[2025:RJ-JP:37229] HIGH COURT OF JUDICATURE FOR RAJASTHAN BENCH AT JAIPUR S.B. Civil Miscellaneous Appeal No. 4191/2015 1. SMT. JETHI Wife of Late Shri Sanwar Mal aged 44 years, 2. Kumari Sangeeta D/o Late Shri Sanwar Mal aged 21 years, 3. Kumar Sonu S/o Late Shri Sanwar Mal aged 17 years, 4. Kumari Kokila D/o Late Shri Sanwar Mal aged 15 years Appellants no. 3 & 4 are minors through natural guardian/mother Smt. Jethi, appellant no. 1. Resident of village Dilwara Tehsil Nasirabad Distt. Ajmer. ....Appellants-Claimants. Versus 1. Harsh vardhan Goyal S/o R.K. Goyal, Resident of,43, Vivek Vihar Colony, Balupura Road, Adarsh Nagar Ajmer. (Owner/Employer of deceased). 2. ICICI LOMBARD GENERAL INSURANCE COMPANY LIMITED, MUMBAI & ITS REGIONAL OFFICE AT 2 ND FLOOR, ABOVE P.L. MOTORS, GOVT. HOSTEL CROSSING, M.I. ROAD, JAIPUR 302001.(INSURER). ...Respondents-opp.parties no. 1 & 2. For Appellant(s) : Mr. Ram Singh Rathore For Respondent(s) : Mr. Rahul Agarwal and Mr. Rohit Sharma for Mr. Chandardeep Singh Jhoda HON'BLE MR. JUSTICE CHANDRA PRAKASH SHRIMALI Order RESERVED ON : 12/08/2025 PRONOUNCED ON : 16 /09/2025 vihykFkhZx.k Jherh tsBh vkSj vU; dh vksj ls ;g vihy varxZr /kkjk 3 deZdkj {kfriwfrZ vf/kfu;e] 1923 fo}ku U;k;ky;] vk;qDr] deZpkjh {kfriwfrZ vf/kfu;e] vtesj ¼jkt-½ }kjk nkok la[;k bZlh,@,Q@53@2009 esa ikfjr vkyksP; fu.kZ; fnukad 13-08-2015 ls O;fFkr gksdj izLrqr dh gS] ftlds ek/;e ls fo}ku vk;qDr }kjk vihykFkhZx.k dk okn vLohdkj dj [kkfjt dj fn;k gSA [2025:RJ-JP:37229] (2 of 6) [CMA-4191/2015] vihykFkhZ ds fo}ku vfHkHkk"kd dk cgl ds nkSjku ;g rdZ jgk gS fd bl izdj.k essa ;g Li"V gS fd e`rd lkaojyky izR;FkhZ la[;k 1 g"kZo/kZu xks;y ds fu;kstu esa iz’uxr Vªsyj esa pkyd ds in ij dk;Zjr Fkk vkSj okgu dks eqacbZ ls cj ¼C;koj½ ys tk jgk Fkk fd dksyecksyh U;w iuoy ds ikl Vªsyj dk LVsfjax tke gksus ls lkaojyky dh Nkrh esa vpkud pksV dkfjr gksus ls nq?kZVuk gksus ls mldh e`R;q gks xbZA e`rd ds dqy 1072 fdyksehVj ;k=k djus ij mlds yxkrkj okgu pykus ls mlds 'kjhj ij ncko gksus ls mldh e`R;q gks xbZ] tks izdj.k esa izLrqr ekSf[kd nLrkosth lk{; ls Li"V gS] ftl ij fo}ku vf/kdj.k us xkSj ugha fd;k gSA deZdkj {kfriwfrZ vf/kfu;e] 1923 ds varxZr izFke lwpuk fjiksVZ ntZ ugha djkus ek= ls Dyse ;kfpdk vLohdkj ugha dh tk ldrh gSA nq?kZVuk dh lwpuk e`rd dh iRuh ds }kjk ns nh xbZ FkhA ihMCY;w 2 X;kjlh yky tks iz’uxr okgu esa [kyklh Fkk] mlus Hkh ?kVuk ds rF;ksa dh iqf"V dh gSA bu rF;ksa dks o e`rd ds }kjk izkIr ekfld vk; vkfn dks n`f"Vxr j[krs gq, fo}ku vk;qDr us deZdkj {kfriwfrZ vf/kfu;e] 1923 ds varxZr vihykFkhZx.k dks izfrdj ugha fnyok, tkus esa fof/kd Hkwy o =qfV dh gS] vr% vihykFkhZx.k dh vihy Lohdkj dh tkdj fo}ku vk;qDr dk vkns’k fnukad 13-08-2015 vikLr fd;k tkdj vihykFkhZx.k dks mfpr izfrdj fnyok;k tkosA vihykFkhZ ds fo}ku vfHkHkk"kd us vius rdZ ds leFkZu esa ekuuh; mPpre U;k;ky; }kjk ikfjr fofu'p; Param Pal Singh V. National Insurance Co. Ltd. And another 2013 ACJ 526 o MAMTAJ BI BAPUSAB NADAF & ORS. VERSUS UNITED INDIA INSURANCE CO. & ORS. CIVIL APPEAL NO. 7428/2010 vkns'k fnukad 7 September, 2010 dh izfr izLrqr dh gSA izR;FkhZx.k ds fo}ku vfHkHkk"kd dk cgl ds nkSjku ;g rdZ jgk gS fd izR;FkhZ la[;k 1 ds fu;kstu ds nkSjku Vªsyj ds pkyd in ij dk;Z djrs gq, lkaojyky dh e`R;q ugha gqbZ gS] oju gkVZ vVSd ls mldh e`R;q [2025:RJ-JP:37229] (3 of 6) [CMA-4191/2015] gqbZ gSA fnyokMk ljiap o MkWDVj us gkVZ vVSd ls e`R;q gksuk crk;k gS] ;fn nq?kZVuk ls lkaojyky dh e`R;q gksrh rks dksbZ izFke lwpuk fjiksVZ ntZ gksrhA ;fn Vªsyj nq?kZVukxzLr gksrk ;k LVsfjax tke gksrh rks mldk iapukek curk] okgu dk eSdsfudy eqvk;uk gksrk o uD’kk ekSdk curk] bl izdkj ds dksbZ Hkh nLrkost izLrqr ugha fd, x, gSaA vihykFkhZx.k us LVsfjax tke gksus ls Nkrh esa pksV vkus ls e`R;q gksuk crk;k gSA e`rd dh dk;Z ds cks> ls vR;f/kd FkdkoV o ncko ds dkj.k e`R;q gqbZ gks] bls Li"V ugha fd;k x;k gSA ,slh fLFkfr esa fo}ku vk;qDr us vihykFkhZx.k dh Dyse ;kfpdk vLohdkj dj [kkfjt djus essa dksbZ fof/kd Hkwy o =qfV ugha dh gSA eSaus mHk;i{kksa ds rdksZa ij euu fd;k o i=koyh ds fofHkUu fofu’p;ksa dk voyksdu fd;kA deZdkj {kfriwfrZ vf/kfu;e] 1923 dh /kkjk 3¼1½ dks ;gka mYysf[kr fd;k tkuk U;k;ksfpr gksxk%& "'(1) If personal injury is caused to an employee by accident arising out of and in the course of his employment, his employer shall be liable to pay compensation in accordance with the provisions of this Chapter: Provided that the employer shall not be so liable (a) in respect of any injury which does not result in the total or partial disablement of the employee for a period exceeding three days; (b) in respect of any injury, not resulting in death or permanent total disablement caused by an accident which is directly attributable to (i) the employee having been at the time thereof under the influence of drink or drugs, or (ii) the wilful disobedience of the employee to an order expressly [2025:RJ-JP:37229] (4 of 6) [CMA-4191/2015] given, or to a rule expressly framed, for the purpose of securing the safety of employees, or (iii) the wilful removal or disregard by the employee