1Whether reporters of Local Papers may be allowed to see the judgment? Yes IN THE HIGH COURT OF HIMACHAL PRADESH, SHIMLA CWP No.14252 of 2025 Date of decision: 05.09.2025 Huma Nand. ...Petitioner. Versus The State of Himachal Pradesh & Ors. ...Respondents. Coram: Ms. Justice Jyotsna Rewal Dua, Judge. Whether approved for reporting? For the petitioners : Ms. Seema Azad Rai, Advocate. For the respondents : Mr. L.N. Sharma, Additional Advocate General, for respondent No.1-State. : Mr. Parmod Thakur, Advocate, vice Mr. Raman Jamalta, Advocate, for respondents No.2 to 4. Jyotsna Rewal Dua, Judge Notice. Mr. L.N. Sharma, Additional Advocate General and Mr. Parmod Thakur, Advocate, appear and waive service of notice on behalf of respondent No.1 and respondents No.2 to 4, respectively. With the consent of learned counsel for the parties, the matter is heard at this stage. 2. The case set up by the petitioner is that in the year 2013, he availed a loan of ₹3,90,000/- from the respondent- Bank under the Kisaan Credit Card Scheme. He could not repay the loan within the stipulated time. Although, in the -2- year 2024, he deposited an amount of ₹1,00,000/- with the respondent-Bank, a recovery notice dated 10.02.2025 (Annexure P-1) was issued to him, directing him to deposit a sum of ₹6,22,216/- along with interest. The notice further states that failure to do so will entail attachment of the land mortgaged with the Bank. 3. Learned counsel for the petitioner submits that the respondent-Bank has introduced a One Time Settlement Scheme, 2024. The petitioner is ready and willing to settle the loan under the One Time Settlement Scheme with the respondent-Bank. The petitioner has also made a representation to the respondent-Bank on 01.08.2025 (Annexure P-3) seeking settlement of the loan amount under the said scheme. It is further submitted by learned counsel that the One Time Settlement Scheme is still in force as its operation has been extended till 31.10.2025. Learned counsel states that the petitioner would be content if the respondents are directed to consider his case for settlement of the loan amount under the One Time Settlement Scheme, 2024. -3- 4. Learned counsel for the respondents has no objection for considering the case of the petitioner under the One Time Settlement Scheme, 2024, if applicable to him. 5. Having regard to above submissions but without examining the merits of the matter, including maintainability of the petition, this petition is disposed of by directing the respondents/competent authority to consider and decide the case/representation of the petitioner in accordance with law under the One Time Settlement Scheme, 2024 and pass appropriate orders thereupon within a period of six weeks from today. The decision so arrived at, shall also be communicated to the petitioner. No coercive steps be taken against the petitioner till such decision. The writ petition stands disposed of in the above terms. All pending miscellaneous application(s), if any, to also stand disposed of. Jyotsna Rewal Dua 5th September, 2025 Judge (Pardeep)