[2025:RJ-JP:45686] HIGH COURT OF JUDICATURE FOR RAJASTHAN BENCH AT JAIPUR S.B. Civil Miscellaneous Appeal No. 1276/2023 Kesar Dev S/o Nathuram Yadav, Aged 40 Years, R/o Deldi Ki Dhani Tan Anatpura, Tehsil Shrimadhopur, Distt. Sikar Raj. ----Appellant-Claimant Versus 1. Jayram Yadav S/o Jhuntharam Yadav, R/o Dhani Picholiya Ki Tan Udawala, Tehsil Shahpura, Distt. Jaipur, Raj. (Driver Of Vehicle Car No. RJ-52-CA-1961). 2. Rajendra Kumar Yadav S/o Rameshwar Prasad Yadav, R/o Dhani Udalabavdi Tan Chimanpura, Tehsil Shahpura, Distt. Jaipur, Rajashtan. (Registered Owner Vehicle Car No. RJ-52-CA-1961). 3. HDFC ERGO General Insurance Company Ltd., Office No. 2 Third Floor, C-98 Sanghi Upasna Tower Subhash Marg, C-Scheme, Jaipur 302001, Rajasthan (Insurance Company Vehicle No. RJ-52-CA-1961) Policy No. 2311100460894700000 Time-Period of Insurance 22-06-2019 Till 21-06-2020 (Date of Accident- 20-05-2020). ----Respondents-Non-Claimant For Appellant(s) : Mr. Ram Sharan Sharma, Adv. For Respondent(s) : Mr. Gopal Prasad Gupta, Adv. for insurance company HON'BLE MR. JUSTICE ASHUTOSH KUMAR Order 13/11/2025 1- vihykFkhZ }kjk ;g vihy /kkjk 173 eksVj okgu vf/kfu;e&1988 ds rgr U;k;ky; eksVj nq?kZVuk okn U;k;kf/kdj.k] 'kkgiqjk ¼vij ftyk ,oa lS'ku U;k;k/kh'k] la[;k 1] 'kkgiqjk] t;iqj ftyk] t;iqj½ ¼ftls vkxs ^vf/kdj.k* ds uke ls lacksf/kr fd;k tk,xk½ }kjk Dyse ;kfpdk la[;k&163@2021] dslj nso cuke t;jke oxSjg esa ikfjr fu.kZ; fnukad 18-01-2023 ¼ftls vkxs ^vk{ksfir fu.kZ;^ ds uke ls lacksf/kr fd;k tk,xk½ ds fo#) izLrqr dh xbZ gSA [2025:RJ-JP:45686] (2 of 7) [CMA-1276/2023] 2- vihykFkhZ }kjk vf/kdj.k ds le{k] eksVj okgu nq?kZVuk esa Lo;a ds vkgr gks tkus ds QyLo:i dqy 50]55]000@& #i;s Dyse izkIr djus gsrq Dyse ;kfpdk izLrqr dh x;h FkhA vf/kdj.k }kjk mDr Dyse ;kfpdk esa ;kph dks dqy 11]59]350@& #i;s dh {kfriwfrZ jkf’k e; C;kt 7 izfr’kr lkykuk dh nj ls fnyokbZ x;h gSA mDr vk{ksfir fu.kZ; ls O;fFkr gksdj gLrxr vihy] vihykFkhZ dh vksj ls {kfriwfrZ jkf'k esa c<+ksrjh fd;s tkus gsrq izLrqr dh x;h gSA 3- nkSjkus cgl fo}ku vf/koDrk vihykFkhZ dk rdZ jgk gS fd gLrxr nq?kZVuk esa vihykFkhZ ds 'kjhj ij vkbZ pksVksa ds QyLo:i vihykFkhZ ds dk;Z dh izd`fr dks ns[krs gq, vihykFkhZ dks 80 izfr'kr LFkkbZ fu;ksZX;rk dkfjr gksuk ik;k x;k gSA fo}ku vf/koDrk vihykFkhZ dk ;g Hkh rdZ jgk gS fd fo}ku vf/kdj.k }kjk vihykFkhZ dh vk; 7]560@& :i;s fu/kkZfjr dh tkdj =qfV dkfjr dh xbZ gS] tcfd vihykFkhZ d`f"k] i'kqikyu] nqX/k O;olk; dk dk;Z djds 15]000@& :i;s izfrekg dh