[2025:RJ-JP:29995] HIGH COURT OF JUDICATURE FOR RAJASTHAN BENCH AT JAIPUR S.B. Civil Miscellaneous Appeal No. 4038/2018 Choturam Meena S/o Panchuram Meena, Aged About 53 Years, R/o Dhani Balakaki, Tehsil Jamwaramgarh, Distt. Jaipur. ----Appellant Versus 1. Suman Kumar S/o Mohan Singh, R/o 86, Green Park, Ward No. 1, Jaipur (Driver Of Motorcycle No. Hr-26-Ar- 3817) 2. Sohan Lal S/o Balveer Singh, R/o Harsaru, Post Gaadi, Distt. Gurgaon, Haryana. (Owner Of Motorcycle No. Hr- 26-Ar-3817) 2/1. Kishan S/o Sohan Lal, R/o Harsaru, Post Naadi, Distt. Gurgaon, Haryana- 122015 (Co-Owner Motor Cycle No. Hr-26-Ar-3817) 2/2. Chaman S/o Sohan Lal, R/o Harsaru, Post Naadi, Distt. Gurgaon, Haryana- 122015 (Co-Owner Motor Cycle No. Hr-26-Ar-3817) 2/3. 3. Nandram S/o Sohan Lal, R/o Harsaru, Post Naadi, Distt. Gurgaon, Haryana- 122015 (Co-Owner Motor Cycle No. Hr-26-Ar-3817) New India Insurance Company Limited, Issuing Office At Village Harsaru, Post Gaadi, Distt. Gurgaon, Haryana- 122015. Having Its Regional Office At Nehru Palace, Tonk Road, Jaipur Through Its Regional Manager. (Insurer- Motorcycle No. Hr-26-Ar-3817, Insurance Policy No. 33120031120100014979 Valid From 05.01.2013 To 04.01.2014) ----Respondents For Appellant(s) : Mr. Rohit Sharma, Adv. for Mr. Varun Chouhan, Adv. For Respondent(s) : Mr. Lokesh Parihar, Adv. [2025:RJ-JP:29995] (2 of 4) [CMA-4038/2018] HON'BLE MR. JUSTICE UMA SHANKER VYAS Judgment / Order 05/08/2025 vihykFkhZ@vkgr@nkosnkj dh vksj ls ;g vihy U;k;ky; eksVj nq?kZVuk nkok vf/kdj.k Øe&1] t;iqj egkuxj t;iqj }kjk eksVj nq?kZVuk okn izdj.k la[;k&1123@2013 esa ikfjr fu.kZ; o vokMZ fnukad 10-04-2017 ls O;fFkr gksdj is'k dh gS] ftlds ek/;e ls vkgr dks okgu nq?kZVuk esa ?kk;y gksus ds ifj.kkeLo:i fuEukuqlkj {kfriwfrZ fnyk;s tkus dk vkns'k fn;k x;k gS& 1- bu pksVksa ds dkj.k gq, o gksus okys nnZ] thou dh lqfo/kkvksa ls oafpr gksus] yach vk;q dh laHkkouk esa deh] vlqfo/kk] nq%[k] fujk'kk] volkn rFkk 'kkjhfjd o ekufld larki vkfn ds fy, 1]00]000@& 2- pksVksa ds dkj.k viuk nSfud dk;Z djus esa vkus okyh ijs'kkuh ds fy, 50]000@& 3- bZykt [kpZ ds 'kh"kZd esa 3]28]500@& 4- vLirky esa HkrhZ jgus ds nkSjku ikSf"Vd vkgkj] ,VsaMsaV ij gq, O;; ds fy, 10]500@& 5- vLirky ifjogu ds fy, 5]000@& dqy {kfriwfrZ jkf'k 4]94]000@& fo}ku vf/koDrk vihykFkhZ o izR;FkhZ dh cgl lquh xbZ] vfHkys[k dk voyksdu fd;k x;kA vkjksfir okgu ds pkyd dh ykijokgh ls nq?kZVuk gksuk] ;g okgu izR;FkhZ chek daiuh ds ;gka chfer gksuk fooknjfgr gSA vihykFkhZ dh vksj ls izfrdj jkf'k dks vi;kZIr gksuk crkrs