of any safety guard or other device which he knew to have been provided for the purpose of securing the safety of employee."' mijksDr izko/kku ds varxZr fu;ksDrk ds fu;kstu ds nkSjku nq?kZVuk ds QyLo:i vkbZ pksVksa ;k e`R;q ds vk/kkj ij deZdkj {kfriwfrZ vf/kfu;e] 1923 ds varxZr izfrdj izkIr fd;k tk ldrk gSA bl izdj.k esa vihykFkhZx.k dh vksj ls /kkjk 22 deZdkj {kfriwfrZ vf/kfu;e] 1923 ds varxZr tks Dyse ;kfpdk fo}ku vk;qDr ds led{k izLrqr dh gS] ftlesa ;g crk;k gS fd e`rd lkaojyky izR;FkhZ la[;k 1 g"kZo/kZu xks;y ds fu;kstu ds nkSjku fnukad 29-08-2007 dks Vªsyj la[;k vkj-ts- 01 th-,- 2277 ij okgu pkyd ds :i esa dk;Zjr jgrs gq, okgu Vªsyj dks eqacbZ ls lIykbZ ikmMj Hkjdj cj ¼C;koj½ esa [kkyh djus vk jgk Fkk fd dksyecksyh U;w iuoy ds ikl Vªsyj dh LVsfjax tke gksus ls lkaojyky ds Nkrh esa vpkud pksV dkfjr gksus ls nq?kZVuk ?kfVr gksus ls lkaojyky dh e`R;q dkfjr gks xbZA bl izdj.k esa Vªsyj ds Lokeh izR;FkhZ la[;k 1 g"kZo/kZu xks;y dk tokc izLrqr gqvk gS] ftlesa mlus fnukad 29-08-2007 dks lkaojyky dk mlds Vªsyj ij pkyd gksuk rks crk;k gS ysfdu mlus tokc esa ;g dgk gS fd fnukad 29-08-2007 dks nq?kZVuk ls lkaojyky dk fu/ku ugha gqvk gS] oju eqacbZ esa chekjh ds dkj.k ls fu/ku gqvk gSA tokc esa ;g Hkh dFku gS fd e`rd dh iRuh Jherh tsBh us ;g ?kks"k.kk i= fnukad 20-11-2007 Hkh fu"ikfnr fd;k Fkk] tks bl izdj.k esa izn’kZ ,u-,- 1 ds :i esa iznf’kZr gqvk gSA izn’kZ ,u-,- 1 ?kks"k.kk i= dks e`rd lkaojyky dh iRuh Jherh tsBh us fu"ikfnr fd;k] bl rF; dks Jherh tsBh vius c;ku dh izfrijh{kk esa Lohdkj djrh gS vkSj bl rF; dks Lohdkj djrh gS fd izn’kZ ,u-,- [2025:RJ-JP:37229] (5 of 6) [CMA-4191/2015] 1 ?kks"k.kk i= esa ,Dl LFkku ij mldh vaxwBk fu'kkuh gS rFkk ^,* ls ^ch* xokg vtqZu o ^lh* ls ^Mh* xokg fjrs’k ds gLrk{kj gSaA bl izdkj izn’kZ ,u-,- 1 ?kks"k.kk i= fnukad 20-11-2007 dks lk{kh vtqZu o fjrs’k dh mifLFkfr esa e`rd lkaojyky dh iRuh Jherh tsBh us fu"ikfnr fd;k gSA mDr ?kks"k.kk i= esa vihykFkhZ Jherh tsBh us bl rF; dks Lohdkj fd;k gS fd mlds ifr dk fu/ku eqacbZ esa chekjh ls gks x;kA izn’kZ ,u-,- 1 ?kks"k.kk i= esa bl rF; dk mYys[k ugha fd;k x;k gS fd e`rd lkaojyky Vªsyj esa okgu pkyd ds :i esa eacbZ ls vk jgk Fkk rc dksyecksyh U;w iuoy ds ikl Vªsyj dh LVsfjax tke gksus ls mlds Nkrh esa vpkud pksV yxus ls nq?kZVuk dkfjr gksus ls mldh e`R;q gqbZ gksA izn’kZ ,u-,- 1 ?kks"k.kki= esa vafdr rF;ksa ds vk/kkj ij e`rd dk fu/ku eqacbZ esa chekjh ls gksus] mlds 'kjhj dks ,sacqysal esa ykus dk 35]000@& #i, mlus izR;FkhZ la[;k 1 g"kZo/kZu ls izkIr fd, mlds Lo;a ds] ukckfyx iq= o