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2025 DAILYLAW 44550 (RAJ)
THE NATIONAL INSURANCE CO LTD v. KAMLESH SHARMA AND ORS
CMA/2170/2017 · 2025-12-17
Ashutosh Kumar
body2025
[ 2025 DAILYLAW 44550 (RAJ) · dailylaw.ai ]
[ 2025 DAILYLAW 44550 (RAJ) · dailylaw.ai ]
Judgment text
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[2025:RJ-JP:50508] HIGH COURT OF JUDICATURE FOR RAJASTHAN BENCH AT JAIPUR S.B. Civil Miscellaneous Appeal No. 2170/2017 The National Insurance Company Limited, Regional Office 'Jeevan Nidhi' Second Floor, Ambedkar Circle, Bhawani Singh Road, Jaipur, Through Its Constituted Attorney. ----Appellant/Non-Claimant Versus
1. Kamlesh Sharma Son of Late Shri Bhagwan Sahay Sharma, Aged 29 Years;
2. Mukesh Sharma Son of Late Shri Bhagwan Sahay Sharma, Aged 27 Years;
3. Mangal Ram @ Mangal Chand Son of Late Chanda Ram (Deceased);
4. Smt. Manni Devi W/o Mangal Ram @ Mangal Chand (Deceased); All Are Respondent of Dhani Dhalon Ki, Village Bhanpur Kalan, Tehsil Jamwa Ramgarh, District Jaipur. ----Claimants/Respondents
5. Nandan Goyal Son of Dinesh Goyal, Resident of House No. 23/622, Sita Ram Bazar, Kesar Ganj, Ajmer. (Driver of Vehicle No. RJ-01-UA-4767)
6. Om Prakash Benawat Son of Ratan Lal Benawat, Resident of 53, Mahaveer Colony, Madanganj, Kishangarh, Ajmer. (Owner of Vehicle No. RJ-01-UA-4767) ----Non-Claimants/Respondents For Appellant(s) : Mr. Raaj Pal Chaudhary, Adv. For Respondent(s) : Mr. Sandeep Mathur, Adv. Mr. Ishwar Jain, Adv. HON'BLE MR.
JUSTICE ASHUTOSH KUMAR Order DATE OF CONCLUSION OF ARGUMENTS :: 03/12/2025 DATE OF RESERVED
:: 03/12/2025 FULL/OPERATIVE PART PRONOUNCED :: FULL DATE OF PRONOUNCEMENT :: 17/12/2025
[2025:RJ-JP:50508] (2 of 7) [CMA-2170/2017] 1- jsLiksaMsaV@vihykaV chek dEiuh ¼ftls vkxs ^vihykaV chek dEiuh* ds uke ls lacksf/kr fd;k tk,xk½ }kjk ;g vihy /kkjk&173 eksVj okgu vf/kfu;e&1988 ds rgr U;k;ky; fof'k"B U;k;k/kh'k fizafVax ,oa LVs'kujh xcu izdj.k ,oa eksVj nq?kZVuk nkok U;k;kf/kdj.k t;iqj] ftyk t;iqj ¼ftls vkxs ^fo}ku vf/kdj.k* ds uke ls lacksf/kr fd;k tk,xk½ }kjk Dyse ;kfpdk la[;k&143@2017 ¼420@2012½] deys'k 'kekZ o vU; cuke uUnu xks;y o vU; esa ikfjr fu.kZ; fnukad 18-03-2017 ¼ftls vkxs ^vk{ksfir fu.kZ;^ ds uke ls lacksf/kr fd;k tk,xk½ ds fo#) izLrqr dh xbZ gSA 2- nkokdrkZx.k }kjk fo}ku vf/kdj.k ds le{k] Hkxoku lgk; dh eksVj okgu nq?kZVuk esa e`R;q gks tkus ds QyLo:i dqy 73]04]000@& #i;s Dyse izkIr djus gsrq Dyse ;kfpdk izLrqr dh x;h FkhA fo}ku vf/kdj.k }kjk mDr Dyse ;kfpdk esa ;kphx.k dks dqy 16]40]320@& #i;s dh {kfriwfrZ jkf'k e; C;kt 7-5 izfr'kr lkykuk dh nj ls fnyokbZ x;h gSA fo}ku vf/kdj.k ds mDr vk{ksfir fu.kZ; ls O;fFkr gksdj gLrxr vihy] vihykaV chek dEiuh dh vksj ls fo}ku vf/kdj.k ds mDr vk{ksfir fu.kZ; dks fujLr djok;s tkus gsrq izLrqr dh x;h gSA 3- nkSjkus cgl fo}ku vf/koDrk vihykaV chek dEiuh dk rdZ jgk gS fd e`rd ds ckfyx cPpksa dks fdlh izdkj ls e`rd ij vkfJr ugha