[2025:RJ-JP:52014] HIGH COURT OF JUDICATURE FOR RAJASTHAN BENCH AT JAIPUR S.B. Civil Miscellaneous Appeal No. 2874/2020 Smt. Seema Jangid alias Seema Sharma Wife of Shri Vinod Kumar, Age 30 Years, Resident of Fhajiyabad, Tehsil Hindoun, District Karouli, At Present 184/8, Sector No.18, Rana Sanga Marg, Pratapnagar, Jaipur. ----Appellant Versus 1. Manraj Meena Son of Shri Hanuman Meena, Resident of Village Dubbi Banas, Police Station Surwal, District Swaimadhopur. (Driver And Owner Tractor) 2. United India Insurance Company Limited, Regional Office, Sahara Chambers, Tonk Road, Jaipur. (Insurance Policy No. 141403/47/13/96/00000251 Validity 09.07.2013 To 08.07.2014) 3. Vinod Kumar Son of Shri Durgashankar Sharma, Resident of 09, Rajnagar, Bajriya, Swaimadhopur, (Raj.) (Driver and Owner Swift Car) 4. National Insurance Company Limited, Regional Manager, Regional Office At Jiwan Nidhi, L.I.C. Building, Ambedkar Circle, Bhawani Singh Road, Jaipur (Policy No. 35101031126132772078 Validity 13.03.2013 To 12.03.2014) ----Respondents For Appellant(s) : Mr. Nitesh Rawat, Adv. with Mr. Vikas Bana, Adv. For Respondent(s) : Ms. Rajani Vyas, Adv. Mr. Lokesh Parihar, Adv. (For Insurance Company) HON'BLE MR. JUSTICE ASHUTOSH KUMAR Order 17/12/2025 1- vihykfFkZ;k Jherh lhek tkafxM }kjk ;g vihy /kkjk 173 eksVj okgu vf/kfu;e&1988 ds rgr U;k;ky; vij ftyk U;k;k/kh'k dze&10] t;iqj egkuxj izFke ¼eq[;ky; lkaxkusj½] eksVj nq?kZVuk nkok U;k;kf/kdj.k [2025:RJ-JP:52014] (2 of 7) [CMA-2874/2020] ¼ftls vkxs ^fo}ku vf/kdj.k* ds uke ls lacksf/kr fd;k tk,xk½ }kjk Dyse ;kfpdk la[;k&53@2015] Jherh lhek cuke eujkt o vU; esa ikfjr fu.kZ; fnukad 16-07-2020 ds fo#) izLrqr dh xbZ gSA 2- vihykfFkZ;k }kjk fo}ku vf/kdj.k ds le{k] Lo;a ds eksVj nq?kZVuk esa vkgr gks tkus ds QyLo:i dqy 36]35]000@& #i;s Dyse izkIr djus gsrq Dyse ;kfpdk izLrqr dh x;h FkhA fo}ku vf/kdj.k }kjk mDr Dyse ;kfpdk esa vihykfFkZ;k dks dqy 4]66]382@& #i;s dh {kfriwfrZ jkf’k e; C;kt 6 izfr’kr lkykuk dh nj ls fnyokbZ x;h gSA fo}ku vf/kdj.k ds mDr vk{ksfir fu.kZ; ls O;fFkr gksdj gLrxr vihy] vihykfFkZ;k dh vksj ls {kfriwfrZ jkf'k esa c<+ksrjh fd;s tkus gsrq izLrqr dh x;h gSA 3- nkSjkus cgl fo}ku vf/koDrk vihykfFkZ;k dk rdZ jgk fd fo}ku vf/kdj.k }kjk vihykfFkZ;k dks oDr ?kVuk vdq'ky Jfed ekurs gq, mldh ekfld vk; 4]316@& :Ik;s ¼26 fnuksa ds vk/kkj ij½ fu/kkZfjr dh tkdj =qfV dkfjr dh gS] tcfd vihykfFkZ;k oDr ?kVuk flykbZ dk dk;Z djds 9]000@& :i;s ekfld vk; vftZr djrh FkhA fo}ku vf/koDrk vihykfFkZ;k