M/S SHRIRAM GENERAL INSURANCECOMPANY LIMITED,VISAKHAPATNAM. v. SMT. BODAPATI RAM LAKSHMI AND 5 OTHERS
CMA/1261/2012 · 2025-02-17
Nyapathy Vijay
body2025
DailyLaw.ai
[ 2025 DAILYLAW 28322 (AP) · dailylaw.ai ]
DailyLaw.ai
[ 2025 DAILYLAW 28322 (AP) · dailylaw.ai ]
Judgment text
Extracted from the PDF above. The PDF is authoritative.
APHC010403242012
IN THE HIGH COURT OF ANDHRA PRADESH AT AMARAVATI (Special Original Jurisdiction) [3460] MONDAY ,THE SEVENTEENTH DAY OF FEBRUARY TWO THOUSAND AND TWENTY FIVE PRESENT THE HONOURABLE SRI JUSTICE NYAPATHY VIJAY CIVIL MISCELLANEOUS APPEAL NO: 1261/2012 Between: M/s Shriram General Insurancecompany Limited,visakhapatnam. ...APPELLANT AND Smt Bodapati Ram Lakshmi And 5 Others and Others ...RESPONDENT(S) Counsel for the Appellant:
1. GUDI SRINIVASU Counsel for the Respondent(S):
1. G VENKATA REDDY
2. D SESHASAYANA REDDY The Court made the following:
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HON’BLE SRI JUSTICE NYAPATHY VIJAY C.M.A.No.1261 of 2012
JUDGMENT:
The present appeal is filed against the order dated 17.12.2011 in W.C.No.19 of 2010 passed by the Commissioner for Workmen Compensation and Assistant Commissioner of Labour, Narsipatnam.
2.
Facts leading to this appeal are as under: One Bodapati Nookaraju (herein after referred to as ‘deceased’) was working as loading and unloading labour in the Tractor and trailer bearing registration Nos. AP 31 AN 9428 and AP 31 Y 5310 respectively belonging to O.P.No.1 and used to earn Rs.4,500/- per month. On 18.10.2009 in the morning, the said Bodapati Nookaraju (deceased) went to Gotivada village on the tractor/trailer from G.Koduru for unloading stones. After unloading the load, while returning to G.Koduru, the said tractor and trailer met with an accident near Nagaram village, Makavarapalem Mandal, Visakhapatnam District due to negligence of the driver. 3. In the accident, the vehicle turned turtle and due to the impact, the deceased and one Madagala Appalanaidu suffered
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grievous injuries while other labour in the vehicle suffered simple injuries. Immediately, the deceased and Madagala Appalanaidu were shifted to Area Hospital, Narsipatnam and were further shifted to K.G.H, Visakhapatnam on 19.10.2009. On 25.10.2009, the deceased succumbed to his injuries while taking treatment. The other injured Madagala Appalanaidu also died on 04.11.2009. 4. As the deceased was the sole breadwinner of the family, the application for compensation was filed by the wife, children and parents seeking compensation of Rs.5,71,833/-. It was stated that, the vehicle was insured with O.P.No.2 vide policy No.10003/31/10/003823, which was valid from 09.04.2009 to
08.04.2010. 5. O.P.No.1/Employer filed counter admitting that the deceased was working as loading and unloading labour in the tractor and trailer and used to earn Rs.4,500/- per month and that the accident occurred due to the negligence of the driver. 6. O.P.No.2/insurance company filed its counter disputing the liability on the ground that the vehicle was carrying passengers as on the date of the accident contrary to the contractual clause and
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that no premium was paid by O.P.No.1 to cover the risk of any other person other than the driver. 7. Considering the pleadings, the Commissioner framed following issues for consideration:
1. Whether the deceased is a workman under the provisions of W.C.Act and there exists employee- employer relation and death aroused out of and in the course of employment? 2. What is the age and Wage of the deceased at the time of the accident? 3. Whether the applicant is entitled for any amount of compensation? If so what amount of compensation the applicants are entitled and who are liable to pay compensation? 8.
In the course of evidence, the claimant No.1 i.e. wife was examined herself as A.W.1 and one Ayyarapu Naganna, an eyewitness to the accident was examined as A.W.2. O.P.No.1 was also examined himself as R.W.1 and he reiterated his submissions, averments in the counter. O.P.No.2 examined one B.A.L.N. Hari Krishna, Legal Officer as R.W.2. The claimants marked Exs.A.1 to A.5 i.e. FIR dated 18.10.2009, Postmortem Certificate, Inquest Report, MVI Report and Xerox Copy of Driving License of the
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Driver respectively. R.W.2 got marked insurance policy as Ex.B1 and Exs.X.1 to Ex.4 Letter of Transport Department dated 28.09.2011, Form 24 B-Register of Motor Vehicle of Tractor and Trailer issued and Goods carrier permit issued by RTA on
30.03.2007. 9. The Commissioner, taking into the oral and documentary evidence, held that the accident occurred due to rash and negligent driving of the driver and that the O.P.Nos.1 and 2 were jointly and severally liable to pay compensation by taking the monthly wages at the rate of Rs.3,648/- per month as per G.O.Ms.No.83 dated 22.11.2006 and awarded compensation of Rs.3,86,304/-. Questioning the said order, the present appeal is filed. 10. Heard Sri Gudi Srinivasu, learned counsel for the Appellant and Sri G.Venkata Reddy and A.K.Narasimha Rao, learned counsel for the Respondents. 11. The findings as regards the age, income taken by the Commissioner and the manner of accident are not in dispute. The only issue that falls for consideration is, whether the insurance company can be made liable for the compensation payable to the claimants. 6
12. The principal ground of challenge was that the deceased, being a workman and traveling in a Tractor/Trailer, is not covered under the policy as no premium was paid to cover his liability. It is the contention of the counsel for the Appellant that the policy does not cover the labourer-deceased traveling in the vehicle. The insurance policy was marked as Ex.B.1. 13.
Section 145 (i) of the Motor Vehicles Act, 1988 was amended vide the Motor Vehicles (Amendment) Act, 2019 elaborating the term ‘third party’. As per the amended definition, ‘third party’ includes persons other than the owner and the driver. The amended Section 145 (1) reads as under: 145 (i) “third party” includes the Government, the driver and any other co-worker on a transport vehicle. 14. This Court in National Insurance Co. Ltd. v. Savidi Anjaneyulu1 has held that the amendment to the definition of Section 145 (i) of the Motor Vehicles (Amendment) Act, 2019 is only clarificatory and therefore it is applicable retrospectively covering the risk of the driver or any other co-worker as third-party. 1 SCC OnLine AP 4840
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15. In this case the deceased being a loading and unloading worker cannot be said to be a gratuitous passenger and comes within the amended definition of ‘third party’ under section 145(i) of the Motor Vehicles (Amendment) Act, 2019 as it stands today and would be covered by Ex.B.1 Policy. 16. Therefore, this Court finds no reason to interfere with the
order passed by the Commissioner and the Civil Miscellaneous Appeal is dismissed without costs.
17. As there is long time delay from the date of accident and considering the uncertain addresses of claimants, the State Legal Services Authority shall coordinate with the concerned departments and ensure that the compensation is paid to the claimants directly into their Aadhar linked Bank Account. Registry is directed to mark a copy of this order to the State Legal Services Authority. As a sequel, the miscellaneous petitions if any shall stand dismissed. ___________________ NYAPATHY VIJAY, J Date: 17.02.2025 KLP