sikar. 3. Kamalpuri S/o Late Shri Babulalpuri, Through Mother And Natural Guardian Smt. San, R/o Charanwas, Tan Huddil, Suliawas,t Ehsil Dataramgarh, District Sikar. 4. Narayanpuri S/o Sukhapuri, R/o Charanwas, Tan Huddil, Suliawas,t Ehsil Dataramgarh, District Sikar. ----Appellants Versus 1. The Oriental Insurance Company Ltd. Through Branch Manager, Branch Bajaj Road, Sikar. Insurance Company Of Vehicle Mini Bus No. Rj 23Pa 1062 2. Sajjan Kumar S/o Sri Dularam, R/o Vijaypura, Tan Khud, Police Station Losal, Tehsil Dataramgarh, District Sikar. Registered Owner Of Vehicle Mini Bus No. Rj 23Pa 1062 ----Respondents For Appellant(s) : Mr. Ashok Sharma, Adv. Ms. Akshita Bhardwaj, Adv. For Respondent(s) : Mr. Kinshuk Jain, Adv. Mr. Shourabh Jain, Adv. HON'BLE MR. JUSTICE UMA SHANKER VYAS [2025:RJ-JP:3451] (2 of 5) [CMA-567/2013] Judgment / Order 23/01/2025 nkosnkj@vihykFkhZx.k ¼vkxs **nkosnkj** dgk tkosxk½ }kjk ;g vihy fo}ku eksVj;ku nq?kZVuk okn vf/kdj.k ¼vij ftyk U;k;k/kh'k] la[;k&3½ lhdj }kjk eksVj nq?kZVuk nkok la[;k&198@12 esa ikfjr fu.kZ; ,oa vokMZ fnukad 26-11-12 ¼vkxs **vk{ksfir vokMZ** dgk tkosxk½ ls O;fFkr gksdj izLrqr dh x;h gSA vk{ksfir vokMZ ds ek/;e ls nkosnkj ds ifr@iq=@firk dh okgu nq?kZVuk esa e`R;q gks tkus ls v/khuLFk vf/kdj.k }kjk dqy 6]29]000@&:i;s dk iapkV 06 izfr'kr okf"kZd C;kt lfgr ikfjr fd;k x;k gS] ftls c<k;s tkus gsrq ;g vihy /kkjk 173 eksVj okgu vf/kfu;e ds rgr izLrqr dh xbZ gSA bl izdj.k esa vkjksfir okgu ds Lokeh@pkyd vFkok chek daiuh }kjk dksbZ vihy izLrqr ugha dh x;h gSA fo}ku vf/koDrk vihykFkhZx.k }kjk fuosnu fd;k x;k fd vk; gkfu ds en esa fnyk;k x;k izfrdj vi;kZIr gS] vihykFkhZx.k Hkfo"; esa vk; o`f) dk ykHk Hkh izkIr djus ds vf/kdkjh gS] lEink dh gkfu o vafre laLdkj ds en esa fnykbZ xbZ jkf'k dks Hkh vi;kZIr gksuk crk;k] ftls ;Fkksfpr :i ls c<k;s tkus dk fuosnu fd;kA blds foijhr izR;FkhZ@chek dEiuh dh vksj ls v/khuLFk vf/kdj.k ds vkns'k dks fof/klEer gksuk crk;k rFkk vihy dks [kkfjt fd;s tkus dk fuosnu fd;kA izR;FkhZ okgu ekfyd dh vksj ls dksbZ mifLFkr ugha gSA [2025:RJ-JP:3451] (3 of 5) [CMA-567/2013] nksuksa i{kksa ds rdksZa ds lanHkZ esa vfHkys[k dk voyksdu fd;kA orZeku ekeys esa vkjksfir okgu ehuh cl vkj ts &23&ih,&1062 ds pkyd dh ykijokgh ls nq?kZVuk gksuk vkSj mlesa nkosnkjksa ds iq=@firk@ifr ckcqykyiqjh xksLokeh dh e`R;q gksuk fooknfjr gSA ek= izfrdj jkf'k dh i;kZIrrk dk iz'u vUroZfyr gSA tgka rd vkfJrrk@vk; gkfu dk iz'u gS] e`rd ij dqy pkj O;fDr vkfJr gksuk izdV gqvk gS] mldh vk;q 