[2025:RJ-JP:2898] HIGH COURT OF JUDICATURE FOR RAJASTHAN BENCH AT JAIPUR S.B. Civil Miscellaneous Appeal No. 696/2004 1. Smt. Chanda W/o Late Gajanand, aged about 24 years, 2. Kumari Pooja D/o Late Gajanand, aged about 4 years, (minor through her mother Smt. Chanda) 3. Smt. Laxmi W/o Jagdish, aged about 49 years, all R/o Khakhawala, Tehsil Bassi, District Jaipur. 4. Nanag Ram S/o Shri Ladu Ram Banjara, aged about 34 years, R/o Khokhawala, Tehsil Bassi, District Jaipur. APPELLANT-CLAIMANTS Versus 1. Om Prakash Gupta, S/o Shri Babu Lal Gupta, R/o Ward No.2, Gangapur City, District Sawai Madhopur (Registered Owner) Business Address : B-45, Kartarpura Phatak, Jaipur. 2. National Insurance Co. Ltd., Μ.Ι. Road, Jaipur. (Cover Note No.741781 effected date 7.4.1999 Madhopur. to 6.4.2000) issuing Office Sawai Madhopur. ----RESPONDENTS-NON-CLAIMANTS For Appellant(s) : Mr. Akshit Raj Saini, Adv. For Respondent(s) : Ms. Khusboo Sharma, Adv. HON'BLE MR. JUSTICE UMA SHANKER VYAS Judgment / Order 21/01/2025 nkosnkj@vihykFkhZx.k ¼vkxs **nkosnkj** dgk tkosxk½ }kjk ;g vihy fo}ku eksVj okgu nq?kZVuk okn U;k;kf/kdj.k] t;iqj [2025:RJ-JP:2898] (2 of 4) [CMA-696/2004] ftyk&t;iqj }kjk Dyse ;kfpdk la[;k 224@1999 esa ikfjr fu.kZ; ,oa vokMZ fnukad 08-01-2004 ¼vkxs **vk{ksfir vokMZ** dgk tkosxk½ ls O;fFkr gksdj izfrdj jkf'k esa c<ksrjh gsrq izLrqr dh x;h gSA vk{ksfir vokMZ ds ek/;e ls nkosnkjku dks v/khuLFk vf/kdj.k }kjk dqy 4]03]800@&:i;s dk iapkV 6 izfr'kr okf"kZd C;kt lfgr ikfjr fd;k x;k gSA bl izdj.k esa vkjksfir okgu ds Lokeh@pkyd vFkok chek daiuh }kjk dksbZ vihy izLrqr ugha dh x;h gSA fo}ku vf/koDrk vihykFkhZx.k }kjk fuosnu fd;k x;k fd izfrdj jkf'k dh x.kuk djrs le; Hkfo"; esa vk; o`f) dk ykHk Hkh ugha fn;k x;k gS] ijEijkxr 'kh"kZd esa Hkh tks izfrdj jkf'k fnyk;h gS] og vi;kZIr gSA blds vfrfjDr lEink dh gkfu ds en esa fnyk;h x;h jkf'k dks vi;kZIr gksuk crkrs gq, ;Fkksfpr jkf'k fnyk;s tkus dk fuosnu fd;kA izR;FkhZ@okgu Lokeh ckotwn uksfVl rkehy mifLFkr ugha gS] tcfd izR;FkhZ@chek dEiuh dh vksj ls v/khuLFk vf/kdj.k ds vkns'k dks fof/klEer gksuk crkrs gq, vihy [kkfjt fd;s tkus dk fuosnu fd;kA nksuksa i{kksa ds rdksZa ds lanHkZ esa vfHkys[k dk voyksdu fd;kA vk; gkfu ds en esa vf/kdj.k }kjk 3]88]800@& :i;s fnyk;s gSa] ftlds laca/k esa fo}ku vf/koDrk vihykFkhZ dk dksbZ fookn ugha jgk gS] mudk fuosnu jgk gS fd Hkfo"; esa vk; o`f) dk ykHk Hkh vihykFkhZx.k izkIr djus ds vf/kdkjh gSa] ?kVuk ds le; e`rd 26 o"kZ dk Fkk rFkk izkbZosV dk;Z [2025:RJ-JP:2898] (3 of 4) [CMA-696/2004] esa fu;ksftr Fkk] vr% ekuuh; loksZPp U;k;ky; }kjk us'kuy ba';ksjsal dEiuh fyfeVsM cuke iz.k; lsBh o vU; ¼2017½ 16 ,l-lh-lh- 680 esa izfrikfnr fl)kUrksa ds vuqlkj 40 izfr'kr Hkfo"; esa vk; o`f) ds vuqlkj 1]55]520@& :i;s vihykFkhZx.k vfrfjDr izkIr djus ds vf/kdkjh gSaA v/khuLFk vf/kdj.k }kjk vihykFkhZx.k dks e`rd ds izse&Lusg] laj{k.k] lkgp;Z vkfn ds oafpr gksus dh en esa dalksfVZ;e dh gkfu ds :i esa dqy 10]000@& :i;s fnyk;s x;s gSa] tcfd ekuuh; loksZPp U;k;ky; ds U;kf;d n`"Vkar Magma General Insurance Co. Ltd. Vs. Nanuram & Ors. (2018) 18 SCC 130 esa ikfjr fl)kar ds vuqlkj izR;sd nkosnkj 40]000@&:i;s vFkkZr dqy 1]60]000@&:i;s izkIr djus ds vf/kdkjh gSA bl izdkj bl en esa 1]50]000@& :i;s dh c<ksrjh gksus ;ksX; gSA vafre laLdkj o laink dh gkfu ds en esa Hkh ek= 5]000@& :i;s fnyk;s x;s gSa] tcfd nkosnkj bl en esa dqy 30]000@& :i;s izkIr djus ds vf/kdkjh gSa] bl izdkj bl en esa Hkh 25]000@& :i;s c<ksrjh ;ksX; gSaA mijksDr foospukuqlkj tks v/khuLFk vf/kdj.k }kjk tks vokMZ ikfjr fd;k x;k gS mlds vfrfjDr nkosnkj@vihykFkhZx.k 3]30]520@&:i;s izkIr djus ds vf/kdkjh gSaA mijksDr foospukuqlkj vihykFkhZx.k dh vksj ls izLrqr ;g vihy vkaf'kd :i ls Lohdkj dh tkdj v/khuLFk vf/kdj.k }kjk ikfjr vokMZ o fu.kZ; fnukafdr 08-01-2004 dks mikUrfjr djrs gq, vkns'k fn;k tkrk gS fd fo}ku [2025:RJ-JP:2898] (4 of 4) [CMA-696/2004] vf/kdj.k }kjk ikfjr vokMZ jkf'k ds vfrfjDr bl vkns'k ds rgr vihykFkhZx.k 3]30]520@& :i;s rFkk ml ij v/khuLFk vf/kdj.k esa ;kfpdk lafLFkr fd;s tkus dh fnukad ls olwyh rd 6 izfr'kr lk/kkj.k okf"kZd C;kt dh nj ls jkf'k izkIr djus dk vf/kdkjh gksaxs] vokMZ dh 'ks"k 'krsZa ;Fkkor jgsaxhA v/khuLFk vf/kdj.k dk vfHkys[k ;fn izkIr gks j[kk gS rks vkns'k dh izfr ds lkFk vfoyEc ykSVk;k tkosA (UMA SHANKER VYAS),J Mittal /32