[2025:RJ-JP:51868] HIGH COURT OF JUDICATURE FOR RAJASTHAN BENCH AT JAIPUR S.B. Civil Miscellaneous Appeal No. 1089/2020 1. Ramesh Chand Saini S/o Late Shri Chiranji Lal Saini, Aged About 66 Years (Since deceased), 2. Smt. Parvati Devi W/o Shri Ramesh Chand, Aged About 63 Years, 3. Kumher Singh S/o Shri Ramesh Chand Saini, Aged About 48 Years, 4. Gopal S/o Shri Ramesh Chand Saini, Aged About 36 Years, All are Resident of Gopal Colony, Subji Mandi Ke Pass, Hindaun City, Police Station Hindaun, District Karauli (Raj). ----Appellants Versus 1. Ansar S/o Saddiq, Aged about 31 years, Resident of Ranota, Police Station Punhena, District Nooh Mewat, Haryana. (Driver Vehicle Truck No. MH-43-U-1197) 2. Kamal Kumar S/o Shri Narayan Das, Aged About 39 Years, Resident of House No. 130, Pocket-21, Sector No. 24, Rohni, New Delhi (Owner Vehicle Truck No. MH-43-U- 1197) 2A- Pawan Kumar S/o Ramlal, Resident of 426, Central Facility Building, APNC, Navi Mumbai at Present Ramesh Nagar, New Delhi And A-7, Truck Paking Togarpur, New Delhi. 3. Through Manager, National Insurance Company Limited, Regional Office Hindaun City, District Karauli (Raj). Cover Note No. 350506134126 Validity 15.11.2010 To 14.11.2011 (Insurance Company Of Vehicle Truck No. MH-43-U-1197) 4. Rajkumar Saini S/o Shri Karan Singh Saini, Aged About 32 Years, Resident of Gopal Colony, Subji Mandi Ke Pass, Hindaun City, Police Station Hindaun, District Karauli (Raj) (Driver Of Vehicle Motor Cycle No. RJ-34-SV-9595) 5. Girdhari Lal S/o Hanuman Sahai Saini, Resident Of Gopal Colony, Subji Mandi Ke Pass, Hindaun City, Police Station Hindaun, District Karauli (Raj) (Owner Of Vehicle Motor Cycle No. RJ-34-SV-9595) [2025:RJ-JP:51868] (2 of 8) [CMA-1089/2020] 6. Through Manager, United Insurance Company Limited, Kachhari Road, Gangapurcity, District Sawai Madhopur (Raj). Package Policy No. 141402/31/10/01/00002622 Validity 03.07.2010 To 02.07.2011 (Insurance Company Of Vehicle Motor Cycle No. RJ-34-SV-9595) ----Respondents For Appellant(s) : Mr. Kamal Gupta, Adv. with Mr. Banwari Lal Saini, Adv. on behalf of Mr. Sanjay Joshi, Adv. For Respondent(s) : Mr. Rishipal Agarwal, Adv. HON'BLE MR. JUSTICE ASHUTOSH KUMAR Order 08/12/2025 1- vihykFkhZx.k jes'kpUn o vU; }kjk ;g vihy /kkjk 173 eksVj okgu vf/kfu;e&1988 ds rgr U;k;ky; eksVj nq?kZVuk okn U;k;kf/kdj.k] fg.MkSuflVh ¼vij ftyk ,oa ls'ku U;k;k/kh'k] dze&1] fg.MkSuflVh½] ¼ftls vkxs ^fo}ku vf/kdj.k* ds uke ls lacksf/kr fd;k tk,xk½ }kjk Dyse ;kfpdk la[;k&49@2011] esa ikfjr fu.kZ; fnukad 24-04-2019 ¼ftls vkxs ^vk{ksfir fu.kZ;^ ds uke ls lacksf/kr fd;k tk,xk½ ds fo#) izLrqr dh xbZ gSA 2- vihykFkhZx.k }kjk fo}ku vf/kdj.k ds le{k] e`rd misUnz dqekj dh eksVj okgu nq?kZVuk esa e`R;q gks tkus ds QyLo:i dqy 1]02]11]000@& #i;s Dyse izkIr djus gsrq Dyse ;kfpdk izLrqr dh x;h FkhA fo}ku vf/kdj.k }kjk mDr Dyse ;kfpdk esa ;kphx.k dks dqy 53]89]000@& #i;s dh {kfriwfrZ jkf'k e; C;kt 7 izfr'kr lkykuk dh nj ls fnyokbZ x;h gS rFkk mDr vkns'k ls O;fFkr gksdj gLrxr vihy] vihykFkhZx.k dh vksj ls {kfriwfrZ jkf'k esa c<+ksrjh fd;s tkus gsrq izLrqr dh x;h gSA 3- nkSjkus cgl vf/koDrk vihykFkhZx.k dk rdZ jgk gS fd fo}ku vf/kdj.k }kjk e`rd dh vk; izn'kZ&21 ds vuqlj.k esa 35]000@& :i;s izfrekg fu/kkZfjr dh tkdj =qfV dkfjr dh xbZ gS] tcfd oDr ?kVuk e`rd [2025:RJ-JP:51868] (3 of 8) [CMA-1089/2020] jsYkos esa xqM~l xkMZ dh ukSdjh dj 41]000@& :i;s izfrekg ls vf/kd vk; izkIr djrk FkkA fo}ku vf/koDrk vihykFkhZx.k dk ;g Hkh rdZ jgk fd fo}ku vf/kdj.k }kjk dalksfVZ;e dh en esa rFkk vU; enksa esa Hkh vR;f/kd de jkf'k fnyokbZ x;h gS] ftuesa c<+ksrjh dh tkosA vr% vihykFkhZx.k dh vksj ls izLrqr vihy dks Lohdkj fd;k tkdj fo}ku vf/kdj.k }kjk ikfjr fu.kZ; dks la'kksf/kr dj {kfriwfrZ jkf'k esa c<+ksrjh fd;s tkus dh izkFkZuk dh x;hA 4- fo}ku vf/koDrk vihykFkhZx.k dh vksj ls vius rdksZa ds leFkZu esa fuEu U;kf;d n`"VkUr izLrqr fd;s x;s%& 01. Civil Appeal No. 20962/2017, Pappu and Ors. Vs. Vinod Kumar Lamba and Anr. 02. Civil Appeal No. 2103/2018, Singh Ram Vs. Nirmala and Ors. 03. I (2004) CLT 1 (SC), National Insurance Company Ltd. Vs. Swaran Singh & Ors. 5- blds foijhr fo}ku vf/koDrk chek daiuh dh vksj ls vihykFkhZx.k ds mijksDr rdksZa dk fojks/k djrs gq, fo}ku vf/kdj.k }kjk ikfjr fd;s x;s fu.kZ; dh iqf"V fd;s tkus rFkk vihykFkhZx.k dh vksj ls lafLFkr dh x;h vihy dks fujLr fd;s tkus dk fuosnu fd;k x;kA 6- nksuksa i{kksa dh cgl lquh x;hA i=koyh dk voyksdu fd;k x;kA 7- i=koyh ds voyksdu ls izdV gksrk gS fd ekeys dh ?kVuk fnukad 08-12-2010 dh crkbZ x;h gS rFkk Dyse ;kfpdk esa oDr ?kVuk e`rd dks djhc 24 o"kZ dh vk;q dk gksuk crkrs gq, Hkkjrh; jsYkos esa xqM~l dh ukSdjh dj 41]000@& :i;s izfrekg vk; vftZRk djuk dFku fd;k gSA e`rd dh vk; ds laca/k esa vihykFkhZx.k dh vksj ls i=koyh ij izn'kZ&21 osru fooj.k o izn'kZ&22 is&fLyi is'k fd;s x;s gSaA fo}ku vf/kdj.k }kjk e`rd dh vk; vihykFkhZx.k dh vksj ls izLrqr izn'kZ&21 osru fooj.k ds vuqlkj 34]947@& :i;s izfrekg iw.kkZad esa 35]000@& :i;s izfrekg] rnuqlkj okf"kZd vk; 4]20]000@& :i;s vkadh tkdj mDr okf"kZd vk; esa ls vk;dj dh jkf'k 26]000@& :i;s dh dVkSrh fd, tkus ds i'pkr e`rd [2025:RJ-JP:51868] (4 of 8) [CMA-1089/2020] dh 'kq) okf"kZd vk; 3]94]000@& :i;s fu/kkZfjr dh xbZ gSA fo}ku vf/kdj.k }kjk mDr fu/kkZfjr okf"kZd vk; ij vk;q ds vuqdze esa 18 dk xq.kd yxk;s tkus ds Ik’pkr e`rd dh vk; dh {kfr 3]94]000 x 18= 70]92]000@& :i;s gksrh gS rFkk mDr vk; ij 1@2 Hkkx dh dVkSrh vFkkZr 35]46]000@& :i;s fd, dVkSrh fd, tkus