2025:KER:26188 IN THE HIGH COURT OF KERALA AT ERNAKULAM PRESENT THE HONOURABLE MR. JUSTICE GOPINATH P. TUESDAY, THE 25TH DAY OF MARCH 2025 / 4TH CHAITHRA, 1947 WP(C) NO. 9288 OF 2025 PETITIONER: 1 JITHIN HUSSIAN, AGED 32 YEARS, S/O PALOLI HUSSIAN, PALOLI HOUSE,SHORNUR -2, NEAR GOVT HEALTH CENTRE, KAYILIAD, PALAKKAD DISTRICT, PIN – 679 122. 2 SHAHANAS M, AGED 28 YEARS, W/O JITHIN HUSSIAN, PULAKKAL HOUSE,PALLUR POST, DESAMANGALAM, THRISSUR, PIN – 679 532. BY ADV T.H.RAIHANATH RESPONDENTS: 1 RESERVE BANK OF INDIA, 18TH FLOOR, CENTRAL OFFICE, BUILDING SHAHID BHAGAT SINGH ROAD MUMBAI, MAHARASHTRA, INDIA REPRESENTED BY GENERAL MANAGER, PIN – 400 001. 2 INDUSIND BANK LTD, CONSUMER FINANCE DIVISION, OLD NO 115, - 116, NEW NO 34, G N CHETTY ROAD, T.NAGAR, CHENNAI, TAMILNAD REPRESENTED BY ITS AUTHORISED OFFICER, PIN – 600 017. THIS WRIT PETITION (CIVIL) HAVING COME UP FOR ADMISSION ON 25.03.2025, THE COURT ON THE SAME DAY DELIVERED THE FOLLOWING: 2025:KER:26188 WP(C) 9288/2025 2 JUDGMENT This writ petition has been filed regarding a loan availed by the petitioners from a branch of the IndusInd bank situated in Madras. Reserving the liberty of the petitioners to challenge the proceedings initiated in accordance with the law, the writ petition will stand dismissed, since this Court does not have the territorial jurisdiction to issue any direction as sought for. Sd/- GOPINATH P. JUDGE ats 2025:KER:26188 WP(C) 9288/2025 3 APPENDIX OF WP(C) 9288/2025 PETITIONERS’ EXHIBITS Exhibit P1 THE TRUE COPY OF REGISTRATION CERTIFICATE OF VEHICLE BEARING NO KL 51 N 8356 IN THE NAME OF 1ST PETITIONER Exhibit P2 THE TRUE COPY OF LOAN SANCTION LETTER WITH SCHEDULE OF EMI DATED 31.08.2022