dk ;g Hkh rdZ jgk gS fd fo}ku vf/kdj.k }kjk vihykfFkZ;k dks Hkfo"; esa gksus okyh vk; o`f) ckcr dksbZ {kfriwfrZ jkf'k ugha fnyokbZ xbZ gSA fo}ku vf/koDrk vihykfFkZ;k dk ;g Hkh rdZ jgk gS fd fo}ku vf/kdj.k }kjk 'kkjhfjd o ekufld ihM+k dh en esa rFkk Hkfo"; esa gksus okyh lq[k&lqfo/kk dh deh ds en esa Hkh leqfpr jkf'k ugha fnyokbZ gS rFkk vU; enksa esa Hkh vR;f/kd de jkf'k fnyokbZ x;h gS] ftuesa c<+ksrjh dh tkosA vr% vihykfFkZ;k dh vksj ls izLrqr vihy Lohdkj dh tkdj {kfriwfrZ jkf'k esa c<+ksrjh fd;s tkus dh izkFkZuk dh x;hA 4- blds foijhr fo}ku vf/koDrk izR;FkhZ chek dEiuh dh vksj ls vihykfFkZ;k ds mijksDr rdksZa dk fojks/k djrs gq, fo}ku vf/kdj.k }kjk ikfjr fd;s x;s fu.kZ; dh iqf"V fd;s tkus rFkk vihykfFkZ;k dh vksj ls lafLFkr dh x;h vihy dks fujLr fd;s tkus dk fuosnu fd;k x;kA 5- nksuksa i{kksa dh cgl lquh x;hA i=koyh dk voyksdu fd;k x;kA 6- gLrxr ekeys dh nq?kZVuk esa vihykfFkZ;k dks dkfjr gqbZ pksVksa ds QyLOk:i mlds 'kjhj ij dqy 23 izfr'kr dh LFkkbZ fu;ksZX;rk vkuk ik;k [2025:RJ-JP:52014] (3 of 7) [CMA-2874/2020] x;k gSA eksVj nq?kZVuk esa vkgr O;fDr;ksa dks {kfriwfrZ fnyok;s tkus ds lanHkZ esa ekuuh; mPpre U;k;ky; }kjk vius U;kf;d n`"Vkar Anant Son of Sidheswar Dukre Vs. Pratap son of Zhampannappa Lamzane & Anr. reported in (2018) 9 Supreme Court Cases 450, esa fl)kUr izfrikfnr fd;k gS tks fuEu izdkj ls gS %& “12. In case of motor accidents leading to injuries and disablements, it is a well settled principle that a person must not only be compensated for his physical injury, but also for the non-pecuniary losses which he has suffered due to the injury. The claimant is entitled to be compensated for his inability to lead a full life, and enjoy those things and amenities which he would have enjoyed, but for the injuries." "13. The purpose of compensation under the Motor Vehicles Act is to fully and adequately restore the aggrieved to the position prior to the accident. This Court in Yadava Kumar v. National Insurance Co. Ltd. explained “just compensation” in the following words:" "15. It goes without saying that in matters of determination of compensation both the tribunal and the court are statutorily charged with a responsibility of fixing a “just compensation”. It is obviously true that determination of a just compensation cannot be equated to a bonanza. At the same time the concept of “just compensation” obviously suggests application of fair and equitable principles and a reasonable approach on the part of the tribunals and courts. This reasonableness on the part of the tribunal and court must be on a large peripheral field.” 