ds i'pkr vk; dh {kfr 35]46]000@& :i;s gksrh gSA mDr vk; dh {kfr 35]46]000@& :i;s esa 50 izfr'kr dh Hkfo"; o`f) vFkkZr 17]73]000@& :i;s dh c<++ksrjh ds i'pkr fo}ku vf/kdj.k }kjk e`rd dh vkfJr vk; dh dqy {kfr 53]19]000@& :i;s fu/kkZfjr dh xbZ gS] tks mfpr gSA bl izdkj fo}ku vf/kdj.k }kjk e`rd dh vk; ds laca/k esa tks fu"d"kZ fudkyk x;k gS] mlesa ge dksbZ gLr{ksi fd;k tkuk mfpr ugha le>rs gSaA 8- fo}ku vf/kdj.k }kjk vihykFkhZ la[;k 1 o 2 dks vius iq= ds fo;ksx] ykM&I;kj] lsok&lqqJq"kk ls lnSo ds fy, oafpr gks tkus ij dalksfVZ;e dh en esa izR;sd dks 20]000@& :i;s dh jkf'k fnyokbZ x;h gS rFkk vihykFkhZ la[;k 3 o 4 dks dalksfVZ;e dh en esa dksbZ jkf'k ugha fnyokbZ xbZ gSA ekuuh; mPpre U;k;ky; ds U;kf;d n`"Vkar iz.k; lsBh ¼mijksDr½ o ;wukbZVsM bf.M;k ba';ksjsal dEiuh fyfeVsM cuke lfrUnj dkSj mQZ lrfoUnj dkSj o vU; fjiksVsZM bu ¼2021½ 11 ,llhlh 780 o vU; U;kf;d n`"Vkar esxek tujy ba';ksjsal dEiuh fyfeVsM cuke ukuw jke mQZ pqg: jke o vU; fjiksVsZM bu ¼2018½ 18 ,llhlh 130 ds ekeyksa esa izfrikfnr fl)kUr ds vuqlkj izR;sd vkfJr dks 40]000@& #i;s dalksfVZ;e dh en esa fnyok;s tkus dk fl)kUr izfrikfnr fd;k x;k gSA 9- tgka rd dalksfVZ;e dh en esa] vafre laLdkj rFkk lEink dh gkfu ds en esa fnyokbZ x;h jkf'k esa c<+ksrjh fd;s tkus dk iz'u gS rks bl laca/k esa ekuuh; mPpre U;k;ky; }kjk U;kf;d n`"Vkar glhuk ;kLehu o vU; cuke us'kuy ba';ksjsal dEiuh fyfeVsM o vU; fjiksVsMZ bu 2025 ,l-lh-lh- vkWuykbZu ,l-lh- 2919 esa fuEufyf[kr er O;Dr fd;k x;k gS fd %& [2025:RJ-JP:51868] (5 of 8) [CMA-1089/2020] "7. According to us, the Constitution Bench decision only provided for an enhancement of 10% in every three-year period with respect to accidents which occurred after 2017, the first enhancement being applied in 2020. Otherwise, as is indicated in the cited decision; which we find, with due respect, difficult to accept, the accident in 2010 is applied with a 10% increase when it is disposed of in 2020 and a further 10% increase if the matter is finally disposed of in 2023. This with due respect is not the purport of the decision in Pranay Sethi1, as we understand it. There cannot be any enhancement made with respect to an accident which occurred in the year 1998, since the compensation for loss of estate and consortium as also expenses incurred for funeral is as on that date, which has been standardized by Pranay Sethi at 15,000/-, 40,000/- & 15,000/-, the delay in payment of which is compensated by the interest directed to be paid." 10- ,slh fLFkfr esa ;g U;k;ky;] ekuuh; mPpre U;k;ky; ds U;kf;d n`"Vkar glhuk ;kLehu ¼mijksDr½] iz.k; lsBh ¼mijksDr½] lfrUnj dkSj mQZ lrfoUnj dkSj ¼mijksDr½ o ukuw jke mQZ pqg: jke ¼mijksDr½ ds ekeyksa esa izfrikfnr fl)kUr ds vuqlkj e`rd dh ekrk