[2025:RJ-JP:33231] HIGH COURT OF JUDICATURE FOR RAJASTHAN BENCH AT JAIPUR S.B. Civil Miscellaneous Appeal No. 3804/2018 1. Mohanbai W/o Late Shri Premraj, R/o Mukam Post Kodyai District Sawaimadhopur 2. Dinesh S/o Late Shri Premraj, Aged About 29 Years, R/o Mukam Post Kodyai District Sawaimadhopur ----Appellants Versus 1. The New India Insurance Company, 87 Mahatma Gandhi Marg, Mumbai C/o Zonal Office Transport Nagar Jaipur 2. Shri Shantilal Garg S/o Shri Bhore Lal, R/o F-100 C- Scheme Jaipur 3. Nolaram Raigar S/o Shri Namalum, R/o Village Bhankri C/o Shantilal Garg S/o Shri Bhorelal R/o F-100 C-Scheme Jaipur ----Respondents For Appellant(s) : Mr. Abhimanyu Singh Sirohi, Adv. For Respondent(s) : Mr. Vinod Tyagi, Adv. HON'BLE MR. JUSTICE UMA SHANKER VYAS Judgment / Order 22/08/2025 vihykFkhZx.k@nkosnkjku }kjk ;g vihy fo}ku U;k;k/kh'k] eksVj nq?kZVuk nkok U;k;kf/kdj.k ,oa jktLFkku jkT; lgdkjh vf/kdj.k] t;iqj }kjk Dyse vkosnu la[;k 524@1992 esa ikfjr fu.kZ; o vokMZ fnukad 28-05-2018 ls O;fFkr gksdj izLrqr dh] ftlds ek/;e ls izR;FkhZ&chek dEiuh dks nkf;Ro ls mUeksfpr djrs gq, vihykFkhZx.k@nkosnkjku ds i{k esa dqy 1]98]828@& :i;s dh izfrdj jkf'k dk vokMZ e; 9 izfr'kr okf"kZd C;kt izR;FkhZ dze&2 o 3 ls izkIr fd;s tkus dk vkns'k fn;k x;kA [2025:RJ-JP:33231] (2 of 3) [CMA-3804/2018] iwoZ esa vihykFkhZ i{k ds fuosnu o tksf[ke ij izR;FkhZ dze&2 o 3 dh rkehy ls bl U;k;ky; }kjk NwV iznku dh x;h FkhA fo}ku vf/koDrk vihykFkhZ@nkosnkjku rFkk fo}ku vf/koDrk izR;FkhZ&chek dEiuh dks lquk x;k] vfHkys[k dk voyksdu fd;kA fo}ku vf/koDrk vihykFkhZ&nkosnkjku dk fuosnu gS fd pwafd e`rd chfer okgu ds fy, r`rh; i{kdkj Fkk] vr% is&,.M&fjdoj dk vkns'k visf{kr FkkA ijEijkxr 'kh"kZd ds en esa Hkh izfrdj jkf'k vi;kZIr gksuk crk;k gS] tcfd fo}ku vf/koDrk izR;FkhZ&chek dEiuh }kjk vihyk/khu fu.kZ; dks fof/k&lEer gksuk crk;kA fopkj.k vf/kdj.k }kjk ;g fu"d"kZ fn;k gS fd vkjksfir okgu ds pkyd ds ikl rRle; tks ykbZlsal Fkk] og dwVjfpr Fkk] ysfdu ;g Hkh Li"V gS fd vihykFkhZ r`rh; i{kdkj gS rFkk vkjksfir okgu izR;FkhZ dze&1@chek dEiuh ds ;gka chfer Fkk] vr% ,slh fLFkfr esa us'kuy ba';ksjsal dEiuh fy0 cuke Lo.kZ flag ¼2004½ 3 ,l-lh-lh- 297 ds ekeys esa izfrikfnr O;oLFkk ds vuqlkj izFker% chek dEiuh }kjk vihykFkhZ dks izfrdj jkf'k dk Hkqxrku fd;k tkuk rFkk rRi'pkr izR;FkhZ&chek dEiuh }kjk vkjksfir okgu ds Lokeh o pkyd ls mDr jkf'k olwy fd;k tkuk mfpr gSA tgka rd ijEijkxr 'kh"kZd esa fnyk;h x;h izfrdj jkf'k dk iz'u gS] ekuuh; loksZPp U;k;ky; ds U;kf;d n`"Vkar Magma General Insurance Co. Ltd. Vs. Nanuram & Ors. (2018) 18 SCC 130 esa izfrikfnr fl)kar ds vuqlkj e`rd dh iRuh rFkk iq= 40&40 gtkj #i;s] vafre laLdkj o laink dh gkfu ds en esa 15&15 gtkj vFkkZr dqy 1]10]000@& #i;s izfrdj izkIr djus ds vf/kdkjh gS] tcfd fo}ku vf/kdj.k }kjk ek= 75]000@& #i;s izfrdj jkf'k dk fu/kkZj.k bl en esa fd;k x;k gS] vr% 35]000@& #i;s bl en esa c<+ksrjh gksus ;ksX; gSA vU; enksa ds laca/k esa v/khuLFk vf/kdj.k }kjk fnyk;h x;h jkf'k i;kZIr gS ftlesa gLr{ksi fd;k tkuk mfpr ugha gSA [2025:RJ-JP:33231] (3 of 3) [CMA-3804/2018] mijksDr foospukuqlkj tks v/khuLFk vf/kdj.k }kjk tks vokMZ ikfjr fd;k x;k gS] mlds vfrfjDr nkosnkj@vihykFkhZx.k 35]000@&:i;s i`Fkd ls izkIr djus ds vf/kdkjh gSaA mijksDr foospukuqlkj vihykFkhZx.k dh vksj ls izLrqr ;g vihy vkaf'kd :i ls Lohdkj dh tkdj v/khuLFk vf/kdj.k }kjk ikfjr vokMZ o fu.kZ; fnukafdr 28-05-2018 dks mikUrfjr djrs gq, vkns'k fn;k tkrk gS fd fo}ku vf/kdj.k }kjk ikfjr vokMZ jkf'k ds vfrfjDr bl vkns'k ds rgr vihykFkhZx.k 35]000@& :i;s rFkk ml ij v/khuLFk vf/kdj.k esa ;kfpdk lafLFkr fd;s tkus dh fnukad ls olwyh rd 7 izfr'kr lk/kkj.k okf"kZd C;kt dh nj ls jkf'k izkIr djus dk vf/kdkjh gksaxsA pwafd chek dEiuh dk bl ekeys esa dksbZ nkf;Ro vafre :i ls fu.khZr ugha gqvk gS] vr% izR;FkhZ dze&1 chek dEiuh }kjk lEiw.kZ izfrdj jkf'k dk vnk;xh vihykFkhZ@nkosnkjku dks dh tkosxh rFkk mDr izfrdj jkf'k dks chek dEiuh] izR;FkhZ dze&2 o 3 okgu pkyd o ekfyd ls C;kt lfgr olwy djus dh vf/kdkfj.kh gksxhA v/khuLFk vf/kdj.k dk vfHkys[k ;fn izkIr gks j[kk gS rks vkns'k dh izfr ds lkFk vfoyEc ykSVk;k tkosA (UMA SHANKER VYAS),J Mittal /20