[2025:RJ-JP:30262] HIGH COURT OF JUDICATURE FOR RAJASTHAN BENCH AT JAIPUR S.B. Civil Miscellaneous Appeal No. 2839/2018 1. Smt. Durga Devi @ Durgi Devi W/o Late Shri Dhudaram, Deceaseds Wife 2. Jitendra Saini S/o Late Shri Dhudaram, Deceaseds Son 3. Rakesh Kumar Saini S/o Late Shri Dhudaram, Deceaseds Son, All R/o Dhani Devipura, Village Rampura, Tehsil Khandela, District Sikar Raj ----Appellants Versus 1. Dharmendra Kumar S/o Debu Ram, R/o Bagoriyon Ki Dhani, Devipura, Tan Chirana, Nwalagarh, Jhunjhunu, At Present Employee C/o Vimla Devi W/o Shri Fateh Chand Meghwal, R/o Javodi Kothi, Bagoriyon Ki Dhani Tan Chirana, Nawalgarh, Jhunjhunu Driver, Vehicle Tempo No. Rj 18 Pa 4077 2. Smt. Vimla Devi W/o Shri Fateh Chand Meghwal, R/o Javodi Kothi, Bagoriyon Ki Dhani Tan Chirana, Nawalgarh, Jhunjhunuj Raj Regd. Owner Vehicle Tempo No. Rj 18 Pa 4077 3. United India Insurance Company Ltd., Sahara Chamber, Tonk Road, Jaipur Ins. Co. Vehicle Tempo No. Rj 18 Pa 4077 Ins. Policy No. 141881/31/13/01/00002649 Valid From Dt. 3.09.2013 To 2.09.2014 ----Respondents For Appellant(s) : Mr. Keshav Kumar Agrawal, Adv. For Respondent(s) : Mr. Rizwan Ahmed, Adv. HON'BLE MR. JUSTICE UMA SHANKER VYAS Judgment / Order 06/08/2025 nkosnkj@vihykFkhZx.k ¼vkxs **nkosnkj** dgk tkosxk½ }kjk ;g vihy fo}ku eksVj okgu nq?kZVuk nkok vf/kdj.k Jhek/kksiqj] ftyk&lhdj }kjk Dyse ;kfpdk la[;k&227@2014 esa ikfjr fu.kZ; ,oa vokMZ fnukad [2025:RJ-JP:30262] (2 of 4) [CMA-2839/2018] 21-03-2018 ¼vkxs **vk{ksfir vokMZ** dgk tkosxk½] ftlds ek/;e ls nkosnkjksa dks fuEukuqlkj izfrdj jkf'k 9 izfr'kr C;kt lfgr fnykbZ xbZ gS& Ø-la- en jkf'k 1- vk; gkfu 5]85]000@& 2- dalksfVZ;e gkfu 40]000@& 3- vafre laLdkj O;; 15]000@& dqy {kfriwfrZ jkf'k 6]40]000@& izR;FkhZ chek daiuh dh vksj ls dksbZ vihy izLrqr ugha dh xbZ gSA fo}ku vf/koDrk vihykFkhZ dk fuosnu gS fd nq?kZVuk fnukad 11-08-2024 dks vdq'ky Jfed U;wure etnwjh nj 189@&:i;s izfrfnu Fkh] tcfd vf/kdj.k }kjk 150@&:i;s izfrfnu vk; ekudj vk; gkfu dh x.kuk dh xbZ gS] blh izdkj ijaijkxr 'kh"kZd esa Hkh fnykbZ xbZ izfrdj jkf'k vi;kZIr gksuk crkrs gq, izfrdj jkf'k esa c<ksrjh fd;s tkus dk fuosnu fd;kA blds foijhr fo}ku vf/koDrk izR;FkhZ chek daiuh }kjk vihyk/khu fu.kZ; dks rF;ksa o fof/k ds vuq:i gksuk crkrs gq, vihy [kkfjt fd;s tkus dk fuosnu fd;kA nksuksa i{kksa ds rdksZa ds lanHkZ esa vfHkys[k dk voyksdu fd;kA vkjksfir okgu VSEiks RJ 18 PA 4077 esa e`rd /kwMkjke vk;q 47 o"kZ lokjh ds :i esa lokj gksuk] vkjksfir okgu ds pkyd }kjk okgu dks ykijokgh ls pyk;k tkuk] mlds