[2025:RJ-JP:38613] HIGH COURT OF JUDICATURE FOR RAJASTHAN BENCH AT JAIPUR S.B. Civil Revision Petition No. 1/2024 H.d.f.c. Bank Ltd., Having Its Branch Office At 4Th Floor, Times Square, 10, Central Spine, Vidhydhar Nagar, Jaipur (Rajasthan)-302012, Rajasthan. Through Its Authorized Officer Sh. Kailash Sharma ----Petitioner Versus 1. Asha Gupta W/o Shree Dinesh Kumar Gupta, Aged About 60 Years, R/o-House No. 291, Vivek Vihar, New Sanganer Road, Sodala, Jaipur, Rajasthan. 2. Sanvarmal Agarwal S/o Sh. Murlidhar Agrawal, Aged About 53 Years, Proprietor Firm M/s Surajmal Murlidhar, Shop No. 37, New Anaj Mandi, Chomu, Jaipur (Rajasthan). ----Respondents For Petitioner(s) : Mr. Vineet Sharma, Adv. Ms. Neha Sharma, Adv. For Respondent(s) : Ms. Palak Saraswat, Adv. for Mr. Sarvesh Kumar Saraswat, Adv. HON'BLE MR. JUSTICE UMA SHANKER VYAS Judgment / Order 19/09/2025 ;kph@cSad ¼ewy okn ds izfroknh la[;k 2 o 3½ dh vksj ls ;g fuxjkuh ;kfpdk fo}ku fopkj.k U;k;ky; vij ftyk U;k;k/kh'k Øe&2] t;iqj egkuxj f}rh; }kjk nhokuh ewy okn la[;k 59@2020 esa ikfjr vk{ksfir vkns'k fnukad [2025:RJ-JP:38613] (2 of 5) [CR-1/2024] 27-09-2023 ls O;fFkr gksdj izLrqr dh] ftlds ek/;e ls izfroknh la[;k 2 o 3 }kjk izLrqr vkosnu varxZr vkns'k 1 fu;e 10 lh-ih-lh- [kkfjt fd;k x;kA fo}ku vf/koDrk ;kph rFkk v;kph la[;k&1&oknh;k dh cgl lquh x;h ,oa vfHkys[k dk voyksdu fd;k x;kA lqlaxr rF; ;g gS fd oknh;k }kjk izfroknh la[;k&1&izR;FkhZ la[;k&2 lkaojey ds fo:) fodz; vuqca/k dh fofufnZ"V vuqikyuk o LFkk;h fu"ks/kkKk dk okn izLrqr dj vfHkdfFkr fd;k fd izfroknh la[;k&1 us oknh ds i{k esa oknxzLr laifRr dk ekSf[kd fodz; vuqca/k dj j[kk gSA ;g fookn jfgr fLFkfr gS fd oknxzLr laifRr izfroknh la[;k 1 lkaojey }kjk ;kph&cSad ds ;gka jgu j[kdj _.k izkIr dj j[kk gS] ftlds rgr _.k olwyh vf/kdj.k ds le{k vkj-Mh-ch- ,DV ds rgr dk;Zokgh lafLFkr dh x;h Fkh ftlesa cSad ds i{k esa vafre fu.kZ; ikfjr gks pqdk gSA ;g Hkh mYys[kuh; gS fd izkajHk esa oknh;k }kjk izfroknh la[;k 2 o 3 cSad dks i{kdkj ugha cuk;k x;k Fkk] ysfdu muds vkosnu varxZr vkns'k 1 fu;e 10 lh-ih-lh- ij vkns'k ikfjr djrs gq, fo}ku v/khuLFk U;k;ky; }kjk vkns'k fnukad 06-08-2021 ds ek/;e ls cSad dks izfroknh la[;k 2 o 3 ds :i esa la;ksftr fd;k x;k] ;g vkns'k ;kph&cSad dh vuqifLFkfr esa ikfjr gqvk gSA ;kph&cSad }kjk fopkj.k U;k;ky; esa mifLFkfr nsus ds ckn vkns'k 7 fu;e 11 lh-ih-lh- ds rgr vkosnu is'k fd;k] tks vLohdkj fd;k x;k] ftls bl U;k;ky; esa pqukSrh nh x;h ftl ij ,l- ch- flfoy fjV fiVh'ku la[;k&110@2023 esa [2025:RJ-JP:38613] (3 of 5) [CR-1/2024] bl U;k;ky; dh led{k ihB }kjk fnukad 25-07-2023 dks vkns'k ikfjr djrs gq, ;g vfHker izdV fd;k fd pwafd ;kph&cSad }kjk vkns'k 1 fu;e 10¼2½ lh-ih-lh- ds rgr fopkj.k U;k;ky; esa cSad dks vla;ksftr fd;s tkus gsrq vkosnu izLrqr fd;k x;k gS] vr% vkns'k 7 fu;e 11 lh-ih-lh- ds vkosnu ij vkns'k dh vko';drk ugha gSA fo}ku fopkj.k U;k;ky; }kjk