[2025:RJ-JP:33815] HIGH COURT OF JUDICATURE FOR RAJASTHAN BENCH AT JAIPUR S.B. Civil Miscellaneous Appeal No. 3660/2019 1. Pappu Lal Son of Sh. Mangi Lal Bairwa, Aged 40 Years, 2. Lokesh Son of Pappu Lal, Aged 19 Years, 3. Azad Son of Pappu Lal, Aged 15 Years, 4. Chauthmal Son of Pappu Lal, Aged 13 Years, 5. Rajendra Son of Pappu Lal, Aged 17 Years, Appellant nos. 3 to 5 minors Through Natural Guardian Father Pappu Lal, All Resident of Tathed, Police Station Kaithun, District Kota. (Raj.) ----Appellants Versus 1. Om Prakash Khairuwa Son of Balram Khairuwa, Aged About 22 Years, Resident of Khairuna, P.s. Bhanwargarh, District Baran (Raj.) (Driver And Registered Owner Of Motorcycle No. RJ-28- SK-9950) 2. The Oriental Insurance Company Limited, Hospital Road, Baran (Rajasthan) (Insurer of Motorcycle No. RJ-28-SK-9950) ----Respondent For Appellant(s) : Mr. Naseemuddin Qazi, Adv. For Respondent(s) : Mr. Pratap Singh Arya, Adv. HON'BLE MR. JUSTICE UMA SHANKER VYAS Judgment / Order 26/08/2025 vihykFkhZx.k@nkosnkjksa dh vksj ls ;g vihy fo}ku eksVj nq?kZVuk nkok vf/kdj.k] Øe&1] dksVk ds ,e-,-lh-Vh- izdj.k 347@2018 ¼34@2017½ esa ikfjr fu.kZ; o vokMZ fnukad 02-05-2019 ls O;fFkr gksdj izLrqr dh xbZ gS] ftlds ek/;e ls izR;FkhZ Øe&1 okgu Lokeh o pkyd ds [2025:RJ-JP:33815] (2 of 3) [CMA-3660/2019] }kjk vihykFkhZx.k dks dqy 12]61]456@& :i;s izfrdj jkf'k 7-5% C;kt lfgr vnk fd;s tkus dk vkns'k fd;k gS rFkk izR;FkhZ Øe&2 chek dEiuh dks vkjksfir okgu ds pkyd ds ikl ykbZlsal ugha gksus ls mUeksfpr fd;k x;k gSA vkjksfir okgu ds Lokeh o pkyd vFkok chek dEiuh dh vksj ls dksbZ vihy izLrqr ugha dh xbZ gSA vkjksfir okgu ls nq?kZVuk gksuk] pkyd dh ykijokgh gksuk rFkk ;g okgu izR;FkhZ Øe&2 chek dEiuh ds ;gka chfer gksuk fookn jfgr gSA fo}ku vf/koDrk vihykFkhZx.k dk fuosnu gS fd e`rd dkS'kY;k r`rh; i{kdkj Fkh] izR;FkhZ Øe&1 pkyd ds ikl oS/k vuqKk i= ugha gksus ds ckotwn okgu chfer gksus ls is ,.M fjDoj ¼Pay & Recover½ dk vkns'k fn;k tkuk mfpr FkkA vk; gkfu dh en esa o dalksfVZ;e dh en esa jkf'k viz;kZIr gksuk crkrs gq, ;kFkksfpr :i ls izfrdj jkf'k c<k;s tkus dk fuosnu fd;kA blds foijhr fo}ku izR;FkhZ chek dEiuh }kjk vihyk/khu fu.kZ; dks fof/k lEer gksuk crkrs gq, vihy [kkfjt fd;s tkus dk fuosnu fd;k x;kA e`rdk 31 o"khZ; efgyk Fkh] dksbZ izekf.kr vk; ugha gksus ls fo}ku vf/kdj.k }kjk vdq'ky Jfed dh U;wure etnwjh nj ds vuqlkj vk; gkfu dh x.kuk dh xbZ gS] vr% mlesa gLr{ksi fd;k tkuk mfpr ugha gSA tgka rd dalksfVZ;e dh gkfu dk iz'u gS] dqy 40]000@& :i;s izfrdj bl en esa fnyk;k x;k gS] tcfd ekuuh; loksZPp U;k;ky; ds U;kf;d n`"Vkar Magma General Insurance Co. Ltd. Vs. Nanuram & Ors. Ltd. Vs. Nanuram & Ors. (2018)18 SCC 130 esa ikfjr fl)kar ds vuqlkj ikapksa vihykFkhZ tks fd e`rdk dk ifr vFkok larku gS] izR;sd 40]000&40]000@& :i;s vFkkZr~ dqy 2]00]000@& :i;s izkIr djus ds vf/kdkjh gSa] vr% 1]60]000@& :i;s bl en esa c<kSrjh gksus ;ksX; gSA [2025:RJ-JP:33815] (3 of 3) [CMA-3660/2019] tgka rd is ,.M fjDoj ¼Pay & Recover½ dk iz'u gS] vkjksfir okgu ?kVuk ds le; izR;FkhZ Øe&2 chek dEiuh ds ;gka chfer Fkk] e`rdk r`rh; i{kdkj Fkh] vr% ,slh fLFkfr esa ¼2004½ 3 SCC 297 National Insurance Company Ltd. Vs. Swaran Singh & Others esa izfrikfnr O;oLFkk ds vuqlkj chek dEiuh }kjk izFker% ;g jkf'k nkosnkjksa dks vnk fd;s tkus rFkk mlds i'pkr~ okgu Lokeh ls olwy dh tkus dh Lora=rk nh tkuk mfpr gksxkA mijksDr vuqlkj ;g vihy vkaf'kd :i ls Lohdkj djrs gq, fo}ku vf/kdj.k }kjk ikfjr fu.kZ; o vokMZ dks mikarfjr djrs gq, vkns'k fn;k tkrk gS fd vihykFkhZx.k dks izR;FkhZ Øe&1 o 2 ls la;qDr :i ls vFkok i`Fkd&i`Fkd :i ls vihyk/khu fu.kZ; ds ek/;e ls tks vokMZ jkf'k fnyk;s tkus dk vkns'k fn;k x;k gS] mlds vfrfjDr 1]60]000@& :i;s rFkk bl c<h gqbZ jkf'k ij ;kfpdk izLrqr djus dh fnukad ls olwyh rd 7% C;kt izkIr djus ds vf/kdkjh gSaA ;g Hkh vkns'k fn;k tkrk gS fd ;fn chek dEiuh }kjk bl jkf'k dh vnk;xh dh tkrh gS rks os blh ekeys esa ;g vnk dh xbZ lEiw.kZ jkf'k izR;FkhZ Øe&1 ls C;kt lfgr olwy djus ds vf/kdkjh gksaxsA blh vuqlkj ;g vihy vkaf'kd :i ls Lohdkj dj fuLrkfjr dh tkrh gSA v/khuLFk vf/kdj.k dk vfHkys[k ;fn bl U;k;ky; dks izkIr gks j[kk gS rks vkns'k dh izfr ds lkFk ykSVk;k tkosA (UMA SHANKER VYAS),J AKSHAY KUMAR PAREEK /31