[2025:RJ-JP:10224] HIGH COURT OF JUDICATURE FOR RAJASTHAN BENCH AT JAIPUR S.B. Civil Miscellaneous Appeal No. 3838/2017 Chetan Kumar S/o Hajari Lal Swami, aged 23 years resident of Pathredi Mod, Tan Mehrampur Nawab, Tehsil Kotputli, District Jaipur. ----Claimant/Appellant Versus 1. Umakant son of Giriraj Prasad Mishra, resident of Bansoor, District Alwar (Driver Jeep No. RJ-02-C-2186) 2. Laxmikant Son of Giriraj Prasad, resident of Mishron Ka Mohalla, Bansoor, District Alwar. (Owner Jeep No.RJ-02-C-2186) 3. HDFC ERGO General Insurance Company Limited, having its Regional Office at Near Ahinsa Circle, M.I. Road, Civil Lines, Jaipur through its Regional Manager (Insurance Company-Jeep No. RJ-02-C-2186 Valid from 29.07.2011 to 28.07.2012). ----Non-Claimants/Respondents For Appellant(s) : Mr. Vinay Mathur, Adv. For Respondent(s) : Mr. Chanderdeep Singh Jodha, Adv. Mr. Rajdeep Rathore, Adv. HON'BLE MR. JUSTICE UMA SHANKER VYAS Judgment / Order 06/03/2025 vihykFkhZ@izkFkhZ@vkgr dh vksj ls ;g vihy vUrxZr /kkjk 173 eksVj okgu vf/kfu;e ds rgr izR;FkhZx.k ds fo:) fo}ku eksVj nq?kZVuk nkok U;k;kf/kdj.k] dksViwryh] [2025:RJ-JP:10224] (2 of 4) [CMA-3838/2017] ftyk t;iqj }kjk Dyse ;kfpdk la[;k 384@12 esa ikfjr vokMZ o fu.kZ; fnukad 09-06-17 ls O;fFkr gksdj izLrqr dh gS] ftlds ek/;e ls vkgr ds okgu nq?kZVuk esa nq?kZVukxzLr gksus ij lHkh enksa esa dqy 22]000@& :i;s izfrdj dh jkf'k dk vokMZ 7-5 izfr'kr okf"kZd C;kt lfgr ikfjr fd;k x;k gSA vkjksfir okgu dh chek daiuh] okgu ekfyd o okgu pkyd dh vksj ls dksbZ vihy izLrqr ugha dh x;h gSA vkjksfir okgu ls nq?kZVuk dkfjr gksuk] mlesa vkjksfir okgu ds pkyd dh ykijokgh gksuk rFkk vkgr@vihykFkhZ ds pksVsa dkfjr gksuk fooknjfgr gSA fookn ek= izfrdj jkf'k ds laca/k esa gSA fo}ku vf/koDrk vihykFkhZ dk fuosnu gS fd vf/kdj.k }kjk tks izfrdj jkf'k fnykbZ xbZ gS] og vi;kZIr gS] vr% lHkh enksa esa ;qfDr;qDr izfrdj jkf'k fnyk;s tkus dk fuosnu fd;kA fo}ku vf/koDrk izR;FkhZ chek daiuh }kjk vihyk/khu fu.kZ; o vokMZ dks fof/klEer gksuk crkrs gq, ;g vihy [kkfjt fd;s tkus dk fuosnu fd;kA nksuksa i{kksa ds rdksZa ds lanHkZ esa vfHkys[k dk voyksdu fd;kA vkgr psru dqekj ,-MCY;w-&1 ds :i esa ijhf{kr gqvk gS ftlus tkfgj fd;k gS fd bl nq?kZVuk esa dkfjr pksVksa ds dkj.k mls dbZ fnu vLirky esa HkrhZ jguk iMk] ysfdu vLirky esa HkrhZ jgus ds laca/k esa dksbZ nLrkost is'k ugha fd;s x;s gS] vr% ,slh fLFkfr esa Li"V gS fd vihykFkhZ U;k;ky; ds [2025:RJ-JP:10224] (3 of 4) [CMA-3838/2017] le{k LoPN gkFkksa o lgh rF;ksa ds lkFk ugha vk;k gS vkSj ;sudsu izdkjs.k izfrdj jkf”k vuqfpr :i ls c<kdj izkIr djuk pkgrk gSA pksV izfrosnu o ,Dljs fjiksVZ ds vuqlkj vkgr ds nks lk/kkj.k o nks xaHkhj migfr;ka dkfjr gqbZ gS] mipkj esa djhc 10]000@&:i;s dh jkf”k [kpZ gqbZ gSA pwafd vkgr ds vfLFkHkax gqvk gS] vr% ,d ls vf/kd ckj vLirky esa tkus dh vko”;drk iMuk LokHkkfod gSA vkgr dh dksbZ izekf.kr vk; izdV ugha gqbZ gSA vkgr dk [ksrh dk dk;Z djuk crk;k x;k gS] vr% ,slh fLFkfr esa rRle; izpfyr vdq”ky Jfed dh U;wure etnwjh njksa ds vuqlkj x.kuk fd;k tkuk mfpr gSA laiw.kZ ifjfLFkfr;ksa dks ns[krs gq, vihykFkhZ fofHkUu enksa esa fuEukuqlkj izfrdj jkf'k izkIr djus dk vf/kdkjh gS%& dz-la- 'kh"kZ@en bl fu.kZ; ds rgr fu/kkZfjr dh x;h jkf'k 1- LFkk;h fu'kDrrk ls vk; gkfu 135X30X12X18X6%= 52]488@& :i;s 2- Hkfo’; esa izR;k”kk dh en esa 40 izfr”kr jkf”k 20]995@&:i;s 3- “kkjhfjd o ekufld osnuk ¼Lkk/kkj.k o xaHkhj migfr½ ds en esa 12]000@&:i;s 4- esfMdy fcy dh jkf'k 10]000@&:i;s 5- vkokxeu O;; 20]000@&:i;s ;ksx 1]15]483@&:i;s [2025:RJ-JP:10224] (4 of 4) [CMA-3838/2017] mijksDr foospukuqlkj vihykFkhZ dh vksj ls izLrqr ;g vihy vkaf'kd :i ls Lohdkj dh tkdj v/khuLFk vf/kdj.k }kjk ikfjr fu.kZ; o vokMZ fnukafdr 09-06-17 dks mikUrfjr djrs gq, vkns'k fn;k tkrk gS fd vihykFkhZ dqy izfrdj jkf'k 22]000@&:i;s ds LFkku ij 1]15]483@& :i;s izkIr djus dk vf/kdkjh gS] bl izdkj vihykFkhZ mijksDr lHkh enksa esa 93]483@&:i;s vfrfjDr izfrdj jkf'k izkIr djus dk vf/kdkjh gSA bl vkns'k ds ek/;e ls tks izfrdj jkf'k c<k;h x;h gS] ml ij Hkh vihykFkhZ] v/khuLFk vf/kdj.k esa ;kfpdk lafLFkr fd;s tkus dh fnukad ls olwyh rd 07 izfr'kr lk/kkj.k okf"kZd C;kt dh nj ls C;kt izkIr djus dk vf/kdkjh gksxk] vk{ksfir vokMZ dh 'ks"k 'krsZa ;Fkkor jgsaxhA v/khuLFk vf/kdj.k dk vfHkys[k ;fn bl U;k;ky; dks izkIr gks j[kk gS rks vkns'k dh izfr ds lkFk ykSVk;k tkosA (UMA SHANKER VYAS),J Murari Lal Sharma /71