7- i=koyh ds voyksdu ls izdV gksrk gS fd ekeys dh ?kVuk fnukad 30-09-2013 dh crkbZ x;h gS rFkk oDr ?kVuk vihykfFkZ;k dks 25 o"kZ dh vk;q dk gksuk crkrs gq, flykbZ dk dk;Z dj 9]000@& :Ik;s ekfld vk; vftZr djuk crk;k x;k gSA fdUrq viuh vk; ds laca/k esa vihykfFkZ;k dh vksj ls fo}ku vf/kdj.k ds le{k dksbZ Bksl lk{; izLrqr ugha dh x;h gSA [2025:RJ-JP:52014] (4 of 7) [CMA-2874/2020] bu ifjfLFkfr;ksa esa fo}ku vf/kdj.k }kjk vihykfFkZ;k dh vk; U;wure etnwjh ds vk/kkj ij 4]316@& #i;s ekfld fu/kkZfjr dh xbZ gSA oDr nq?kZVuk efgyk x`fg.kh Fkh vkSj flykbZ dk;Z ds vfrfjDr ?kj ds ?kjsyw dke dkt djrh Fkh] blfy, ?kjsyw dke dkt djus okyh efgyk Lo;a ds dk;ksZa ds vfrfjDr vius ifjokj ds yksxksa dh ftEesnkfj;kas dk Hkh fuoZgu djrh gSA bl dkj.k vihykfFkZ;k dks dq'ky Jfed dh esa j[kk tkuk U;k;ksfpr gSA oDr ?kVuk dq'ky Jfed dh nSfud vk; 186@& #i;s] rn~uqlkj ekfld vk; 5]580@& :i;s gksrh gSA fo}ku vf/kdj.k }kjk vihykfFkZ;k dh fu/kkZfjr ekfld vk; esa Hkfo"; esa gksus okyh vk; dh dksbZ c<+ksrjh ugha dh x;h gSA fo}ku vf/kdj.k }kjk oDr ?kVuk vihykfFkZ;k dh vk;q 25 ls 30 o"kZ ds e/; fu/kkZfjr dh xbZ gSA ,slh fLFkfr esa us'kuy bZa';ksjsal dEiuh fyfeVsM cuke iz.k; lsBh o vU;% ¼2017½ 16 ,l-lh-lh- 680 esa izfrikfnr fl)kUr ds vuqlkj vihykFkhZ dh vk;q dks n`f"Vxr j[krs gq, mijksDr fu/kkZfjr ekfld vk; 5]580@& #i;s ij 40 izfr'kr dh Hkfo";&o`f) fd;k tkuk visf{kr gSA 5]580@& #i;s dk 40 izfr'kr 2]232@& #i;s gksrk gSA mDr 40 izfr'kr jkf'k dks vihykfFkZ;k dh fu/kkZfjr ekfld vk; esa tksM+s tkus ds mijkar vihykfFkZ;k dh dqy ekfld vk; 7]812@& #i;s gksrh gS] tks {kfriwfrZ ds fu/kkZj.k dk vk/kkj jgsxhA 8- gLrxr nq?kZVuk esa vihykfFkZ;k ds flj esa cka;s iSjkbZVy cksu esa Wo 'kjhj ds vU; Hkkxksa esa xaHkhj pksVsa vkuk tkfgj gSA ftuds lkewfgd izHkko ls vihykfFkZ;k ds 'kjhj esa dqy 23 izfr’kr LFkk;h fu;ksZX;rk vkuk ik;k x;k gS] tSlk fd LFkkbZ fu;ksZX;rk izek.k&i= izn'kZ&23 ds voyksdu ls Li"V gSA fo}ku vf/kdj.k }kjk vihykfFkZ;k dks dkfjr pksVksa ds vk/kkj ij mldh LFkkbZ fu;ksZX;rk lEiw.kZ 'kjhj ds ifjizs{; esa 10 izfr’kr vkadh xbZ gSA bl laca/k esa ekuuh; mPpre U;k;ky; }kjk ikfjr U;kf;d n`"VkUr 2025 SCC Online SC 276, Prakash Chand Sharma Vs. Rambabu Saini & Anr. esa fuEufyf[kr er O;Dr fd;k gS%& [2025:RJ-JP:52014] (5 of 7) [CMA-2874/2020] ”9. The Tribunal questioned the competence of the Medical Board to assess the permanent disability of the