2025:KER:27307 WP(C) No.8582 of 2025 1 IN THE HIGH COURT OF KERALA AT ERNAKULAM PRESENT THE HONOURABLE MR.JUSTICE MURALI PURUSHOTHAMAN FRIDAY, THE 28 TH DAY OF MARCH 2025 / 7TH CHAITHRA, 1947 WP(C) NO. 8582 OF 2025 PETITIONER: GANGADHARAN P AGED 63 YEARS PURAMBAGATH HOUSE, VILAKKOTTUR AMSOM DESOM, P O VILAKKOTTUR, THALASSERY TALUK, KANNUR DISTRICT, PIN - 670693 BY ADV K.P.HAREENDRAN RESPONDENTS: 1 VILLAGE OFFICER, THRIPPANGOTTUR THRIPPANGOTTUR, PO KALLIKKANDY, THALASSERY TALUK, KANNUR DISTRICT, PIN - 670693 2 DEPUTY THAHSILDAR THALASSERY TALUK OFFICE, THALASSERY TALUK, P O THALASSERY, KANNUR DISTRICT, PIN - 670101 3 DISTRICT COLLECTOR KANNUR CIVIL STATION, THAVAKKARA, KANNUR TALUK, KANNUR DITRCIT, PIN - 670002 4 MANAGER, KERALA STATE CO-OPERATIVE BANK (KERALA BANK) PARAT BRANCH, PARAT, P O THUVAKKUNNU, THALASSERY TALUK, KANNUR DISTRICT, PIN - 670693 BY ADVS.SRI.M.SASINDRAN. SRI.V.K. SUNIL, SR.GOVT. PLEADER THIS WRIT PETITION (CIVIL) HAVING BEEN FINALLY HEARD ON 28.03.2025, THE COURT ON THE SAME DAY DELIVERED THE FOLLOWING: 2025:KER:27307 WP(C) No.8582 of 2025 2 JUDGMENT The loan availed by the petitioner from the Kerala Bank, Parat Branch fell in arrears. The Bank initiated revenue recovery proceedings. Ext.P1 is the demand notice issued to the petitioner. Challenging Ext.P1, the petitioner has filed this writ petition. The petitioner has also sought for a direction to the Bank to permit him to pay the dues in instalments. 2. Sri.M.Sasindran, the learned counsel for the Society submits that an amount of Rs.2,02,977/-is overdue in the loan account of the petitioner as on 25.03.2025 and the petitioner can be permitted to pay the said amount in reasonable instalments. 3. Sri.Hareendran K.P, the learned counsel for the petitioner submits that the petitioner may be permitted to pay the overdue amount in 10 equal monthly instalments. 4. In the facts and circumstances of the case, there will be a direction to the petitioner to pay the overdue amount of Rs.2,02,977/- in 10 equal monthly instalments commencing from 02.05.2025, along with accrued interest and applicable 2025:KER:27307 WP(C) No.8582 of 2025 3 charges. The instalments as above shall be payable in addition to the regular EMIs. If the petitioner defaults payment of any of the instalments, it will be open to the Bank to proceed against him for recovery of the amount, in accordance with law. To enable the petitioner to repay the amount in instalments as above, all coercive proceedings against him pursuant to Ext.P1 shall stand deferred. The writ petition is disposed of. Sd/- MURALI PURUSHOTHAMAN JUDGE smp 2025:KER:27307 WP(C) No.8582 of 2025 4 APPENDIX OF WP(C) 8582/2025 PETITIONER EXHIBITS Exhibit 1 NOTICE ISSUED BY RESPONDENT NO 2 TO THE PETITIONER