[2025:RJ-JP:40255] HIGH COURT OF JUDICATURE FOR RAJASTHAN BENCH AT JAIPUR S.B. Civil Miscellaneous Appeal No. 1460/2015 Suresh Chandra Meena S/o Shri Umrao Prasad Meena, R/o House No. 5-A, Dayal Nagar, Gopalpura Bypass, Jaipur (Raj.) ----Claimant-Appellant Versus 1. Babu Lal Sahu S/o Shri Chhitar Mal, R/o Plot No. F-27-A, Kiran Vihar Vistar, Triveni Nagar, Police Station Shipra Path, Jaipur (Raj.) (Driver Auto Rikshaw No. RJ-14-PA- 1839) 2. Brij Lal Jatav S/o Shri Harbans Lal, aged about 43 years, R/o Plot No. E-99, Tara Nagar, Khirni Phatak, Jhotwara, Jaipur (Raj.) (Owner Auto Rikshaw No. RJ-14-PA-1839) 3. United India Insurance Company Ltd, through Branch Manager, Amba Bari Shopping Center, Ambabari, Jaipur (Raj.) ----Non-Claimants-Respondents For Appellant(s) : Mr. D. K. Bhardwaj, Adv. For Respondent(s) : Mr. Lokesh Parihar, Adv. HON'BLE MR. JUSTICE CHANDRA PRAKASH SHRIMALI Order RESERVED ON : 18/08/2025 PRONOUNCED ON : 07/10/2025 vihykFkhZ dh vksj ls ;g vihy fo}ku eksVj nq?kZVuk nkok vf/kdj.k ¼fof'k"B U;k;ky; lk-n-iz-½ t;iqj }kjk Dyse ;kfpdk la[;k 486@2012 ¼729@2011½ esa ikfjr fu.kZ; o vokMZ fnukad 20-02-2015 ls O;fFkr gksdj izLrqr dh x;h gS] ftlds ek/;e ls fo}ku vf/kdj.k us vihykFkhZ dks dqy 2]05]500 @& :i;s izfrdj jkf'k rFkk mDr jkf'k ij ;kfpdk izLrqr djus [2025:RJ-JP:40255] (2 of 5) [CMA-1460/2015] dh fnukad 14-03-2011 ls olwyh rd 6 izfr'kr lk/kkj.k okf"kZd C;kt dh nj ls C;kt fnyok;k gSA chek daiuh rFkk okgu Lokeh@pkyd dh vksj ls dksbZ vihy izLrqr ugha dh x;h gSA vihykFkhZ ds fo}ku vfHkHkk"kd dk cgl ds nkSjku ;g rdZ jgk gS fd fpfdRldh; cksMZ us vihykFkhZ ds 29-99 izfr'kr LFkk;h fu;ksZX;rk nq?kZVuk QyLo:i vkbZ pksVsa ds dkj.k dkfjr gksuk crk;k gS] ftlls vihykFkhZ dk nSfud dk;Z djus nwHkj gks x;k gS vkSj mlds odkyr ds dk;Z dh izd`fr dks ns[krs gq, vkSj mldh pksVksa dks n`f"Vxr j[krs gq, mldk laiw.kZ thou lqpk: :i ls ugha py ik jgk gSA ,slh fLFkfr esa fo}ku vf/kdj.k }kjk fnyokbZ xbZ {kfriwfrZ jkf'k esa c<+ksrjh fd;s tkus ;ksX; gSA vihykFkhZ dk LFkk;h fu;ksZX;rk izek.k i= gksrs gq, Hkh fo}ku vf/kdj.k us ,deq'r jkf'k fcuk fdlh U;k;ksfpr vk/kkj ds fnyokbZ gS] tcfd xq.kd dk iz;ksx djrs gq, i;kZIr jkf'k fnyokbZ tkuh pkfg, FkhA blds vfrfjDr vihykFkhZ dh eksVjlkbZfdy esa gqbZ {kfr] ifjogu o fuokZg HkRrs rFkk vU; enksa esa fo}ku vf/kdj.k us de jkf'k fnyokbZ gS] vr% {kfriwfrZ jkf'k esa o`f) dh tkosA izR;FkhZ chek daiuh ds fo}ku vfHkHkk"kd dk cgl ds nkSjku rdZ jgk gS fd fo}ku vf/kdj.k us fof/kd izko/kkuksa ds rgr vihykFkhZ dh vksj ls izLrqr ekSf[kd ,oa nLrkosth lk{; ds lexz fo'ys"k.k ds mijkar lgh :i ls vkyksP; fu.kZ; o vokMZ ikfjr fd;k gS] ftlesa gLr{ksi fd;s tkus dh dksbZ vko';drk ugha gS] vr% vihykFkhZ dh vihy [kkfjt dh tkosA eSaus mHk; i{k ds rdksZa ij euu fd;k rFkk i=koyh dk voyksdu fd;kA [2025:RJ-JP:40255] (3 of 5) [CMA-1460/2015] orZeku izdj.k esa izn'kZ&14 LFkk;h fu;ksZX;rk izek.k i= ds vuqlkj vihykFkhZ ds 29-99 izfr'kr dh LFkk;h fu;ksZX;rk crkbZ xbZ gSA izn'kZ&14 LFkk;h fu;ksZX;rk izek.k i= rFkk ,-MCY;w&1 vihykFkhZ lqjs'k panz eh.kk ds c;kuksa esa vafdr rF;ksa dk [k.Mu izR;FkhZx.k dh vksj ls ugha fd;k x;k gSA ,slh fLFkfr esa izn'kZ&14 LFkk;h fu;ksZX;rk izek.k i= esa vafdr LFkk;h fu;ksZX;rk 29-99 izfr'kr ugha ekus tkus dk dksbZ mfpr vk/kkj ugha gSA ekuuh; loksZPp U;k;ky; ds U;kf;d n`"VkUr Jagdish v. Mohan & Ors (2018) 4 SCC 571 eas ;g izfrikfnr fd;k x;k gS fd LFkk;h fu;ksZX;rk ds ekeys esa vk; gkfu dh x.kuk djrs le; xq.kd dk iz;ksx fd;k tkuk rFkk Hkfo"; esa vk; o`f) dk ykHk fn;k tkuk mfpr gSA mDr fofuf'p; esa vfHkfu/kkZfjr fl)karksa ds vk/kkj ij LFkk;h fu;ksZX;rk ds ekeyksa esa xq.kd dk iz;ksx djrs gq, vk; gkfu dh x.kuk dh tkuh pkfg,A izn'kZ&106 vk;dj fooj.kh ds vk/kkj ij vihykFkhZ ds vf/koDrk ds :i esa dk;Z djds 2]12]901@&:i;s okf"kZd vk; izkIr fd;k tkuk crk;k x;k gS] ftldk [k.Mu izR;FkhZx.k dh vksj ls fdlh ekSf[kd o nLrkosth lk{; ds ek/;e ls ugha fd;k x;k gSA izn'kZ&14 LFkk;h fu;ksZX;rk izek.k i= esa vihykFkhZ dh vk;q 34 o"kZ crkbZ xbZ gS] tcfd izn'kZ&15 fMLpktZ fVdV esa vihykFkhZ dh vk;q 35 o"kZ crkbZ xbZ gSA vihykFkhZ dh vksj ls viuh tUefrfFk ds laca/k esa dksbZ tUe izek.k i= izLrqr ugha fd;k x;k gS] ,slh fLFkfr esa vihykFkhZ dh vk;q 31 ls 35 o"kZ ds e/; ekuk tkuk U;k;ksfpr gSA ekuuh; mPpre U;k;ky; }kjk vfHkfu/kkZfjr fofu'p; National Insurance Co. Vs Pranay Sethi & Ors., 2017 (16) SCC 680 ds vuqlkj vkgr dh vk;q 31 ls 35 o"kZ ds e/; gksus ls 16 dk xq.kd iz;ksx esa fy;k tkuk [2025:RJ-JP:40255] (4 of 5) [CMA-1460/2015] U;k;ksfpr gSA vkgr dh LFkk;h izd`fr dh ukSdjh gks vkSj og fu;fer osru izkIr djrk gks] bls vihykFkhZ dh vksj ls lkfcr ugha fd;k x;k gSA ,slh fLFkfr esa vkgr ds Lofu;ksftr gksus ds vk/kkj ij mls Hkfo"; esa vk; o`f) dk ykHk 40 izfr'kr dh nj ls fn;k tkuk mfpr izrhr gksrk gSA rn~uqlkj vk; gkfu dh x.kuk dh tkos rks ;g jkf'k 2,12,901x16x29.99%=10,21,584@& :i;s laxf.kr gksrh gS rFkk blesa 40 