ekuk tk ldrk gSA fo}ku vf/kdj.k }kjk e`rd ds ckfyx cPpksa dks e`rd ij vkfJr ekuk tkdj =qfV dkfjr dh x;h gSA fo}ku vf/koDrk vihykaV chek dEiuh dk ;g Hkh rdZ jgk gS fd ekeys dh ?kVuk esa tk;yks dkj uEcj vkjts&01&;w,&4767 dks xyr :i ls fyIr fd;k x;k gSA fo}ku vf/koDrk vihykaV chek dEiuh dk ;g Hkh rdZ jgk gS fd fo}ku vf/kdj.k }kjk e`rd dh vk; vf/kd fu/kkZfjr djrs gq, vR;f/kd {kfriwfrZ jkf'k nkokdrkZx.k dks fnyokbZ x;h gS] ftls de fd;k tkosA vr% mijksDr rdksZa ds vk/kkj ij vihykaV chek dEiuh dh vksj ls izLrqr Lohdkj dh tkdj fo}ku vf/kdj.k ds vk{ksfir fu.kZ; dks vikLr fd;s tkus dh izkFkZuk dh x;hA vius rdksZa ds leFkZu esa fo}ku vf/koDrk vihykaV chek dEiuh dh vksj ls fuEu U;kf;d n`"Vkar is'k fd; x;s %&
[2025:RJ-JP:50508] (3 of 7) [CMA-2170/2017] ● Ashok Kumar & Ors.
Vs. Chandra Mohan Chamoli & Anr. reported in II (2006) ACC 273 ● Vilas Vs. Smt. Hussainbee And Others, reported in [2012 (133) FLR 744] ● Shivshanker Mishra Vs. Ramji & Ors. reported in III(2013) ACC 735 (MP) & ● Deep Shikha And Another Vs. National Insurance Company Ltd. And Others reported in 2025 (2) T.A.C.
711 (S.C.). 4- fo}ku vf/koDrk nkokdrkZx.k dh vksj ls mijksDr rdkZsa dk fojks/k djrs gq, fo}ku vf/kdj.k }kjk ikfjr fu.kZ; dh iqf"V fd;s tkus rFkk vihykaV chek dEiuh dh vksj ls lafLFkr dh x;h vihy dks fujLr fd;s tkus dh izkFkZuk dh xbZA 5- cgl lquh x;hA i=koyh o fo}ku vf/kdj.k ds vfHkys[k dk voyksdu fd;k x;kA 6- fo}ku vf/koDrk vihykaV chek dEiuh dk rdZ jgk gS fd e`rd ds ckfyx cPpksa dks fdlh izdkj ls e`rd ij vkfJr ugha ekuk tk ldrk gSA fo}ku vf/kdj.k }kjk e`rd ds ckfyx cPpksa dks e`rd ij vkfJr ekuk tkdj =qfV dkfjr dh x;h gSA 7- bl laca/k esa i=koyh ds voyksdu ls izdV gksrk gS fd nkokdrkZ@jsLiksaMsaV la[;k&1 o 2 e`rd ds iq= rFkk nkokdrkZ@jsLiksaMsaV la[;k&3 o 4 e`rd ds firk o ekrk gSaA e`rd ds ekrk&firk dh e`R;q ;kfpdk ds yafcr jgus ds nkSjku gks pqdh gSA fo}ku vf/kdj.k }kjk e`rd ds fookfgr ckfyx iq=ksa dks e`rd ij vkfJr ekuk x;k gSA bl laca/k esa ekuuh; mPpre U;k;ky; }kjk vius U;kf;d n`"Vkar National Insurance Company Ltd. Vs. Birender & Ors. reported in (2020) 11 SCC 356 esa fuEufyf[kr er O;Dr fd;k gS fd %&
"14. It is thus settled by now that the legal representatives of the deceased have a right to apply for compensation. Having said that, it must necessarily follow that even the major married and earning sons of the deceased being legal representatives have a right to apply for compensation and it would be the bounden duty of the Tribunal to consider the application irrespective of the
[2025:RJ-JP:50508] (4 of 7) [CMA-2170/2017] fact whether the legal representative concerned was fully dependent on the deceased and not to limit the claim towards conventional heads only. The evidence on record in the present case would suggest that the claimants were working as agricultural labourers on contract basis and were earning meagre income between Rs 1,00,000 and Rs 1,50,000 per annum.