vk{ksfir vkns'k ds ek/;e ls ;g fu"d"kZ fn;k fd fnukad 06-08-2021 ds vkns'k ds ek/;e ls cSad dks izfroknh la[;k&2 o 3 ds :i esa i{kdkj cuk;k x;k Fkk] ml vkns'k dks pqukSrh ugha nh x;h gS] vkns'k vafre gks pqdk gS vkSj ;g fu"d"kZ nsrs gq, vk{ksfir vkns'k ikfjr fd;k x;k gSA fo}ku vf/koDrk oknh dh vksj ls U;kf;d n`"Vkar Central Bank of India & Anr. Vs. Prabha Jain & Ors. [(2025) 4 SCC 38] izLrqr djrs gq, fuosnu fd;k fd cSad ds ikl oknxzLr laifRr ca/kd j[kh gqbZ gS] muds }kjk uhykeh dh dk;Zokgh dh tk jgh gS] vr% ,slh fLFkfr esa os fodz; vuqca/k dh fofufnZ"V vuqikyuk ds okn esa Hkh vko';d i{kdkj gS] ijarq mijksDr fu.kZ; ds voyksdu ls Li"V gS fd ekuuh; loksZPp U;k;ky; }kjk ek= ;g fu"d"kZ fn;k gS fd _.k olwyh vf/kdj.k dks futh O;fDr;ksa ds chp tks flfoy fookn gS] mUgsa r; djus dh vf/kdkfjrk ugha gS] vr% ,slh fLFkfr esa mijksDr fu.kZ; rF;ksa esa fHkUurk ds dkj.k ls bl izdj.k ij ykxw ugha gksrk gSA [2025:RJ-JP:38613] (4 of 5) [CR-1/2024] blds foijhr fo}ku vf/koDrk ;kph&cSad dh vksj ls bl U;k;ky; dh led{k ihB }kjk ikfjr fu.kZ; Mohan Lal & Anr. Vs. Dwarka Prasad & Ors. Vs. Dwarka Prasad & Ors. 2007 (6) WLC (Raj.) 584 izLrqr djrs gq, fuosnu fd;k fd nks futh O;fDr;ksa ds chp tks fookn gS] mlesa cSad vko';d i{kdkj ugha gSA mijksDr fu.kZ; ds voyksdu ls ;g Li"V gS fd cSad ds cdk;k _.k dh olwyh ds laca/k esa fof/kd dk;Zokgh SARFAESI Act ds rgr _.k olwyh vf/kdj.k ds {ks=kf/kdkj dh gS] ysfdu ;fn mlh laifRr ds laca/k esa nks futh i{kdkjksa ds chp dksbZ flfoy fookn gS rks ;g fookn flfoy U;k;ky; }kjk lquokbZ ;ksX; gS] ysfdu mlesa cSad dks i{kdkj cuk;k tkuk vuqKs; ugha gSA ;g ckr lgh gS fd iwoZ esa oknh ds fuosnu ij fnukad 06-08-2021 dks fopkj.k U;k;ky; }kjk vkns'k ikfjr djrs gq, cSad dks izfroknh la[;k&2 o 3 ds :i esa la;ksftr fd;k x;k Fkk] ysfdu ;g vkns'k ;kph&cSad dh vuqifLFkfr esa ikfjr gqvk gS rFkk vkgwr fd;s tkus ds mijkar vkns'k 1 fu;e 10¼2½ lh- ih-lh- ds rgr cSad }kjk vla;ksftr fd;s tkus gsrq vkosnu is'k fd;k gS] tks iks"k.kh; gksdj xq.k&nks"kksa ij lquokbZ ;ksX; gSA U;kf;d fu.kZ; Mohan Lal & Anr. Vs. Dwarka Prasad & Ors. ¼iwoksZDr½ esa ikfjr O;oLFkk ds vuqlkj fopkj.k U;k;ky; esa yafcr okn esa ;kph&cSad fdlh Hkh :i esa vko';d o mfpr i{kdkj ugha gSA flfoy ekeyksa esa iqufoZyksdu ;k iqufoZpkj Hkh laHko gS] vr% fopkj.k U;k;ky; }kjk Hkh ;g vkosnu Lohdkj fd;k tk ldrk Fkk] ijarq rF;ksa o fof/k ds foijhr tkdj [2025:RJ-JP:38613] (5 of 5) [CR-1/2024] vk{ksfir vkns'k fnukad 27-09-2023 ikfjr fd;k gS] tks vikLr gksus ;ksX; gSA mijksDr foospukuqlkj vk{ksfir vkns'k fnukad 27-09-2023 vikLr fd;k tkrk gSA ifj.kkeLo:i ;kph&cSad dk vkosnu varxZr vkns'k 01 fu;e 10 lh-ih-lh- Lohdkj dj izfroknh la[;k&2 o 3 cSad dks ewy okn ls vla;ksftr fd;k tkrk gSA blh vuqlkj ;g fuxjkuh ;kfpdk Lohdkj dj fuLrkfjr dh tkrh gS rFkk LFkxu izkFkZuk i= Hkh blh vuqlkj fuLrkfjr fd;k tkrk gSA (UMA SHANKER VYAS),J Murari Lal Sharma /31