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2025 DAILYLAW 4898 (PNJ)

TATA AIG GENERAL INSURANCE COMPANY LTD v. KIRAN GOYAL AND ORS

XOBJC/106/2019 · 2026-01-13

Sudeepti Sharma

body2025

Judgment text

Extracted from the PDF above. The PDF is authoritative.

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'       "  '  * * * * * * 42.          # (.,   (        5$ "#   #  ,$          )6(  )0-2 -) -0  ,$      $  7')8 -/+2  $7')/+)+0  $7')0+/.2  $7' )..).0  $ 7')+./02  $       $  $7'))0)00  $7'9 0//2  $7'8/)/0   7'0//82   8 >60 $   !National Insurance Company Ltd. Vs. Pranay Sethi & Ors. 2    0  6  ! *  $  &)) &)<1 &)-!    &8-- ! */   1 MOHD AYUB 2026.03.17 16:44 I attest to the accuracy and authenticity of this order/judgment.      -5- 47 @   !       /  A         B 4C7 $  !  / /!  B 47 /!  0  !  /  B 4@7   0  !/               !      !    !  A  * B 4D7 E     !  / !   !!! / * "0B  !1 !A    !" /    1 ?52. :  conventional heads $          !  ; <1     ;-0$222       ! $  ;  )$22$222     ;)$22$222                  ! ;   = $             $  $                  > "    $    &   : &                     !$   " $                            $       !                 $ MOHD AYUB 2026.03.17 16:44 I attest to the accuracy and authenticity of this order/judgment.      -6-       "   "    &  $       "  $  "    !   1         $  $  $         !        ;)0$222$ ;.2$222    ;)0$222                            ?     ' & '  "                            &                  )23                     @ @ @ @ @ 59.3    $    023         $            .2  $       +23$     .202  1     02/2  $    )03 :             ! 59.41    '  (,  !   $    .23     MOHD AYUB 2026.03.17 16:44 I attest to the accuracy and authenticity of this order/judgment.      -7-         .2   :   -03      .202   )23     02/2                     !  59.54      $      ! $        +2+-  A B        59.6.               A C    .-  59.7          59.8;       $  $   $    !  ; )0$222$;.2$222 ;)0$222          )23    D &, >60 $   !,73, &#&!,+ #5$!,#%& "3*,#8 /9394&' :5) ,#$ ,3 ,+9,5 ;$;!$ ,3  4;&!5 2   0  6 !  /0,!+, :&!3, 5$*!, !,#,8 0&4;9 0$*!,    */ /       !     1 E21:#  ? # F   <               MOHD AYUB 2026.03.17 16:44 I attest to the accuracy and authenticity of this order/judgment.      -8-                        1    $G G        G    G$  G    G$    G  G        $  $ $$  $     $            $     !       -))Spousal consortium              '             G  $  $   $  $       G -)-Parental consortium          $ G   $  $  $   $  $     G -)+Filial consortium                :           "                       #     $  $           22#                     7     '      H   !            7             MOHD AYUB 2026.03.17 16:44 I attest to the accuracy and authenticity of this order/judgment.      -9-                      $   $            237A  :                   $       1                     $      $          F                :: % #       % $                      24                  G  G    F   <1   $            $      ; .2$222          &&      !  *  10"  4FGC#1&,)1+,&87!     &+  ! *     1 *   *  0'(    !   0   /    /!  1 *    '(   8 &8  0 //   4DA1(7 MOHD AYUB 2026.03.17 16:44 I attest to the accuracy and authenticity of this order/judgment.      -10- &<  !     !    *           1 *     * / / !     / !        !2   > B*        /     !2 >          C $/H    // B !     0  !    / ! *  /     &'   0     !      2  10"     A    H1+ **   !  2 >                  2  10"       A ;0  4 A     A@ 7*          ! */      A         0         !     47 ! 02   > !    +,&<1&'4DA1&(7B 47  A  ! *  / !     +,&'1&(4DA1&37 +,&(1&)4DA1&-7 &(   0   /    0  0    /    A  /* !  !   +,&'1&( !   0   /   !    A    !H1+  *    0    >* 0     " /  A ! *  /    !          +,&(1&)  4DA1&-7  *   /    !   &) C       *   A   0      !    0    !  I ,(,-+,&(  !   +,&(1&)  MOHD AYUB 2026.03.17 16:44 I attest to the accuracy and authenticity of this order/judgment.      -11- 0!     "  !   2  1 0"  !     / 0  " / 0 >60   $   Nidhi Bhargava & Ors. Vs National Insurance Company Ltd. & Ors. 2025 INSC 526 1   A !   