In that sense, they were largely dependent on the earning of their mother and in fact, were staying with her, who met with an accident at the young age of 48 years." 8- bl izdkj ekuuh; mPpre U;k;ky; }kjk vius mijksDr U;kf;d n`"Vkar fcjsUnj ¼mijksDr½ ds ekeys esa e`rd ds fookfgr ckfyx iq=ksa dks fookfgr gksus rFkk vk; vftZr djus ds ckotwn Hkh mUgsa iw.kZr;k e`rd ij vkfJr ekuk x;k gSA bl ekeys esa Hkh nkokdrkZ@jsLiksaMsaV la[;k&1 o 2 e`rd ds fookfgr ckfyx iq= gSa] ftUgsa fo}ku vf/kdj.k us e`rd ij vkfJr gksuk ekuk gSA ,slh fLFkfr esa fo}ku vf/kdj.k us e`rd ds iq=ksa dks e`rd ij vkfJr ekudj dksbZ =qfV dkfjr ugha dh gSA bl laca/k esa fo}ku vf/koDrk vihykaV chek dEiuh dh vksj ls izLrqr fd;s x;s U;kf;d n`"Vkar Hkh chek dEiuh dks dksbZ ykHk ugha igqapkrs gSaA vr% fo}ku vf/koDrk vihykaV chek dEiuh dh vksj ls yh x;h vkifŸk vLohdkj dj [kkfjt dh tkrh gSA 9- fo}ku vf/koDrk vihykaV chek dEiuh dk ;g Hkh rdZ jgk gS fd ekeys dh ?kVuk esa tk;yks dkj uEcj vkjts&01&;w,&4767 ¼ftls vkxs ^iz'uxr okgu* ds uke ls lacksf/kr fd;k tk,xk½ dks xyr :i ls fyIr fd;k x;k gSA bl laca/k esa i=koyh ds voyksdu ls ;g izdV gksrk gS fd gLrxr ekeys esa iz'uxr okgu ds iathÑr Lokeh dks fn;k x;k uksfVl vUrxZr /kkjk 133 eksVj;ku vf/kfu;e izn'kZ&7 i=koyh ij layXu gSA ftlesa Lo;a iz'uxr okgu Lokeh }kjk uksfVl ds tokc esa ;g Li"V :i ls Lohdkj fd;k gS fd oDr ?kVuk iz'uxr okgu dks pkyd uUnu xks;y }kjk pyk;k tkuk crk;k x;k gSA blh izdkj iz'uxr okgu pkyd dks fn;k x;k uksfVl vUrxZr /kkjk 134 eksVj;ku vf/kfu;e izn'kZ&8 Hkh [2025:RJ-JP:50508] (5 of 7) [CMA-2170/2017] i=koyh ij layXu gS] ftlesa Hkh iz'uxr okgu pkyd }kjk ;g Li"V :i ls Lohdkj fd;k x;k gS fd oDr nq?kZVuk og Lo;a iz'uxr okgu pyk jgk FkkA lkFk gh iz'uxr okgu pkyd ds fo#) ckn vuqla/kku U;k;ky; esa vkjksi&i= Hkh izLrqr fd;k tk pqdk gSA xokg ,-MCY;w&2 egsUnz dqekj tks fd ekeys dk p'enhn lk{kh gS us Hkh vius eq[; ijh{k.k esa iz'uxr okgu }kjk eksVj lkbZfdy lokj ds VDdj ekjuk crk;k x;k gSA ekeys dh ?kVuk esa iz'uxr okgu pksfVy gqvk gS] ftldh QnZ tIrh izn'kZ&9 i=koyh ij layXu gS] ftlesa Hkh okgu dks nq?kZVukxzLr gksuk crk;k x;k gSA bl izdkj mijksDr leLr rF;ksa ,oa ifjfLFkfr;ksa ls ;g Li"V gS fd gLrxr ekeys esa