iq=h ds fy, 51]000@& #i, izkIr fd, vkSj dksbZ jkf’k 'ks"k gksuk ugha crk;k gSA ,slh fLFkfr esa ;g Li"V ugha gksrk gS fd e`rd lkaojyky dh eqacbZ ls cj ¼C;koj½ Vªsyj dks pykus ds nkSjku LVsfjax tke gksus ls mlds Nkrh esa pksV dkfjr gksus ls e`R;q dkfjr gqbZ gksA fnukad 29-08-2007 dks bl izdkj dh dksbZ ?kVuk ?kfVr gksrh rks vihykFkhZx.k ;k okgu Lokeh l{ke iqfyl Fkkus esa ?kVuk dh izFke lwpuk fjiksVZ ntZ djkrk] ysfdu bl izdkj dh dksbZ izFke lwpuk fjiksVZ ntZ ugha gqbZ gSA ;fn LVsfjax ds tke gksus ls e`rd lkaojyky dh e`R;q gksrh rks e`rd dk iksLVekVZe djk;k tkrk] ysfdu ,slk Hkh dksbZ nLrkost izLrqr ugha gqvk gSA fnukad 29-08-2007 dh ?kVuk ls djhc 6 eghus i’pkr izn’kZ 1 dh fjiksVZ e`rd lkaojyky iRuh tsBh us tfj, jftLVMZ Mkd dksyecksyh iqfyl Fkkuk U;w iuoy eqacbZ esa Hkstuk crk;k gS rFkk bldh Hkh dksbZ izFke lwpuk fjiksVZ ntZ gqbZ gks] bl rF; dk mYys[k ugha fd;k x;k gSA 6 eghus i'pkr fjiksVZ Hkstus dk dksbZ mfpr o larks"ktud tokc vihykFkhZx.k dh vksj ls ugh crk;k x;k gSA ;fn LVsfjax [2025:RJ-JP:37229] (6 of 6) [CMA-4191/2015] tke gksus ls nq?kZVuk ?kfVr gksrh] rks okgu dk eSdsfudy eqvk;uk gksrk] ,slh dksbZ eSdsfudy eqvk;us dh fjiksVZ Hkh izLrqr ugha gqbZ gSA fnyokMk ljiap us izek.k i= izn’kZ ,u-,- 1 esa e`rd lkaojyky dh gkVZ vVSd ls e`R;q gksuk crk;k gS] ftldk fjdkWMZ ,u-,- 2 Hkh iznf’kZr gqvk gSA fpfdRld }kjk tkjh izek.k i= izn’kZ 15 Hkh iznf’kZr gqvk gS] ftlesa Hkh gkVZ vVSd ls lkaojyky dh eqR;q gksuk crk;k gSA Param Pal Singh V. National Insurance Co. Ltd. And another 2013 ACJ 526 ds vuqlkj okgu pkyd }kjk okgu pykrs le; vR;f/kd FkdkoV o cks> ds dkj.k ls gkVZ vVSd gksus ds vk/kkj ij izfrdj dh jkf’k vnk fd;k tkuk crk;k gS] bl izdj.k esa ,slh fLFkfr ugha gSA blh izdkj ls MAMTAJ BI BAPUSAB NADAF & ORS. VERSUS UNITED INDIA INSURANCE CO. & ORS. fofu'p; esa vfHkfu/kkZfjr fl)kar bl izdj.k ds rF;ksa o ifjfLFkfr;ksa ls fHkUu gksus ds dkj.k vihykFkhZx.k dks dksbZ lgk;rk iznku ugha djrk gSA esjs fouez er esa fo}ku vk;qDr us vihykFkhZx.k dh Dyse ;kfpdk vLohdkj dj [kkfjt djus esa dksbZ fof/kd Hkwy o =qfV ugha dh gSA mijksDr foospukuqlkj vihykFkhZ Jherh tsBh vkSj vU; dh vksj ls izLrqr ;g vihy varxZr /kkjk 3 deZdkj {kfriwfrZ vf/kfu;e] 1923 lkjghu gksus ls vLohdkj dj [kkfjt dh tkrh gS rFkk fo}ku vk;qDr] deZpkjh {kfriwfrZ vf/kfu;e] vtesj ¼jkt-½ }kjk nkok la[;k bZlh,@,Q@53@2009 esas ikfjr vkyksP; fu.kZ; fnukad 13-08-2015 dh iqf"V dh tkrh gSA fo}ku fopkj.k U;k;ky; dk vfHkys[k izkIr gks j[kk gks] rks bl vkns'k dh izfr ds lkFk ykSVk;k tkosA (CHANDRA PRAKASH SHRIMALI),J KISHAN SONI /57