0 *1 E)-I     $)-26-226$ ;: -226'-229   $       $       ;      ):  $-228  +)7 $-226 $  $;     2)2. -228+)2+-226$         '+)2+-226            +)2+-226    1 !;:  -226'-229  ;             $     $     )+1 !;                 # Malarvizhi v United India Insurance Co. Ltd., (2020) 4 SCC 228                1  !  ;(,$     $    1S Vishnu Ganga v Oriental Insurance Company Limited, 2025 SCC OnLine SC 182$  J ))1     1 !;        $    : ?      1 #K$(-2)-,))##8+6LF  )8MN  O                   #   $(-2)0,-##8/.LF  8M$ O;  (  ,LF  ).-2--##K #)++6MP MOHD AYUB 2026.03.17 16:44 I attest to the accuracy and authenticity of this order/judgment.      -12- ).      -12- ). 1Malarvizhi (supra)$7  % #   ;H: )998')996 )999'-222   -222'-22)                  H  )0% #            ;   :     -226'-229         !       1            1 !;$  !:$       $ 4    $              1   !  =         ; : $                         :                 '   $          :$            1  &          %  #                                           $                  :        Shivaleela v Divisional Manager, United India Insurance Co. Ltd., 2025 SCC OnLine SC 563J Q)+1O;     1 #K$-2-- ##K #)++6$  " $  $   >   R1 #K$(-229,)+ ##8)2$#  H7A  : )966             "                       ' "   > "       $         MOHD AYUB 2026.03.17 16:44 I attest to the accuracy and authenticity of this order/judgment.      -13-   "                 $      :                       H   &3 *! 0  !" /     !   * 0"                   A     !   *   /     !     J +,&(1&)4 = DA1&-7!  !/   !   2 0   !            !             0         4DA1&-7         !       /!&  +,&'    /<&    +,&( A           *   !           !      ! ,&,'+,&'<&,<+,&( * !  0    ! / 0 ; <&,<+,&(%   /0<&,<+,&(* ! !    A !   +,&(1&) &- !   !  0          !  0   /      0  *  0   /     = ₹    !    + '( 8-+214  * = EE  %> D/* 7G 0     ₹  *=   +, '8-(,  4  * E >  %D/   E! 7 *  ! =!      ₹ !! +, (,,214  * E>  7 &8 !  ! *     0         * /  !        *   /      E    *  /'(   8  &8    MOHD AYUB 2026.03.17 16:44 I attest to the accuracy and authenticity of this order/judgment.      -14- ! E  !/           /!   '(   /       " /!>60 $  Shashikala & Ors. v. Gangalakshmamma & Anr., LawFinder Doc Id 658691 *A   I       /  !        !        !   /       0 =  /      / /     A !Shashikala’s case 4  7    1 E1       $          )//)9/)    ). )--22/$   .0  $0  -6      "  ./       .0  $ % #    "   .0             ).                          ;)/$6-$+)2*'(;)$-2$)/0*'!).,D +, E */             /        ! /  0  ! /     /!       = '(   ;          0&'  !&<    * +& E    0    *       ! !D      *   ! E  DA   /     *   !   !          /    *         0 * !  !  !       * !  * ;   / !   MOHD AYUB 2026.03.17 16:44 I attest to the accuracy and authenticity of this order/judgment.      -15- /0 ++ *! * *0>60 $   0!" /    10"    * $   10"    * !    /    /    *  &3,&+,&3 ! /   10" 2                        1 1 Sr. No. Heads Compensation Awarded &     +, (,,21 + E     9+(:  ( &+(214+(:!+, (,,7 < @   *     A &2'  ) ',(214+( )+(F&2'7 '     &8 ++,214+( )+(1) ',(7 (   &' )  @   <+ +- 8),214&8 ++,F&+F&'7 3  !D    &- &(,21 - E  DA   &- &(,21 8  !    '- ',,A+ $ '- ',,A& E  '- ',,A&  & 8< ),,21 &, "4,+ "3*&#5,49"# 5)-<=< > && &'$%49"#  * 00  5) < < > &+ #;,#%&' ,3"$#4 5) -< < > -<=<  < <  +< $!          0>60 $   Dara Singh @ Dhara Banjara Vs. Shyam Singh Varma      R.Valli and Others VS. Tamil Nadu State Transport Corporation   = 0$*!&3& "$!4 ,5&5 <   10"  2    /   MOHD AYUB 2026.03.17 16:44 I attest to the accuracy and authenticity of this order/judgment.      -16- 98:      ! !! /!    !  I  +'     1         !   /* *0  * ! * ! ! ! " /0      0      !   /*    !   2  10"      0  0     *   &3,&+,&3   2  10"    !   0 =    0   25. The statutory amount of Rs.25,000/- deposited by the appellant- Insurance Company at the time of admission of the appeal, is ordered to be refunded to them. +) /   4 7 !       ! ) )  0  0      H  =/21  =/$ =/   H 0  J 2% MOHD AYUB 2026.03.17 16:44 I attest to the accuracy and authenticity of this order/judgment.