claimant-appellant, terming the certificate of the Medical Board as not completely reliable. If the Tribunal had reason to doubt the medical certificate, the option available before it was to have the disability re-assessed but it could not have gone into the details of the determination of disability. Since that course of action has not been adopted, the opinion of the Medical Board, being an opinion of the experts is to be treated as such. That apart, the comatose state of the claimant- appellant is not in dispute.” 9- vr% Prakash Chand Sharma (supra) ds ekeys esa izfrikfnr fl)kUr ds vuqlkj gLrxr ekeys esa ge vihykfFkZ;k ds LFkkbZ fu;ksZX;rk izek.k i= izn'kZ&23 esa vafdr 23 izfr'kr LFkkbZ fu;ksZX;rk dks lEiw.kZ 'kjhj ds ifjizs{; esa 23 izfr'kr vkadk tkuk mfpr le>rs gSaA rn~uqlkj vihykfFkZ;k dh ekfld vk; 7]812@& #i;s dk 23 izfr’kr 1]797@& #i;s gksrh gS] tks vihykfFkZ;k dks Hkfo"; esa gksus okyh vk; dh ekfld {kfr gSA oDr ?kVuk vihykfFkZ;k dh vk;q 25 ls 30 o"kZ ds e/; gksuk tkfgj gSA ,slh fLFkfr esa ljyk oekZ o vU; cuke nsgyh VªkaliksVZ dkWiksZjs'ku o vU; fjiksVsZM bu ¼2009½ 6 ,l-lh-lh- 121 rFkk iz.k; lsBh ¼mijksDr½ ds ekeyksa esa izfrikfnr fl)kUr ds vuqlkj vihykfFkZ;k dks Hkfo"; esa gksus okyh vk; dh {kfriwfrZ dh x.kuk gsrq vihykfFkZ;k dh vk;q dks n`f"Vxr j[krs gq, 17 dk xq.kd yxk;k tkuk visf{kr gSA rn~uqlkj vihykfFkZ;k dks Hkfo"; esa gksus okyh vk; dh dqy {kfr 1]797 x 12 x 17 = 3]66]588@& #i;s gksrh gS] tks vihykfFkZ;k izkIr djus dh vf/kdkjh gSA 10- fo}ku vf/kdj.k }kjk vihykfFkZ;k dks 'kkjhfjd o ekufld ihM+k dh en esa 20]000@& :i;s] Hkfo"; esa gksus okyh lq[k&lqfo/kk dh deh ds en esa 20]000@& :i;s] vLirky esa HkrhZ jgus dh en esa 33]000@& :i;s] ikSf"Vd vkgkj ,oa vLirky vkokxeu dh en esa 20]000@& :i;s] mipkj [2025:RJ-JP:52014] (6 of 7) [CMA-2874/2020] o nokbZ;ksa ij [kpZ gqbZ jkf'k;ksa dh en esa 2]65]322@& :i;ss dh jkf’k fnyokbZ xbZ gS] ftuesa dksbZ gLr{ksi fd;k tkuk ge mfpr ugha le>rs gSaA 11- fo}ku vf/kdj.k }kjk bZyktjr vof/k ds nkSjku gqbZ vk; dh gkfu dh en esa vihykfFkZ;k dks dksbZ jkf'k ugha fnyokbZ xbZ gSA gLrxr ekeys dh nq?kZVuk esa vihykfFkZ;k ds dkfjr gqbZ pksVksa ds QyLo:i vihykfFkZ;k djhc nks ekg rd dk;Z djus esa vleFkZ jgh gksxhA ,slh fLFkfr esa ge nks ekg dh vk; dh gkfu ds en esa 5,580x2=11,160@& #i;s dh jkf'k vihykfFkZ;k dks fnyok;k tkuk mfpr le>rs gSaA 12- vihykfFkZ;k ds flj esa rFkk 'kjhj ds vU; Hkkxksa esa xaHkhj pksVsa dkfjr gksuk ik;k x;k gSA mDr dkfjr pksVksa ds QyLo:i vihykfFkZ;k dks Hkfo"; esa bykt dh