vk; vftZr djrk FkkA fo}ku vf/koDrk vihykFkhZ dk ;g Hkh rdZ jgk gS fd fo}ku vf/kdj.k }kjk 'kkjhfjd o ekufld ihM+k dh en esa] Hkfo"; esa gksus okyh lq[k&lqfo/kk dh deh ds en esa Hkh dksbZ leqfpr jkf'k ugha fnyokbZ gS rFkk vU; enksa esa Hkh vR;f/kd de jkf'k fnyokbZ x;h gS] ftuesa c<+ksrjh dh tkosA vr% vihykFkhZ dh vksj ls izLrqr vihy Lohdkj dh tkdj {kfriwfrZ jkf'k esa c<+ksrjh fd;s tkus dh izkFkZuk dh x;hA vius rdksZa ds leFkZu esa fo}ku vf/koDrk vihykFkhZ }kjk U;k;ky; dk /;ku fuEu U;kf;d n`"Vkar dh vksj vkdf"kZr fd;k x;k %& ● Sarnam Singh vs. Shriram General Insurance Co. Ltd. & Ors. reported in 2023 ACTC (SC) 357. 4- blds foijhr fo}ku vf/koDrk izR;FkhZ chek dEiuh dh vksj ls mijksDr rdkZsa dk fojks/k djrs gq, fo}ku vf/kdj.k ds fu.kZ; dh iqf"V fd;s tkus rFkk vihykFkhZ dh vksj ls lafLFkr dh x;h vihy dks [kkfjt fd;s tkus dh izkFkZuk dh x;hA [2025:RJ-JP:45686] (3 of 7) [CMA-1276/2023] 5- nksuksa i{kksa dh cgl lquh x;hA i=koyh o vf/kdj.k ds vfHkys[k dk voyksdu fd;k x;kA 6- ;g vihy] vihykFkhZ dh vksj ls vf/kdj.k }kjk fnyokbZ x;h {kfriwfrZ jkf'k esa c<+ksrjh fd;s tkus gsrq izLrqr dh xbZ gSA izR;FkhZ chek dEiuh dh vksj ls vf/kdj.k ds fu.kZ; ds fo#) dksbZ vihy izLrqr ugha dh x;h gSA 7- eksVj nq?kZVuk esa vkgr O;fDr;ksa dks {kfriwfrZ fnyok;s tkus ds lanHkZ esa ekuuh; mPpre U;k;ky; }kjk vius U;kf;d n`"Vkar Anant Son of Sidheswar Dukre Vs. Pratap son of Zhampannappa Lamzane & Anr. Reported in (2018) 9 Supreme Court Cases 450, esa fl)kUr izfrikfnr fd;k gS tks fuEu izdkj ls gS %& “12. In case of motor accidents leading to injuries and disablements, it is a well settled principle that a person must not only be compensated for his physical injury, but also for the non-pecuniary losses which he has suffered due to the injury. The claimant is entitled to be compensated for his inability to lead a full life, and enjoy those things and amenities which he would have enjoyed, but for the injuries." "13. The purpose of compensation under the Motor Vehicles Act is to fully and adequately restore the aggrieved to the position prior to the accident. This Court in Yadava Kumar v. National Insurance Co. Ltd. explained “just compensation” in the following words:" "15. It goes without saying that in matters of determination of compensation both the tribunal and the court are statutorily charged with a responsibility of fixing a “just compensation”. It is obviously true that determination of a just compensation cannot be equated to a bonanza. At the same time the concept of “just compensation” obviously suggests application of fair and equitable principles and a reasonable approach on the part of the tribunals and courts. This [2025:RJ-JP:45686] (4 of 7) [CMA-1276/2023] reasonableness on the part of the tribunal and court must be on a large peripheral field.” 