vihykFkhZ la[;k 2 dks rFkk e`rd ds HkkbZ;ksa vihykFkhZ la[;k 3 o 4 dks ^^fQfy;y dalksfVZ;e** dh en esa izR;sd dks 40]000@& #i;s ¼dqy 1]20]000@& #i;s½ dh jkf'k fnyok;k tkuk mfpr le>rs gSaA pwafd vihykFkhZ la[;k 1 jes'k pUn dh nkSjkus fopkj.k e`R;q gks pqdh gSA vr% vihykFkhZ la[;k 1 dks dalksfVZ;e dh en esa dksbZ jkf'k fnyok;k tkuk mfpr izrhr ugha gksrk gSA 11- fo}ku vf/kdj.k }kjk vihykFkhZx.k dks vafre laLdkj dh en esa 15]000@& #i;s rFkk lEink dh gkfu ds en esa 15]000@& :i;s dh jkf'k fnyokbZ x;h gSA ftuesa dksbZ gLr{ksi fd;k tkuk ge mfpr ugha le>rs gSA [2025:RJ-JP:51868] (6 of 8) [CMA-1089/2020] 12- ekeys esa fo}ku vf/kdj.k us fook|d la[;k&3 dk fu.kZ; djrs gq, ;g ik;k gS fd iz'uxr okgu pkyd vizkFkhZ la[;k 1 valkj ds ikl oDr ?kVuk iz'uxr okgu dks pyk;s tkus dk oS/k o izHkkoh MªkbZfoax ykbZlsal ugha Fkk] ftldh tkudkjh okgu ekfyd dks Fkh rFkk i=koyh ij okgu pkyd dk tks MªkbZfoax ykbZlsal izn'kZ&,u-,-7 is'k fd;k x;k gS] og QthZ gSA vr% okgu pkyd }kjk oS/k o izHkkoh MªkbZfoax ykbZlsal ds fcuk okgu dk ifjogu fd;k tk jgk FkkA ,slh fLFkfr esa fo}ku vf/kdj.k }kjk chek dEiuh dks {kfriwfrZ vnk;xh ds nkf;Ro ls mUeqDr fd;k tkdj leLr {kfriwfrZ jkf'k vnk;xh dk nkf;Ro iz'uxr okgu pkyd vizkFkhZ la[;k 1 o jftLVMZ okgu Lokeh vizkFkhZ la[;k 2, ds Åij Mkyk x;k gSA bl laca/k esa fo}ku vf/koDrk vihykFkhZx.k dh vksj ls U;k;ky; dk /;ku U;kf;d n`"VkUr Swaran Singh (supra) RkFkk Shamanna & Anr. Vs. The Divisional Manager The Oriental Insurance Co. Ltd. & Ors. reported in (2018) 9 SCC 650 dh vksj esa vkd`f"kZr fd;k x;kA 13- ekuuh; mPpre U;k;ky; }kjk U;kf;d n`"Vkar Shamanna (supra) ds ekeys esa ^^is ,.M fjdoj** ds fl)kar dks fuEu izdkj ls ekU;rk nh x;h gS %& "13. Since the reference to the larger bench in Parvathneni case has been disposed of by keeping the questions of law open to be decided in an appropriate case, presently the decision in Swaran Singh case followed in Laxmi Narain Dhut and other cases hold the field. The award passed by the Tribunal directing the insurance company to pay the compensation amount awarded to the claimants and thereafter, recover the same from the owner of the vehicle in question, is in accordance with the judgment passed by this Court in Swaran Singh and Laxmi Narain Dhut cases. While so, in our view, the High Court ought not to have interfered with the award passed by the Tribunal directing the first respondent to pay and recover from the owner of the vehicle. The impugned judgment of the [2025:RJ-JP:51868] (7 of 8) [CMA-1089/2020] High Court exonerating the insurance company from its liability and directing the claimants to recover the compensation from the owner of the vehicle is set aside and the award passed by the Tribunal is restored." 