33 o"kZ gS] vr% 16 dk xq.kd yxsxkA O;fDrxr [kpZ o thou fuokZg gsrq 1@4 jkf'k dh dVkSrh fd;k tkuk mfpr gSA rn~uqlkj vk; gkfu dh x.kuk dh tkos rks 150X30x12x16x3/4=6,48,000/-:i;s gksrh gSA ekuuh; loksZPp U;k;ky; ds U;kf;d n`"Vkar National Insurance Co. Ltd. Vs. Pranay Sethi & Ors. (2017) 16 SCC 680 esa ikfjr fl)kar ds vuqlkj 40 izfr'kr Hkfo"; dh vk; o`f) 2]59]200@&:i;s tksMs tkus ij ;g jkf'k 9]07]200@&:i;s gksrh gSS] tcfd fo}ku vf/kdj.k }kjk 6]12]000@&:i;s izfrdj fnyk;k x;k gS] vr% bl en esa 2]95]200@&:i;s vfrfjDr jkf'k izfrdj ds :i esa nkosnkj izkIr djus ds vf/kdkjh gSA fo}ku vf/kdj.k us nkosnkjksa dks e`rd ds izse&Lusg vkfn ls oafpr gksus ds en esa lHkh nkosnkjksa dks dqy 15]000@&:i;s fnyk;s gS tcfd ekuuh; loksZPp U;k;ky; ds U;kf;d n`"Vkar Magma General Insurance Co. Ltd. Vs. Nanuram & Ors. (2018) 18 SCC 130 esa ikfjr fl)kar ds vuqlkj izR;sd [2025:RJ-JP:3451] (4 of 5) [CMA-567/2013] nkosnkj 40]000@&:i;s vFkkZr dqy 2]40]000@&:i;s dalksVhZ;e ds uqdlkuh ds :i esa izkIr djus ds vf/kdkjh gS] vr% bl en esa 2]25]000@&:i;s vfrfjDr jkf'k izfrdj ds :i esa nkosnkj izkIr djus ds vf/kdkjh gSA lEink dh gkfu o vafre laLdkj ds en esa la;qDr :i ls dqy 2]000@&:i;s dh jkf'k fnykbZ x;h gS] tcfd bu nksuksa enksa esa i`Fkd i`Fkd 15]000&15]000@&:i;s vFkkZr dqy 30]000@&:i;s dh jkf'k izfrdj ds :i esa nkosnkj izkIr djus ds vf/kdkjh gS] vr% bl en esa 28]000@&:i;s vfrfjDr jkf'k izfrdj ds :i esa nkosnkj izkIr djus ds vf/kdkjh gSA mijksDr foospukuqlkj tks fo}ku vf/kdj.k }kjk tks 6]29]000@&:i;s dk vokMZ ikfjr fd;k x;k gS mlds LFkku ij nkosnkj@vihykFkhZx.k 11]77]200@&:i;s izkIr djus ds vf/kdkjh gSA bl izdkj vihykFkhZx.k mijksDr lHkh enksa esa 5]48]200@&:i;s vfrfjDr izfrdj jkf'k izkIr djus ds vf/kdkjh gSA rn~uqlkj ;g vihy vkaf'kd :i ls Lohdkj dh tkdj vk{ksfir vokMZ dks mikUrfjr djrs gq, nkosnkj@vihykFkhZx.k ds i{k esa dqy 11]77]200@&:i;s dk vokMZ ikfjr fd;k tkrk gSA vihykFkhZXk.k }kjk iwoZ esa izkIr dh x;h jkf'k dks iapkV jkf'k esa ls lek;ksftr fd;k tkdj 'ks"k jkf'k vihykFkhZx.k izkIr djus ds vf/kdkjh ik;s tkrs gSaA bl vkns'k }kjk c<kbZ xbZ {kfriwfrZ jkf'k ij ewy ;kfpdk nk;j djus dh frfFk ls olwyh rd vihykFkhZx.k 06 izfr'kr okf"kZd lk/kkj.k dh nj ls C;kt izkIr djus ds vf/kdkjh gSA [2025:RJ-JP:3451] (5 of 5) [CMA-567/2013] fo}ku vf/kdj.k dk vfHkys[k ;fn bl U;k;ky; dks izkIr gks j[kk gS rks vkns'k dh izfr ds lkFk ykSVk;k tkosA LFkxu ,oa vU; dksbZ izkFkZuk&i= ;fn yfEcr gksa rks os Hkh mDrkuqlkj fuLrkfjr fd, tkrs gSaA (UMA SHANKER VYAS),J Murari Lal Sharma/48