gq, ;g vihy izLrqr dh xbZ gSA [2025:RJ-JP:29995] (3 of 4) [CMA-4038/2018] nq?kZVuk ds le; vihykFkhZ ftyk ifj"kn] t;iqj esa fu;fer jktdh; deZpkjh Fkk] nq?kZVuk ds ckn Hkh lsokjr jgk gS rFkk mldk osru fu;fer :i ls c<+ jgk gS] bl ckcr~ Hkh dksbZ fookn ugha gSA fo}ku vf/koDrk vkgr@vihykFkhZ dk fuosnu gS fd nq?kZVuk esa vihykFkhZ dh nkfguh vka[k esa pksV igqapus ds dkj.k n`f"V dh {kfr gqbZ gS] ikao esa Hkh vfLFkHkax gqvk gS vkSj bl vk/kkj ij 33-9 izfr'kr LFkk;h fu;ksZX;rk gksus ls lsokfuo`fRr ds mijkar og dksbZ dk;Z ugha dj ik;sxk] vk; gkfu ds en esa ;Fkksfpr :i ls izfrdj c<+k;s tkus dk fuosnu fd;kA mudk ;g Hkh fuosnu gS fd vkgr@vihykFkhZ fnukad 07-07-2013 ls 02-01-2014 rd ifjofrZr vodk'k ij jgk gS] ml vof/k ds osru ds cjkcj izfrdj jkf'k vihykFkhZ izkIr djus dk vf/kdkjh gS] vius rdksZa ds leFkZu esa U;kf;d n`"Vkar 2022 ACJ 1211 New India Assurance Co. Ltd. Vs. Satish Chandra Sharma and another izLrqr fd;kA fo}ku vf/koDrk izR;FkhZ }kjk mijksDr U;kf;d n`"Vkar ij vk/kkfjr gksrs gq, ;g fuosnu fd;k fd iwoksZDr U;kf;d n`"Vkar esa vkgr ds 75 izfr'kr LFkk;h fu;ksZX;rk Fkh] pyus&fQjus vkfn esa vleFkZ Fkk vkSj mijksDr ifjfLFkfr esa lHkh enksa esa tks 6]21]000@&:i;s vf/kdj.k }kjk izfrdj jkf'k fnykbZ xbZ Fkh] mlds vykok o vfrfjDr 3]79]000@&:i;s izfrdj jkf'k c<+kbZ xbZA orZeku ekeys esa vkgr ds 33-9 izfr'kr LFkk;h fu;ksZX;rk vax fo'ks"k ds izfr crkbZ xbZ gS] laiw.kZ 'kjhj o vk; vtZu vFkok dk;Z{kerk ds laca/k esa LFkk;h fu;ksZX;rk dk vkdyu ugha fd;k x;k gSA vihykFkhZ us vf/kdj.k ds le{k ;g Lohdkj fd;k gS fd okLrfod vk; esa dksbZ deh ugha gqbZ gS] vfirq vk; esa c<+ksrjh gh gqbZ gSA vr% ,slh fLFkfr esa vk; gkfu ds en esa vihykFkhZ dksbZ jkf'k izkIr djus dk vf/kdkjh ugha gSA tgka rd ifjofrZr [2025:RJ-JP:29995] (4 of 4) [CMA-4038/2018] fpfdRldh; vodk'k vof/k dk iz'u gS] bl vodk'k vof/k ds nkSjku Hkh vihykFkhZ dks fu;fer osru izkIr gqvk gSA mijksDr vodk'k dk yho&,udS'kesaV gksrk gks] ,slh fLFkfr Hkh ugha gSA vr% fo}ku vf/kdj.k }kjk bl vof/k ds fy, izfrdj ugha fnykus dk tks fu"d"kZ fn;k gS] og Hkh fof/klEer gS rFkk 'ks"k enksa esa tks izfrdj jkf'k fnykbZ xbZ gS] og i;kZIr o ;Fkksfpr gS] ftlesa gLr{ksi fd;k tkuk mfpr ugha gSA mijksDr foospukuqlkj vihyk/khu fu.kZ; o vokMZ iq"V gksus rFkk ;g vihy [kkfjt gksus ;ksX; gSA ifj.kker% vihyk/khu fu.kZ; o vokMZ fnukafdr 10-04-2017 dh iqf"V djrs gq, ;g vihy [kkfjt dh tkrh gSA dk;kZy; dks funsZ'k fn;k tkrk gS fd fo}ku vf/kdj.k dk vfHkys[k ;fn izkIr gks j[kk gS] rks vkns'k dh izfr ds lkFk vfoyEc ykSVk;k tkosA (UMA SHANKER VYAS),J DINESH KUMAWAT /37