8- i=koyh ds voyksdu ls izdV gksrk gS fd ekeys dh ?kVuk fnukad 20-05-2020 dh crkbZ x;h gS rFkk oDr ?kVuk vihykFkhZ dks 37 o"kZ dh vk;q dk gksuk crkrs gq, d`f"k] i'kqikyu o nqX/k O;olk; dk dk;Z dj izfrekg 15]000@& #i;s dh vk; vftZr djuk vo'; crk;k x;k gSA fdarq vihykFkhZ }kjk viuh vk; dk dksbZ Bksl izek.k vf/kdj.k ds le{k izLrqr ugha fd;k gSA bu ifjfLFkfr;ksa esa fo}ku vf/kdj.k }kjk oDr ?kVuk vihykFkhZ dks vdq'ky Jfed gksuk ekurs gq,] mldh nSfud vk; 252@& #i;s] rn~uqlkj ekfld vk; 7]560@& #i;s izfrekg laxf.kr dh xbZ] ftlds 80 izfr'kr ds vk/kkj ij vihykFkhZ dh 'kq) ekfld vk; 6]048@& #i;s izfrekg fu/kkZfjr dh xbZ gSA gLrxr nq?kZVuk esa vihykFkhZ ds dkfjr gqbZ pksVksa ds QyLo:i mldk nk;ka iSj dkV fn;k x;k] ftlls vihykFkhZ pyus&fQjus esa iw.kZr;k vleFkZ gks x;k rFkk vihykFkhZ ds 'kjhj ij vU; pksVsa Hkh vk;h gSa] ftlds lkewfgd izHkko ls vihykFkhZ ds 'kjhj esa dqy 80 izfr’kr LFkk;h viaxrk vkuk ik;k x;k gS] tSlk fd LFkkbZ fu;ksZX;rk izek.k i= izn’kZ&17 ds voyksdu ls Li"V gSA oDr ?kVuk vihykFkhZ dks d`f"k] i'kqikyu o nqX/k O;olk; dk dk;Z djuk crk;k x;k gSA ,slh fLFkfr esa vihykFkhZ dks fuf'pr :i ls Hkfo"; esa gksus okyh vk; esa deh gksuk LokHkkfod gSA fo}ku vf/kdj.k vihykFkhZ dks dkfjr LFkk;h fu;ksZX;rk ds vk/kkj ij 80 izfr'kr vk; dh {kfr gksuk ekuk x;k gSA fo}ku vf/kdj.k ds mDr fu"d"kZ esa ge dksbZ gLr{ksi fd;k tkuk mfpr ugha le>rs gSaA rn~uqlkj vihykFkhZ dh ekfld vk; 7]560@& #i;s dk 80 izfr’kr 6]048@& #i;s gksrk gS] tks vihykFkhZ dks Hkfo"; esa gksus okyh vk; dh ekfld {kfr gSA 9- fo}ku vf/kdj.k }kjk vihykFkhZ dh mDr fu/kkZfjr ekfld vk; ij Hkfo"; esa gksus okyh vk; dh c<+ksrjh ds en esa dksbZ c<+ksrjh ugha dh x;h gSA Dyse ;kfpdk esa oDr ?kVuk vihykFkhZ dks 40 o"kZ dh vk;q dk gksuk crk;k x;k gSA fdarq fo}ku vf/kdj.k }kjk vihykFkhZ }kjk izLrqr [2025:RJ-JP:45686] (5 of 7) [CMA-1276/2023] nLrkostkr ds vk/kkj ij vihykFkhZ dh vk;q 36 o"kZ fu/kkZfjr dh xbZ gSA pwafd oDr ?kVuk vihykFkhZ 36 o"khZ; vk;q dk Lofu;ksftr O;olk;h FkkA ,slh fLFkfr esa us'kuy ba';ksjsal dEiuh fyfeVsM cuke iz.k; lsBh o vU;% ¼2017½ 16 ,l-lh-lh- 680 esa izfrikfnr fl)kUr ds vuqlkj vihykFkhZ dh vk;q dks n`f"Vxr j[krs gq, mldh fu/kkZfjr ekfld vk; 