oDr ?kVuk iz'uxr okgu ls gh nq?kZVuk ?kfVr gqbZ gS] ftldh iqf"V Lo;a p'enhn xokg ,-MCY;w&2 egsUnz dqekj ds c;ku ls rFkk uksfVl /kkjk&133 o 134 eksVj;ku vf/kfu;e ls gksrh gSA eksVj okgu nq?kZVuk ds ekeys esa izLrqr Dyse ;kfpdk dk fuLrkj.k lk{; dh ckgqY;rk ¼preponderance of evidence½ ds vk/kkj ij fd;k tkrk gSA ;gka ;g Hkh mYys[kuh; gS fd vihykaV chek dEiuh dh vksj ls ,slh dksbZ lk{; i=koyh ij izLrqr ugha dh x;h gS] ftlls fd jsLiksaMsaV@DysesaV~l dh lk{; dk [k.Mu gksrk gksA bl izdkj fo}ku vf/koDrk vihykaV chek dEiuh dh vksj ls iz'uxr okgu dh fyIRrk ds laca/k esa yh xbZ vkifŸk Hkh vLohdkj dj [kkfjt dh tkrh gSA 10- vihykaV chek dEiuh dh vksj ls ,d vU; vkifŸk ;g yh x;h gS fd fo}ku vf/kdj.k }kjk e`rd dh vk; dk fu/kkZj.k xyr :i ls djrs gq, vR;f/kd {kfriwfrZ jkf'k fnyokbZ gS rks bl laca/k esa i=koyh ds voyksdu ls izdV gksrk gS fd ekeys dh ?kVuk fnukad 15-07-2012 dh tynk; foHkkx esa dfu"B fyfid ds in ij dk;Zjr gksuk crkrs gq, izfrekg 26]000@& #i;s osru izkIr djuk crk;k x;k gSA ftlds laca/k esa nkokdrkZx.k }kjk e`rd dk ekg twu] 2012 dk osru izek.k i= izn'kZ&18 i=koyh ij is'k fd;k x;k gS rFkk mDr osru izek.k i= tkjh djus okys xokg dks Hkh lk{; esa ijhf{kr djok;k x;k gSA bu ifjfLFkfr;ksa esa fo}ku vf/kdj.k }kjk oDr ?kVuk e`rd ds osru izek.k i= izn'kZ&18 esa n'kkZ;h x;h vk; 25]222@& #i;s dks e`rd dh ekfld vk; fu/kkZfjr djrs gq, e`rd dh [2025:RJ-JP:50508] (6 of 7) [CMA-2170/2017] okf"kZd vk; 3]02]664@& #i;s fu/kkZfjr dh tkdj mDr fu/kkZfjr vk; ij e`rd dh 50 o"kZ 03 ekg dh vk;q dks n`f"Vxr j[krs gq, 10 dk xq.kd iz;ksx fd;k tkdj dqy 30]26]640@& #i;s vk; dh {kfr fu/kkZfjr djrs gq, mDr vk; 30]26]640@& #i;s esa ls e`rd ds O;fDrxr [kpZ dh dVkSrh ds en esa 1@2 Hkkx vFkkZr 15]13]320@& #i;s dh dVkSrh dh tkdj 'ks"k
jgh jkf'k 15]13]320@& #i;s vkfJr vk; dh {kfr ds en esa fnyokbZ x;h gSA oDr ?kVuk e`rd tynk; foHkkx esa dfu"B fyfid ds in ij dk;Zjr Fkk] ,slh fLFkfr esa e`rd dh fu/kkZfjr ekfld vk; ij mldh vk;q dks n`f"Vxr j[krs gq, us'kuy ba';ksjsal dEiuh fyfeVsM cuke iz.k; lsBh o vU; fjiksVsZM bu ¼2017½ 16 ,l-lh-lh- 680 esa izfrikfnr fl)kUr ds vuqlkj 30 izfr'kr dh Hkfo"; o`f) fd;k tkuk visf{kr FkkA fdUrq fo}ku vf/kdj.k }kjk e`rd dh fu/kkZfjr ekfld vk; esa Hkfo"; esa gksus okyh vk; dh c<+ksrjh dh en esa dksbZ Hkfo"; o`f) ugha dh x;h rFkk e`rd ds ckfyx iq=ksa dks e`rd ij vkfJr gksuk ekurs gq, Hkh e`rd ds O;fDrxr [kpZ dh dVkSrh ds en esa 1@2 Hkkx dh dVkSrh dh x;h gSA bu ifjfLFkfr;ksa esa ;fn e`rd dh fu/kkZfjr vk; ij Hkfo"; dh izR;k'kk dh en esa 30 izfr'kr dh o`f) dh tkrh gS rFkk e`rd ij mlds ckfyx iq=ksa dks vkfJr ekuk tkdj e`rd ds O;fDrxr [kpZ dh dVkSrh ds en esa 1@3 Hkkx dh dVkSrh dh tkrh gS rks fuf'pr gh {kfriwfrZ jkf'k esa c<+ksrjh gksxhA fo}ku vf/kdj.k }kjk e`rd