vko';drk jgsxhA vr% vihykfFkZ;k dks Hkfo"; esa bykt dh vko’;drk dks n`f"Vxr j[krs gq, ;g U;k;ky; vihykfFkZ;k dks 50]000@& :i;s dh jkf’k fnyok;k tkuk mfpr le>rh gSA 13- fo}ku vf/kdj.k }kjk vius fu.kZ; esa ;g er O;Dr fd;k gS fd] ^^oDr nq?kZVuk nksuksa gh iz'uxr okgu VSªDVj o iz'uxr dkj ds pkyd dh ykijokgh ls nq?kZVuk ?kfVr gksuk izekf.kr ekuk gS rFkk mDr nksuksa gh okgu oDr nq?kZVuk dze'k% foi{kh la[;k nks o pkj ls chfer FksA blfy, nq?kZVuk ds fy, 80 izfr'kr foi{kh la[;k ,d o 20 izfr'kr foi{kh la[;k rhu mRrjnk;h ekus x;s gSA oDr nq?kZVuk iz'uxr VsªsDVj pkyd dh 80 izfr'kr o iz'uxr dkj pkyd dh 20 izfr'kr la;qDr va'knk;h mis{kk o ykijokgh gksus ds dkj.k foi{kh la[;k nks vihykfFkZ;k dh izfrdj jkf'k ds fy, 80 izfr'kr o foi{kh la[;k pkj chek daiuh 20 izfr'kr dh mRrjnk;h ekuh x;h gSA** fo}ku vf/kdj.k ds mDr vk{ksfir fu.kZ; esa dksbZ gLr{ksi fd;k tkuk ge mfpr ugha le>rs gSA 14- mDrkuqlkj vihykfFkZ;k@DysesaV fuEu izdkj ls {kfriwfrZ jkf'k izkIr djus dk vf/kdkjh gSa %& Øe la- 'kh"kZ@en bl fu.kZ; ds rgr fu/kkZfjr dh x;h jkf’k 1- Hkfo"; esa gksus okyh vk; dh {kfr ds en esa 3]66]588@& #i;s [2025:RJ-JP:52014] (7 of 7) [CMA-2874/2020] 2- 'kkjhfjd o ekufld ihM+k dh en esa 20]000@& #i;s 3- Hkfo"; dh lq[k&lqfo/kk dh deh ds en esa 20]000@& :i;s 4- vLirky eas HkrhZ jgus dh en esa 33]000@& :Ik;s 5- ikSf"Vd vkgkj o ;krk;kr vkokxeu dh en esa 20]000@& :i;s 6- mipkj o nokbZ;ksa ij O;; gqbZ jkf'k ds en esa 2]65]322@& :i;s 7- byktjr vof/k ds nkSjku gqbZ nks ekg dh vk; dh gkfu ds en esa 11]160@& :i;s 8- Hkfo"; esa bykt dh vko';drk dh en esa 50]000@& :i;s 9- bl U;k;ky; }kjk fu/kkZfjr dh xbZ {kfriwfrZ jkf'k 7]86]070@& #i;s 10- fo}ku vf/kdj.k }kjk fnyokbZ xbZ {kfriwfrZ jkf'k 4]66]382@& #i;s 11- c<+ksrjh i'pkr {kfriwfrZ jkf'k esa varj 3]19]688@& #i;s 15- rnuqlkj ;g vihy vkaf’kd :i ls Lohdkj dh tkdj fo}ku vf/kdj.k }kjk ikfjr iapkV] ftlds }kjk vihykfFkZ;k@DysesaV dks 4]66]382@& :i;s fnyok;s tkus dk vkns'k ikfjr fd;k x;k gS] ds LFkku ij 7]86]070@& :i;s dk iapkV ikfjr fd;k tkrk gSA mDr jkf'k ij fu;ekuqlkj vk;dj dVkSrh dh tkosxhA vihykfFkZ;k }kjk iwoZ esa izkIr dh x;h jkf’k dks iapkV jkf’k esa ls lek;ksftr fd;k tkdj 'ks"k jkf’k vihykfFkZ;k izkIr djus dh vf/kdkjh ik;h tkrh gSaA 16- bl vkns'k }kjk c<+kbZ xbZ {kfriwfrZ jkf'k ij ;kfpdk nk;j djus dh frfFk ls vihykfFkZ;k] 8 izfr'kr okf"kZd C;kt izkIr djus dh vf/kdkjh gSaA 17- rnuqlkj ;g vihy fuLrkfjr dh tkrh gSA 18- lHkh yfEcr izkFkZuk&i=ksa dks Hkh mijksDrkuqlkj fuLrkfjr fd;k tkrk gSA (ASHUTOSH KUMAR),J Badal /199s