6]048@& #i;s esa 40 izfr'kr dh c<+ksrjh fd;k tkuk visf{kr gSA rnuqlkj 6]048@& #i;s dk 40 izfr'kr 2]419@& #i;s gksrk gSA mDr 40 izfr'kr jkf'k dks fu/kkZfjr ekfld vk; esa tksM+s tkus ds mijkar vihykFkhZ dh dqy 'kq) ekfld vk; 8]467@& #i;s gksrh gS tks {kfriwfrZ fu/kkZj.k dk vk/kkj jgsxhA fo}ku vf/kdj.k }kjk vihykFkhZ dh vk;q i=koyh ij miyC/k nLrkostksa ds vk/kkj ij 36 o"kZ fu/kkZfjr dh xbZ gS] ftldk [k.Mu ugha gks ldk gSA ,slh fLFkfr esa ljyk oekZ o vU; cuke nsgyh VªkaliksVZ dkWiksZjs'ku o vU;% ¼2009½ 6 ,l-lh-lh- 121 rFkk iz.k; lsBh ¼mijksDr½ ds ekeyksa esa izfrikfnr fl)kUr ds vuqlkj vihykFkhZ dks Hkfo"; esa gksus okyh vk; dh {kfriwfrZ dh x.kuk gsrq vihykFkhZ dh vk;q dks n`f"Vxr j[krs gq, 15 dk xq.kd yxk;k tkuk visf{kr gSA fo}ku vf/kdj.k }kjk Hkh vius fu.kZ; esa 15 ds xq.kd dk iz;ksx fd;k x;k gSA ftlesa dksbZ gLr{ksi fd;k tkuk ge mfpr ugha le>rs gSA rn~uqlkj vihykFkhZ dks Hkfo"; esa gksus okyh vk; dh dqy {kfr 8]467 x 12 x 15 = 15]24]060@& #i;s gksrh gS tks vihykFkhZ izkIr djus dk vf/kdkjh gSA 10- fo}ku vf/kdj.k }kjk 'kkjhfjd o ekufld ihM+k dh en esa 10]000@& #i;s dh jkf'k vihykFkhZ dks fnyokbZ xbZ] ftlesa c<+ksrjh fd;k tkuk ge mfpr le>rs gSaaA vr% 'kkjhfjd o ekufld ihM+k dh en esa ge vihykFkhZ dks 1]00]000@& #i;s dh jkf'k fnyok;k tkuk mfpr le>rs gSaA fo}ku vf/kdj.k }kjk vihykFkhZ dks Hkfo"; esa gksus okyh lq[k&lqfo/kk dh deh dh en esa i`Fkd ls dksbZ jkf'k ugha fnyokbZ x;h gSA vr% Hkfo"; esa gksus okyh lq[k&lqfo/kk dh deh ds en esa ge] vihykFkhZ dks 1]00]000@& #i;s dh jkf'k i`Fkd ls fnyok;k tkuk mfpr le>rs gSaA [2025:RJ-JP:45686] (6 of 7) [CMA-1276/2023] 11- fo}ku vf/kdj.k }kjk vihykFkhZ dks mlds bykt ij [kpZ gqbZ jkf’k ds en esa esfMdy fcyksa ds vk/kkj ij dqy 31]510@& #i;s] vkWijs'ku ds isVs [kpZ gqbZ jkf'k ds en esa i`Fkd ls 5]000@& #i;s rFkk fnukad 20-05-2020 ls 20-06-2020 rd dqy 32 fnol rd vLirky esa HkrhZ jgus ij 600@& :i;s izfrfnu dh nj ls 19]200@& #i;s dh jkf'k vihykFkhZ dks fnyokbZ xbZ gS] vr% mDr enksa esa fnyokbZ xbZ jkf'k esa ge dksbZ gLr{ksi fd;k tkuk mfpr ugha le>rs gSaA 12- fo}ku vf/kdj.k }kjk vihykFkhZ dks ikSf"Vd vkgkj ds en esa dksbZ jkf'k ugha fnyokbZ xbZ gSA bl laca/k esa ;g LoHkkfod gS fd vihykFkhZ dks dkfjr pksVksa ds QyLo:i mls fo'ks"k vkgkj dh vko';drk jgh gksxhA ,slh fLFkfr esa ge ikSf"Vd vkgkj dh en esa 25]000@& #i;s dh jkf'k vihykFkhZ dks fnyok;k tkuk mfpr le>rs gSaA 13- fo}ku vf/kdj.k }kjk vLirky vkus&tkus gsrq ifjogu ,oa ;krk;kr ij O;; gqbZ jkf'k ds en esa 5]000@& #i;s dh jkf'k vihykFkhZ dks