1 2025:CGHC:28893-DB NAFR HIGH COURT OF CHHATTISGARH AT BILASPUR WPPIL No. 59 of 2025 Upendra Nath Chandra S/o Bhagwat Prasad Chandra Aged About 38 Years R/o Village Kataud, P.S. Dabhra, District Sakti (C.G.) ... Petitioner(s) versus 1. State of Chhattisgarh Through its Secretary, Finance Department, Mahanadi Bhawan, Atal Nagar, Mantralaya Raipur, Civil and Revenue District Raipur (C.G.) 2. The Union of India Through Central Registrar of Cooperative Society Ministry of Cooperation 900, 9th Floor, Tower E, Word Trade Center Narouji Nagar, New Delhi – 110029 3. Reserve Bank of India Subhashish Parisar, Mahadev Ghat Road, Prem Vihar Daganiya, Sunder Nagar, Raipur, Chhattisgarh 492013 ...Respondent(s) For Petitioner : Mr. Upendra Nath Chandra, in person. For Respondent/State : Mr. Shashank Thakur, Deputy Advocate General. For Union of India : Ms. Anmol Sharma, Central Government counsel. BRIJMOHAN MORLE Digitally signed by BRIJMOHAN MORLE Date: 2025.06.30 18:43:55 +0530 2 Hon'ble Shri Ramesh Sinha, Chief Justice Hon'ble Shri Bibhu Datta Guru , Judge Order on Board Per Ramesh Sinha , Chief Justice 30 .06.2025 1. Heard Mr. Upendra Nath Chandra, petitioner in person. Also heard Mr. Shashank Thakur, learned Deputy Advocate General, appearing for the State and Ms. Anmol Sharma, learned Central Government counsel, appearing for Union of India. 2. The present writ petition styled as ‘Public Interest Litigation’ has been filed by the petitioner with the following prayers: “(i) That, the Hon’ble Court may kindly be pleased to call for entire record from the respondent authorities, in the interest of justice. (ii) For surveillance, it is necessary for all citizens of India transparency accountability and provision of responsibility and punishment. Today, citizens and institutions, that are private or government, will have to perform their duties for the organization similar to the duties for the country then no anti-national activity can take place. (iii) How much loan has been disbursed in total account and amount, in that how many NPA accounts and amount are there and what are the reasons for them what is the reason for going to NPA:- 1. Not following RBI guidelines for disbursement. 2. Making loan installments of more than 50% of 3 monthly income. 3. Not handling collective responsibility. 4. Life threatening crisis in the family. 5. Wrong closure of NPA accounts by MFI. 6. Misbehaviour of MFI. (iii) The loan which is issued in violation of RBI’s rules should be declared as ghost loan. The account which has become NPA due to ghost loan should be closed by the loan issuing company. This will ensure full compliance of RBI’s guidelines. And there will be a huge reduction in the number of NPAs. (iv) Instead of having multiple legal ways for a single crime, a simpler and easier way will have to be found. Time limits have to be fixed for justice to the victim so that eve after committing a crime, today’s law gives a free hand to the criminals and the victim is being killed. There is a need for change in this. This will lead to a reduction in white criminals and number of cases. In criminal cases, participation of institutions like Gram Panchayat will have to be made necessary. There should to be a provision for punishment not doing so. (v) In civil cases, there will have to be a provision of punishment for lawyers and peoples as well so that both the parties can get justice. Due to which the punishment for giving false testimony and presenting false documents will have to be kept in every page of the case. The concept of Swaraj will have to be implemented on the ground through digital medium so that the country can be saved from foreign problems. (vi) The Every land in India will be demarcated at present. If the Government of India wants to acquire land, then there is a ban on giving permission to set up 4 industries on agricultural land, forest, river, mountain etc. Every Gram Panchayat, through its Pradhan and Panch or in the city, by holding a council and city meeting, by making a proposal in which at least 50% of the citizens are present, will have to prove that the citizens living there are either citizens of India or are the original residents of that place. (vii) Due to lack of knowledge of law, criminals are still occupying our land. Due to this reason, our land has been divided many times before and the country has also been divided. Even today, ST, SC, OBC and GEN are being converted to other religions and their land is being usurped. For this, the government will have to bring strict laws. Because all crimes are directly or indirectly caused by wrong actions of government institutions. Till the case is on, the problem of protection and of me and my family needs to be solved immediately. (viii) Because all crimes are directly or indirectly caused by the negligence of government institutions. While the case is going on, the problem of me and my family’s safety and should be resolved immediately. (ix) Because millions of rupees are being embezzled every day and hundreds of lives are being wasted every day. There is a need to hearing every day on the day of hearing of this case as was done by the Supreme Court in the Wakf Bill 2025 Amendment Act. (x) That, this Hon’ble Court may kindly be pleased to grant any other relief(s), which is deemed fit and proper in the aforesaid facts and circumstances of the case.” 3. In the present petition, petitioner has filed the I.A. No. 2 of 2025, which is an application seeking to exempt for depositing the security 5 deposit, but, we are not inclined to allow the said I.A., therefore, I.A. No. 2 of 2025 stands rejected, to which petitioner, who appears in person states that he will deposit the security deposit. 4. In view of the submission made by the petitioner in person, the present petition is dismissed with a liberty to the petitioner to file afresh petition after depositing the security amount, as per the rules. Sd/- Sd/- (Bibhu Datta Guru) (Ramesh Sinha) Judge Chief Justice Brijmohan