nkokdrkZ la[;k&1 o 2 dks dalksfVZ;e dh en esa 1]00]000@& #i;s rFkk vafre laLdkj dh en esa 25]000@& #i;s dh jkf'k nkokdrkZx.k dks fnyokbZ x;h gSA ekuuh; mPpre U;k;ky; ds U;kf;d n`"Vkar iz.k; lsBh ¼mijksDr½ o ;wukbZVsM bf.M;k ba';ksjsal dEiuh fyfeVsM cuke lfrUnj dkSj mQZ lrfoUnj dkSj o vU; fjiksVsZM bu ¼2021½ 11 ,llhlh 780 o vU; U;kf;d n`"Vkar esxek tujy ba';ksjsal dEiuh fyfeVsM cuke ukuw jke mQZ pqg: jke o vU; fjiksVsZM bu ¼2018½ 18 ,llhlh 130 ds ekeyksa esa izfrikfnr fl)kUr ds vuqlkj izR;sd vkfJr dks 40]000@& #i;s dalksfVZ;e dh en esa fnyok;s tkus dk fl)kUr izfrikfnr fd;k x;k gSA lkFk gh iz.k; lsBh ¼mijksDr½ ds ekeys esa ;g fl)kUr Hkh izfrikfnr fd;k x;k gS fd e`rd ds vkfJrx.k dks dalksfVZ;e dh en esa [2025:RJ-JP:50508] (7 of 7) [CMA-2170/2017] rFkk vafre laLdkj
o lEink dh gkfu ds en esa nh tkus okyh jkf'k esa izR;sd rhu o"kZ esa 10 izfr'kr dh c<+ksrjh dh tkuh visf{kr gSA ,sls esa ;fn izR;sd nkokdrkZx.k dks dalksfVZ;e dh en esa jkf'k fnyok;h tkrh gS rFkk vafre laLdkj o lEink dh gkfu ds en esa nkokdrkZx.k dks jkf'k fnyokbZ tkrh gS rks fuf'pr gh {kfriwfrZ jkf'k esa c<+ksrjh gksxhA bl izdkj mijksDr leLr enksa esa fo}ku vf/kdj.k }kjk tks {kfriwfrZ jkf'k fnyokbZ xbZ gS] mls fdlh Hkh izdkj ls vf/kd ugha ekuk tk ldrkA vr% bl fcUnq ij Hkh vihykaV chek dEiuh dh vksj ls yh x;h vkifRr fujLr dh tkrh gSA 11- vr% mijksDr foospu vuqlkj fo}ku vf/koDrk vihykaV chek dEiuh dh vksj ls izLrqr dh xbZ vihy rFkk mlesa fy;s x;s vk{ksi ekus tkus ;ksX; ugha gksus ds dkj.k vihykaV chek dEiuh dh vksj ls izLrqr ;g vihy vLohdkj dj [kkfjt dh tkrh gS rFkk fo}ku vf/kdj.k ds fu.kZ; dh iqf"V dh tkrh gSA 12- bl U;k;ky; ds LFkxu vkns'k fnuakd 22-05-2017 ds vuqlkj vihykaV chek dEiuh dks vkns'k fn;k x;k Fkk fd og fo}ku vf/kdj.k }kjk vknsf'kr lEiw.kZ jkf'k vf/kdj.k ds le{k tek djok, rFkk tek djokbZ xbZ lEiw.kZ jkf'k esa ls 50 izfr'kr jkf'k dk forj.k izR;FkhZ&DysesaV~l dks fd;k tk, rFkk 50 izfr'kr jkf'k jk"Vªh;Ñr cSad esa ,Q-Mh-vkj- ds :i esa tek j[kh tkosA pawfd bl U;k;ky; }kjk chek dEiuh dh vihy dks vLohdkj dj [kkfjt fd;k x;k gSA ,slh fLFkfr esa fo}ku vf/kdj.k ds le{k tks 50 izfr'kr {kfriwfrZ jkf'k ,Q-Mh-vkj- ds :i esa tek gS] mldk Hkqxrku fu;ekuqlkj nkokdrkZx.k dks dj fn;k tkosA 13- vkns'k dh izfr ds lkFk izdj.k dk vfHkys[k lacaf/kr fo}ku vf/kdj.k dks vfoyEc ykSVk;k tkosA 14- rn~uqlkj ;g vihy fujLr dh tkrh gSA 15- lHkh yfEcr izkFkZuk&i=ksa dks Hkh mijksDrkuqlkj fuLrkfjr fd;k tkrk gSA (ASHUTOSH KUMAR),J LOKESH RAJ /26