1 2025:CGHC:21843 NAFR HIGH COURT OF CHHATTISGARH AT BILASPUR WPC No. 3344 of 2023 Mukesh Kumar Agrawal S/o Suresh Kumar Agrawal Aged About 46 Years R/o Pine - 152 Parthivi Pacific, Behind Axix Bank, Tatibandh, Raipur, Chhattisgarh - 492001. ... Petitioner versus 1 - The Jammu And Kashmir Bank Limited Through Its Branch Manager, Branch Office - Shop No. 110-115,1st Floor, Lal Ganga Mall, G.E. Road, Raipur, Chhattisgarh – 492001 2 - The Jammu And Kashmir Bank Limited Registered Office - Ma Road, Srinagar, Jammu And Kashmir – 190001. 3 - The Reserve Bank Of India Branch Office - Subhashish Parisar, Mahadev Ghat Road, Prem Vihar, Daganiya, Sunder Nagar, Raipur, Chhattisgarh - 492013 ... Respondents (Cause-title taken from Case Information System) For Petitioner : Mr. Ayush Singh Solanki, Advocate For Respondents No.1 & 2 : Mr. Mayank Chandrakar, Advocate Hon’ble Shri Amitendra Kishore Prasad, Judge Order on Board 09.05.2025 1 By way of this writ petition, the petitioner has prayed for following relief(s):- YOGESH TIWARI Digitally signed by YOGESH TIWARI Date: 2025.05.12 16:43:05 +0530 2 “10.1 To direct the Respondent to 1 to remove the Petitioners name from the list of "fraud borrowers" declared in terms of Master Directions on "Frauds-Classification and Reporting by commercial hanks and select Fls" dated 01.07.2017 issued by RBI. 10.2. To direct the Respondent No.1 to immediately classify the account of the Petitioner as regular subject to payment of outstanding amount in loan account no. 0465265500000116. 10.3. To direct the Respondent No.1 to immediately update/inform RBI and related government and regulatory authorities the status of borrower as regular. 10.4 To direct Respondent No.2 and 3 to take cognizance of the matter and take strict actions against Respondent No.1. 10.5 To allow the Petitioner to make the outstanding payment of his loan account no. 0465265500000116 and allow the Petitioner to settle/close the said account with the Respondent Bank. 10.6 To pass any other order as the Hon'ble Court may deem fit in the interest of justice” 2 Learned counsel for the petitioner submits that the entire loan amount has been paid to the respondent-Bank, however, the respondent-Bank have not been removed his name from the list of "fraud borrowers" declared in terms of Master Directions on 3 "Frauds-Classification and Reporting by commercial hanks and select Fls" dated 01.07.2017 issued by Reserve Bank of India, as such, a direction be issued to the respondent-Bank to remove the name of the list from the list of "fraud borrowers". 3 Considering the facts and circumstances of the case, particularly the fact that the petitioner has already paid the entire loan amount, the respondent-Bank is directed to communicate about the same to the Reserve Bank of India, so that the name of the petitioner be removed from the list of "fraud borrowers" declared in terms of Master Directions on "Frauds-Classification and Reporting by commercial hanks and select Fls" dated 01.07.2017 issued by Reserve Bank of India. This shall be done within a period of 30 days from the date of production of certified copy of this order. 4 With the aforesaid observation/direction, instant writ petition stands disposed of. Sd/- (Amitendra Kishore Prasad) Judge Yogesh