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High Court of Karnataka · body
2025 DAILYLAW 43218 (KAR)
THE UNITED INDIA INSURANCE COMPANY LIMITED v. AGNITA AND ANR
MFA/200069/2024 · 2025-10-28
P Sree Sudha
body2025
[ 2025 DAILYLAW 43218 (KAR) · dailylaw.ai ]
[ 2025 DAILYLAW 43218 (KAR) · dailylaw.ai ]
Judgment text
Extracted from the PDF above. The PDF is authoritative.
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Digitally signed by SUMITRA SHERIGAR Location:
HIGH COURT OF KARNATAKA
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$ 1234561237891:5;<=><56;?41; ' 6?; 2@@12A ?; =?A14 >B 561 :;832:C1 <9@2:B 272?:;5 561 D84791:5 2:4 2E234 <= 561 3?>8:2A ?:
<'' '' 42514 ' ' '- @2;;14 >B 561 <5<3 CC?41:5 A2?93?>8:2A 2:4 44?5?<:2A 1:?<3?F?A#8471 252A2>8327?=<3;6<35G5613?>8:2A$ - :D8314CA2?92:5 E6< 2714 &) B123; 915 E?56 2:
2CC?41:5 <: '&'' ' 2:4 =?A14 2 CA2?9 @15?5?<: CA2?9?:7 C<9@1:;25?<: <= ;& %
61 3?>8:2A 2=513 C<:;?413?:7 1:5?31 1F?41:C1 <: 31C<34 2E23414 2: 29<8:5 <= ;-)- %E?56?:5131;5255613251<=H@132::89=3<9 5614251<=@15?5?<:5?AA312A?I25?<:
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" 773?1F14 >B 561 ;2?4 <3413 561 :;832:C1 <9@2:B @31=13314 2: 2@@12A 2:4 92?:AB C<:51:514 5625 561 4<C5<3%'2;;1;;145614?;2>?A?5B2;" H5<561E6<A1><4B >855613?>8:2A?:;5124<=52J?:7-34<=" H62;52J1:'&H @1392:1:5 4?;2>?A?5B <C5<3 2;;1;;14 561 =85831 914?C2A 1K@1:;1;2;;& %>8556153?>8:2A732:5142:1KC1;;?F1 29<8:5 <= ; % E?56<85 2:B >2;?; 2:4 2A;< 732:514 ;- % =<3 ;6<351:?:7 <= A?=1 1K@1C52:CB E6?C6 :114; ?:513=131:C12:4568;31L81;5145<;152;?41561D84791:5<= 5613?>8:2A2:45<2AA<E5612@@12A & ; 561 31;@<:41:5CA2?92:5 =2?A14 5< @3<F1 613 ?:C<91 613 ?:C<91 E2; 52J1: 2; ;"'& % @13 9<:56 >2;14 <: 561 C6235 @31@2314 >B 561 23:252J2 5251 172A
13F?C1; 856<3?5B 2:4 ?5 :114; :< ?:=131:C1 13 271 E2;
52J1: 2; - B123; 2; @13 K& % E<8:4 C135?=?C251 <:;?413?:7 561 C<:51:5?<: <= 561 A123:14 C<8:;1A =<3 561 2@@1AA2:5?5?;;11:56255614<C5<32;;1;;145614?;2>?A?5B2;
" H 56131=<31 -34 <= ?5 C<91; 5< -H 2:4 ?5 ?; 5< >1 9<4?=?14 5< 5625 1==1C5 85 <: @138;2A <= 561 914?C2A 1F?41:C1 ?5 ;6<E; 5625 ;61 ;8;52?:14 2 =32C5831 <= 5E< 5?>?2 2:4=?>8A2;E6?C623173?1F<8;?::258315?;=835613;52514
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>B '5625 ;1791:52A ?>?2 2:4 =?>8A2 E2; 5312514 >B ( E?56:25?<:28A9=<35?>?22:4272?:<:'- -' ''561 31;@<:41:5CA2?92:5E2;31249?5514=<3><:19233<E?:D1C5?<:
25 5?>?2 M ;?41 2:4 1;5?92514 561 =85831 914?C2A 1K@1:;1; 25 ;& %2:45614?;2>?A?5B2;" H5<561E6<A1><4B' ?;5614<C5<3E6<531251461356131=<315613?>8:2A2;52J1: '&H<=5614?;2>?A?5B2;;1;;14>B5614<C5<3?:;5124<=-34<=
" H6131=<3156?;C<835=?:4;:<312;<:5<?:513=131?:561 4?;2>?A?5B2;;1;;14>B5614<C5<3
61 3?>8:2A 732:514 29<8:5 <= ;& % =<3 914?C2A 1K@1:;1; ; ' 2;;1;;14 561 =85831 914?C2A 1K@1:;1; 2; ;& % 56?; <835 =?:4; ?5 312;<:2>A1 5< 3148C1 561 ; % 732:514 >B 561 3?>8:2A 5< ;& % 5<E234; =85831 914?C2A 1K@1:;1; 2:4 561 <5613 29<8:5;732:514>B5613?>8:2A:114;:<?:513=131:C1 , : 2AA 561 3148C14 C<9@1:;25?<: C<91; 5< *!+?13148C14=3<9;-)- 5<;&!)- !
612E234<=5613?>8:2A?;9<4?=?142;8:413/
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,-.* /01231* <;;<==85831?:C<91 '))- % '2?:2:4;8==13?:7 - % - <;; <= 291:?5?1; 2:4 =85831 :853?5?<:=<<4 %
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<;;<=123:?:7483?:75312591:5 % ,(8583114?C2A1K@1:;1; & % !K@1C52:CB<=A?=1 - % 2-4 !+
CC<34?:7AB 561 2@@1AA2:5 ?; 1:5?5A14 =<3 2 3148C14 C<9@1:;25?<:<=*!+2;272?:;5;-)- %E?56 ?:5131;5255613251<=H@132::89=3<95614251<=@15?5?<: 5?AA312A?I25?<: ) :56131;8A5561=<AA<E?:7<3413?;@2;;14/ ? 612@@12A?;
?? 61 2@@1AA2:5 % :;832:C1 C<9@2:B 62; 2A3124B 41@<;?514& H<=561C<9@1:;25?<:732:514>B561 3?>8:2A56131=<312@@1AA2:5?;4?31C5145<41@<;?5 561>2A2:C129<8:52A<:7E?56?:5131;5255613251 <=HE?56?:9<:56=3<95614251<=56?;<3413
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??? : ;8C6 41@<;?5 561 31;@<:41:5CA2?92:5 ?; @139?55145<E?56432E5611:5?3129<8:52A<:7E?56 ?:5131;52CC3814<:?5 ?F 61;52585<3B29<8:541@<;?514>1=<3156?;<835?; 5<>1532:;=133145<
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