izfr'kr Hkfo"; esa vk; o`f) dk ykHk 4]08]634@& :i;s tksM+s tkus ij ;g jkf'k 14]30]218@& :i;s gksrh gS] tcfd fo}ku vf/kdj.k }kjk bl en esa ,deq'r 75]000@& :i;s fnyk;s gSaA vr% vk; gkfu ds en esa 13]55]218@& :i;s c<+ksrjh ;ksX; gSaA fo}ku vf/kdj.k us Head (i) esa izn'kZ&15 ls 97 mipkj ds nLrkostksa ds vk/kkj ij 47]275@&:i;s fnyok;s gSa] ftlesa o`f) fd;s tkus dk dksbZ U;k;ksfpr vk/kkj ugha gSA blh izdkj ls ifjogu O;; rFkk vVS.MsaV ds :dus ds laca/k esa fnyokbZ xbZ jkf'k Hkh i;kZIr gSA vihykFkhZ ds pksV izfrosnu izn'kZ&10 o X-Ray fjiksVZ izn'kZ&11 ds vuqlkj mlds rhu xaHkhj pksV dkfjr gqbZ gS] izn'kZ&15 fMLpktZ fVdV ds vuqlkj og fnukad 27-06-2010 ls 13-07-2010 rd 17 fnol rd vLirky esa HkrhZ jgk gSA nq?kZVuk esa vkbZ pksVksa ds QyLo:i Hkfo"; esa vihykFkhZ dks bykt ij [kpkZ djuk iM+k gks] bl laca/k esa dksbZ nLrkosth lk{; izLrqr ugha dh xbZ gS] ,slh fLFkfr esa Head (iii) ds laca/k esa fo}ku vf/kdj.k us dksbZ {kfriwfrZ jkf'k ugha fnyokbZ gS] tks iw.kZr% mfpr gSA tgka rd Head (iv), (v) o (vi) dk iz'u gS] vihykFkhZ ds 'kjhj ij vkbZ pksV o 17 fnu vLirky esa HkrhZ jgus ds vk/kkj ij fo}ku vf/kdj.k us dqy 30]000@& :i;s izfrdj jkf'k fnyokbZ gS] tks iw.kZr% mfpr gSA [2025:RJ-JP:40255] (5 of 5) [CMA-1460/2015] vihykFkhZ dks fo}ku vf/kdj.k }kjk vU; enksa esa tks jkf'k fnyok;h x;h gS] og i;kZIr gSA ,sls esa mDr enksa esa izfrdj jkf'k esa c<+ksrjh fd;k tkuk U;k;ksfpr izrhr ugha gksrk gSA bl izdkj fo}ku vf/kdj.k }kjk tks izfrdj jkf'k fnyk;h x;h gS] mlesa c<+ksrjh djrs gq, nkosnkj dqy 13]55]218@& :i;s vfrfjDr :i ls izkIr djus dk vf/kdkjh gSA mijksDr foospukuqlkj ;g vihy vkaf'kd :i ls Lohdkj dj fo}ku eksVj nq?kZVuk nkok vf/kdj.k ¼fof'k"B U;k;ky; lk-n-iz-½ t;iqj }kjk Dyse ;kfpdk la[;k 486@2012 ¼729@2011½ esa ikfjr fu.kZ; o vokMZ fnukad 20-02-2015 dks mikUrfjr djrs gq, vkns'k fn;k tkrk gS fd fo}ku vf/kdj.k }kjk tks izfrdj jkf'k vihykFkhZ dks fnyok;h x;h gS] mlds vfrfjDr vihykFkhZ 13]55]218@& :i;s izkIr djus dk vf/kdkjh gksxk rFkk vihykFkhZ mDr c<+h gqbZ jkf'k ij fo}ku vf/kdj.k ds le{k ;kfpdk izLrqr djus dh fnukad ls olwyh dh fnukad rd 07 izfr'kr okf"kZd lk/kkj.k C;kt nj ls C;kt Hkh izkIr djus dk vf/kdkjh gksxkA vihyk/khu vkns'k dh 'ks"k 'krsaZ ;Fkkor jgsaxhA yafcr izkFkZuk i=] ;fn dksbZ gksa] mDrkuqlkj fuLrkfjr fd;s tkrs gSaA fo}ku vf/kdj.k dk vfHkys[k] ;fn bl U;k;ky; dks izkIr gks j[kk gS] rks bl vkns'k dh izfr ds lkFk ykSVk;k tkosA (CHANDRA PRAKASH SHRIMALI),J MANISH SAINI /36