14- bl izdkj gekjs le{k ;g fLFkfr vkrh gS fd eksVj okgu nq?kZVuk ds ekeyksa esa tgka okgu lapkyu gsrq oS/k o izHkkoh ykbZlsal ekStwn ughaa gks] ,slh fLFkfr esa chek dEiuh {kfriwfrZ vnk;xh dh ftEesnkj ughaa gSA fdUrq chek dEiuh ls vis{kk dh x;h gS fd og fu/kkZfjr {kfriwfrZ jkf'k vihykFkhZx.k dks vnk dj ns o vnk djus ds i'pkr~ mldh olwyh iz'uxr okgu pkyd o ekfyd ls la;qDrr% o i`Fkdr% djsaA bl izdkj ;g U;k;ky; Hkh mijksDr U;kf;d n`"VkUrksa ds ekeyksa esa izfrikfnr fl)kUr ds vk/kkj ij chek dEiuh dks vknsf'kr fd;k tkuk mfpr le>rh gS fd chek dEiuh bl ekeys esa fu/kkZfjr {kfriwfrZ jkf'k vihykFkhZx.k dks vnk djsa o mlds mijkar vnk dh xbZ jkf'k dks iz'uxr okgu pkyd o ekfyd ls olwy dj ysosA 15- mDrkuqlkj vihykFkhZx.k@DysesaV~l fuEu izdkj ls {kfriwfrZ jkf'k izkIr djus ds vf/kdkjh gSa %& Øe la- 'kh"kZ@en bl fu.kZ; ds rgr fu/kkZfjr dh x;h jkf’k 1- vkfJr vk; dh {kfr ds en esaa 53]19]000@& #i;s 2- dalksfVZ;e ds en esa 1]20]000@& #i;s 3- vafre laLdkj ds en esa 15]000@& #i;s 4- lEink dh gkfu ds en esa 15]000@& #i;s 5- bl U;k;ky; }kjk fu/kkZfjr dh xbZ dqy {kfriwfrZ jkf'k 54]69]000@& #i;s 6- fo}ku vf/kdj.k }kjk fnyokbZ xbZ {kfriwfrZ jkf'k 53]89]000@& #i;s 7- c<+ksrjh i'pkr {kfriwfrZ jkf'k esa varj 80]000@& #i;s 16- rnuqlkj vihykFkhZx.k dh vksj ls izLrqr vihy vkaf’kd :i ls Lohdkj dh tkdj fo}ku vf/kdj.k }kjk ikfjr iapkV] ftlds }kjk vihykFkhZx.k dks 53]89]000@& :i;s fnyok;s tkus dk vkns'k ikfjr fd;k x;k gS] ds LFkku ij 54]69]000@& :i;s dk iapkV ikfjr fd;k tkrk gSA [2025:RJ-JP:51868] (8 of 8) [CMA-1089/2020] vihykFkhZx.k }kjk iwoZ esa izkIr dh x;h jkf’k dks iapkV jkf’k esa ls lek;ksftr fd;k tkdj 'ks"k jkf’k vihykFkhZx.k izkIr djus ds vf/kdkjh ik;s tkrs gSaA 17- pwafd ekeys esa okgu pkyd }kjk oS/k o izHkkoh MªkbZfoax ykbZlsal ds fcuk okgu dk pkyu fd, tkus ds dkj.k fo}ku vf/kdj.k }kjk chek daiuh dks {kfriwfrZ nkf;Ro ls mUeksfpr fd;k x;k FkkA fdUrq ;g U;k;ky; mijksDr U;kf;d n`"VkUrksa ds ekeyksa esa izfrikfnr fl)kUr ds vk/kkj ij chek dEiuh dks vknsf'kr fd;k tkuk mfpr le>rh gS fd chek dEiuh bl ekeys esa fu/kkZfjr {kfriwfrZ jkf'k vihykFkhZx.k dks vnk djsa o mlds mijkar vnk dh xbZ jkf'k dks iz'uxr okgu pkyd o ekfyd ls olwy dj ysosA 18- bl vkns'k }kjk c<kbZ xbZ {kfriwfrZ jkf'k ij ;kfpdk nk;j djus dh frfFk ls vihykFkhZx.k] 8 izfr'kr okf"kZd C;kt izkIr djus ds vf/kdkjh gSaA 19- mijksDrkuqlkj fo}ku vf/kdj.k ds vk{ksfir fu.kZ; dks vihykFkhZx.k }kjk mBkbZ xbZ vkifRr;ksa dh gn rd la'kksf/kr fd;k tkrk gS rFkk fo}ku vf/kdj.k dk 'ks"k fu.kZ; ;Fkkor j[kk tkrk gSA 20- rn~uqlkj mijksDr vihy fuLrkfjr dh tkrh gSA 21- vkns’k dh izfr ds lkFk izdj.k dk vfHkys[k lacaf/kr vf/kdj.k dks ykSVk;k tkosA 22- lHkh yfEcr izkFkZuk&i=ksa dks Hkh mijksDrkuqlkj fuLrkfjr fd;k tkrk gSA (ASHUTOSH KUMAR),J Badal /22