[2025:RJ-JP:35496] HIGH COURT OF JUDICATURE FOR RAJASTHAN BENCH AT JAIPUR S.B. Civil Miscellaneous Appeal No. 3748/2025 1. Shekharchand Sacheti Son Of Late Shri Kushalchand Sacheti, Aged About 71 Years, Resident Of C-9, (Nine) Behind Badhir School, Vaishali Nagar, Ajmer. 2. Shrimati Sudha Sacheti Wife Of Shri Shikharchand Sacheti, Aged About 62 Years, Resident Of C-9 (Nine), Behind Badhir School, Vaishali Nagar, Ajmer. ----Appellants Versus 1. S.m.f.g. India Home Finance Company Limited, Through Authorised Officer (Previously Known As Fullerton India Homes Finance Company Ltd.) Corporate Office 503-504, (Five Hundred Three - Five Hundred Four) Fifth Floor, G- Block, Inspire B.k.c., B.k.c. Main Road, Bandra Kurla Complex, Bandra (East) Mumbai, Maharashtra And Other Registered Office At Megh Tower, Third Floor, Old Number 307 (Three Hundred Seven), New Number 165(One Hundred Sixty Five), Punna Mallai High Road, Madurai, Voial, Chennai, Tamilnadu. 2. S.m.f.g. India Home Finance Company Ltd., Through Manager (Previously Known As Fullerton India Homes Finance Company Ltd.) Branch Officer Third Floor 244-A, Sarcular Road, Anasagar Link Road, Above Great Eastern Ltd. Vaishali Nagar, Ajmer. 3. Digvijay Singh Son Of Shri Krishan Kumar Singh, Resident Of H.no. R/0329/45, Harsoli House, Gulab Bari, Ajmer. ----Respondents For Appellant(s) : Mr. Dilip Sharma, Adv. For Respondent(s) : Mr. Pankaj Gupta, Adv. Mr. Naman Yadav, Adv. HON'BLE MR. JUSTICE UMA SHANKER VYAS Judgment / Order 04/09/2025 vihykFkhZ@izkFkhZ dh vksj ls ;g fofo/k vihy fo}ku vij ftyk U;k;k/kh'k] dze&5] vtesj }kjk nhokuh okn la[;k 09@2024 esa ikfjr vkns'k fnukad 16-07-2025 ls O;fFkr gksdj is'k dh gS ftlds ek/;e ls [2025:RJ-JP:35496] (2 of 3) [CMA-3748/2025] vihykFkhZ@izkFkhZ dk vkosnu vUrxZr /kkjk 9 ek/;LFke ,oa lqyg vf/kfu;e] 1996 ¼vkxs ^^vf/kfu;e&1996^^ dgk tkosxk½ [kkfjt fd;k x;kA fo}ku vf/koDrk vihykFkhZ@izkFkhZ dk fuosnu gS fd vihyk/khu vkns'k fof/kd izko/kkuksa ds foijhr gS] vkfcZVªsVj dh fu;qfDr ds i'pkr Hkh ^^vf/kfu;e&1996^^ dh /kkjk&9 dk vkosnu lquokbZ ;ksX; 'ks"k jgrk gS] mijksDr vkns'k vikLr dj vihykFkhZ ds vkosnu ij fof/k&vuqlkj lquokbZ ds funsZ'k fn;s tkus dk fuosnu fd;kA blds foijhr fo}ku vf/koDrk izR;FkhZ dze&1 o 2 dk fuosnu gS fd vihyk/khu vkns'k nksuksa i{kksa dh lgefr ls ikfjr gqvk gS] vkfcZVªsVj dh fu;qfDr ds i'pkr ^^vf/kfu;e&1996^^ dh /kkjk&17 ds rgr vUrfje mipkj gsrq vkfcZVªsVj ds le{k vkosnu izLrqr fd;k tk pqdk gS] nks LFkkuksa ij lekukUrj :i ls ,slk vkosnu pyus ;ksX; ugha gS] vihy fujk/kkj gksuk crkrs gq, [kkfjt fd;s tkus dk fuosnu fd;kA lquk x;k] izLrqr rdksaZ ij fopkj djrs gq, vfHkys[k dk voyksdu fd;k x;kA ^^vf/kfu;e&1996^^ dh /kkjk&9 esa vUrfje vuqrks"k ds laca/k esa flfoy U;k;ky; esa mipkj izkIr djus dk izko/kku fd;k x;k gS rFkk blh izdkj dk mipkj ^^vf/kfu;e&1996^^ dh /kkjk&17 ds rgr vkfcZVªsVj ds le{k Hkh izkIr fd;k tk ldrk gSA orZeku ekeys esa vkfcZVªsVj dh fu;qfDr gksus ls iwoZ vihykFkhZ@izkFkhZ dh vksj ls ^^vf/kfu;e&1996^^ dh /kkjk&9 ds rgr vkosnu izLrqr fd;k Fkk] dkykUrj esa Lo;a vihykFkhZ ds fuosnu ij vkfcZVªsVj dh fu;qfDr ds i'pkr izR;FkhZ }kjk ;g dFku fd;k fd pwafd vkfcZVªsVj fu;qDr gks pqdk gS] vr% izkFkZuk i= vUrxZr /kkjk&9 lkjghu gks pqdk gSA bl ij Lo;a vihykFkhZ@izkFkhZ }kjk dksbZ vkifRr ugha gksus dk dFku djrs gq, ;g fuosnu fd;k fd mudk vkosnu lkjghu gksus ls [kkfjt dj fn;k tkosA bl izdkj nksuksa i{kksa dh lgefr ls vihyk/khu vkns'k ikfjr gqvk gS vkSj mlds i'pkr blh izdkj ds vuqrks"k ds laca/k esa ^^vf/kfu;e&1996^^ dh /kkjk&17 ds rgr [2025:RJ-JP:35496] (3 of 3) [CMA-3748/2025] vkfcZVªsVj ds le{k vkosnu is'k fd;k tk pqdk gSA vr% ,slh fLFkfr esa vihyk/khu vkns'k rF;ksa o fof/k ds foijhr gks] ;g fu"d"kZ ugha fn;k tk ldrkA fo}ku vf/koDrk vihykFkhZ@izkFkhZ dh vksj ls izLrqr U;kf;d n`"VkUr Arcelor Mittal Nippon Steel India Ltd. Vs. Essar Bulk Terminal Ltd. (2022) 1 SCC 712 rF;ksa esa fHkUurk ds dkj.k orZeku izdj.k ij ykxw ugha gksrk gSA orZeku vihyk/khu vkns'k nksuksa i{kksa dh lgefr ls ikfjr gqvk gS rFkk mlds i'pkr Lo;a vihykFkhZ dh vksj ls ^^vf/kfu;e&1996^^ dh /kkjk&17 ds rgr vkfcZVªsVj ds le{k ;kfpdk@vkosnu izLrqr fd;k tk pqdk gS rFkk vkfcZVªsVj egksn; }kjk Lora= :i ls vkns'k ikfjr fd;k tkuk gSA mijksDr foospukuqlkj ;g vihy [kkfjt dh tkdj vihyk/khu vkns'k iq"V fd;k tkrk gS] layXu LFkxu izkFkZuk i= Hkh mDr izdkj ls vLohdkj fd;k tkrk gSA (UMA SHANKER VYAS),J Mittal /22