fnyokbZ xbZ gSa] tks de izrhr gksrh gSA ,slh fLFkfr esa ge ifjogu ,oa ;krk;kr dh en esa 15]000@& #i;s dh jkf'k vihykFkhZ dks fnyok;k tkuk mfpr le>rs gSaA 14- fo}ku vf/kdj.k }kjk vihykFkhZ dks ifjpkjd@lgk;d dh en esa i`Fkd ls dksbZ jkf'k ugha fnyokbZ xbZ gSA nq?kZVuk esa vihykFkhZ dks dkfjr gqbZ pksVksa ds QyLo:i mldk nk;ka iSj ckn vkWijs'ku dkV fn;k x;k] ftl dkj.k vihykFkhZ pyus&fQjus esa iw.kZr;k vleFkZ gks x;k gS] ftlds dkj.k mlds 'kjhj esa dqy 80 izfr'kr LFkkbZ fu;ksZX;rk dkfjr gqbZ gS rFkk vihykFkhZ vius jkstejkZ ds dk;ksZa dks djus gsrq iw.kZ:i ls vleFkZ gks x;k gS o viuk 'ks"k thou nwljksa ds lgkjs thus gsrq ck/; gks x;k gSA ,slh fLFkfr esa ge] vihykFkhZ dks ifjpkjd@lgk;d dh en esa 1]50]000@& #i;s dh jkf'k i`Fkd ls fnyok;k tkuk mfpr le>rs gSaA 15- mDrkuqlkj vihykFkhZ@DysesaV fuEu izdkj ls {kfriwfrZ jkf'k izkIr djus dk vf/kdkjh gS %& [2025:RJ-JP:45686] (7 of 7) [CMA-1276/2023] Øe la[;k 'kh"kZ@en bl fu.kZ; ds rgr fu/kkZfjr dh x;h jkf’k 1- Hkfo"; esa gksus okyh vk; vtZu dh {kerk esa deh ds en esa 15]24]060@& :Ik;s 2- 'kkjhfjd o ekufld ihM+k dh en esa 1]00]000@& #i;s 3- Hkfo"; esa gksus okyh lq[k&lqfo/kk dh deh ds en esa 1]00]000@& #i;s 4- esfMdy fcyksa dh en esa 31]510@& #i;s 5- vkWijs'ku dh en esa 5]000@& #i;s 6- nkSjkus bZykt 32 fnol rd vLirky esa HkrhZ jgus dh en esa 19]200@& #i;s 7- ikSf"Vd vkgkj dh en esa 25]000@& #i;s 8- ifjogu ,oa ;krk;kr ij O;; gqbZ jkf'k ds en esa 15]000@& #i;s 9- ifjpk;d@lgk;d dh en esa 1]50]000@& #i;s 10- bl U;k;ky; }kjk fu/kkZfjr dh xbZ {kfriwfrZ jkf'k 19]69]770@& #i;s 11- fo}ku vf/kdj.k }kjk fnyokbZ xbZ {kfriwfrZ jkf'k 11]59]350@& #i;s 12- c<+ksrjh i'pkr {kfriwfrZ jkf'k esa varj 8]10]420@& #i;s 16- rnuqlkj ;g vihy vkaf’kd :i ls Lohdkj dh tkdj fo}ku vf/kdj.k }kjk ikfjr iapkV] ftlds }kjk fd vihykFkhZ@DysesaV dks 11]59]350@& :i;s fnyok;s tkus dk vkns'k ikfjr fd;k x;k gS] ds LFkku ij 19]69]770@& :i;s dk iapkV ikfjr fd;k tkrk gSA mDr jkf'k ij fu;ekuqlkj vk;dj dVkSrh dh tkosxhA vihykFkhZ }kjk iwoZ esa izkIr dh x;h jkf’k dks iapkV jkf’k esa ls lek;ksftr fd;k tkdj 'ks"k jkf’k vihykFkhZ izkIr djus dk vf/kdkjh ik;k tkrk gSaA 17- bl vkns'k }kjk c<+kbZ xbZ {kfriwfrZ jkf'k ij ;kfpdk nk;j djus dh frfFk ls vihykFkhZ] 8 izfr'kr okf"kZd C;kt izkIr djus dh vf/kdkjh gSA 18- vkns'k dh izfr ds lkFk izdj.k dk vfHkys[k lacaf/kr vf/kdj.k dks ykSVk;k tkosA 19- rnuqlkj ;g vihy fuLrkfjr dh tkrh gSA 20- lHkh yfEcr izkFkZuk&i=ksa dks Hkh mijksDrkuqlkj fuLrkfjr fd;k tkrk gSA (ASHUTOSH KUMAR),J KESHAV VERMA /44