ifj.kkeLo:i e`rd dh e`R;q gksuk vkSj vkjksfir okgu izR;FkhZ chek daiuh ds ;gka chfer gksuk fooknjfgr gSA tgka rd izfrdj jkf'k dk iz'u gS] fo}ku vf/kdj.k }kjk rRle; e`rd dh vk;q 47 o"kZ ekuh gS rFkk 150@& :i;s izfrfnu vk; gksus rFkk ml ij rhu vkfJr gksus ds vk/kkj ij 1@3 fgLlk O;fDrxr [kpZ dh dVkSrh djrs gq, izfrdj dh x.kuk dh xbZ gS] tcfd rRle; vdq'ky Jfed dh etnwjh nj 189@& :i;s izfrfnu FkhA rnuqlkj izfrdj dh x.kuk dh tkos rks 189x30x12x13x2/3=5]89]680@&:i;s gksrh gSA [2025:RJ-JP:30262] (3 of 4) [CMA-2839/2018] ftlesa 25 izfr'kr Hkfo"; esa vk; o`f) vFkkZr 1]47]420@&:i;s tksMs tkus ij vk; dh gkfu ds en esa dqy jkf'k 7]37]100@& :i;s vkdfyr gksrh gS] tcfd fo}ku vf/kdj.k }kjk bl en esa 5]85]000@& :i;s fnyk;s gSaA bl izdkj vk; dh gkfu ds en esa nkosnkjku 1]52]100@&:i;s vfrfjDr izkIr djus ds vf/kdkjh gSaA v/khuLFk vf/kdj.k }kjk vihykFkhZx.k@nkosnkj dks e`rd ds izse&Lusg] laj{k.k] lkgp;Z vkfn ds oafpr gksus ,oa vafre laLdkj dh en esa dqy 55]000@& :i;s fnyk;s x;s gSa] tcfd ekuuh; loksZPp U;k;ky; ds U;kf;d n`"Vkar Magma General Insurance Co. Ltd. Vs. Nanuram & Ors. (2018) 18 SCC 130 esa ikfjr fl)kar ds vuqlkj izR;sd nkosnkj vFkkZr rhuksa 40&40 gtkj :i;s] vafre laLdkj o lEink dh gkfu ds en esa 15&15 gtkj vFkkZr dqy 1]50]000@& :i;s izkIr djus ds vf/kdkjh gaSA bl izdkj bl en esa Hkh 95]000@& :i;s dh c<+ksrjh gksus ;ksX; gSA mijksDr foospukuqlkj v/khuLFk vf/kdj.k }kjk tks vokMZ ikfjr fd;k x;k gS] mlds vfrfjDr nkosnkj@vihykFkhZx.k 2]47]100@&:i;s i`Fkd ls izkIr djus ds vf/kdkjh gSaA fo}ku vf/koDrk vihykFkhZ dk ;g Hkh fuosnu gS fd nq?kZVuk ds le; vkjksfir okgu dk ijfeV o fQVusl oS/k o izHkkoh ugha ik;s tkus ls chek daiuh dks nkf;Ro ls eqDr fd;k gS] tcfd us'kuy ba';ksjsal daiuh fy- cuke Lo.kZ flag ¼2004½ 3 ,l-lh-lh- 297 esa izfrikfnr fl)karksa ds vuqlkj okgu chfer gksus ds dkj.k ls r`rh; O;fDr vFkkZr~ nkosnkjksa dks Hkqxrku djus dk izkjafHkd nkf;Ro chek daiuh dk gS vkSj bl vuqlkj is ,.M fjdoj dk Hkh vkns'k ikfjr fd;s tkus dk fuosnu fd;kA mijksDr fu.kZ; ds vuqlkj is ,.M fjdoj dk vkns'k fn;k tkuk mfpr gSA mijksDr foospukuqlkj vihykFkhZx.k dh vksj ls izLrqr ;g vihy vkaf'kd :i ls Lohdkj dh tkdj v/khuLFk vf/kdj.k }kjk ikfjr vokMZ o fu.kZ; fnukafdr 21-03-2018 dks mikUrfjr djrs gq, vkns'k fn;k tkrk gS fd fo}ku vf/kdj.k }kjk ikfjr vokMZ jkf'k ds vfrfjDr bl vkns'k ds [2025:RJ-JP:30262] (4 of 4) [CMA-2839/2018] rgr vihykFkhZx.k 2]47]100@&:i;s rFkk ml ij v/khuLFk vf/kdj.k esa ;kfpdk lafLFkr fd;s tkus dh fnukad ls olwyh rd 7 izfr'kr lk/kkj.k okf"kZd C;kt dh nj ls jkf'k izkIr djus dk vf/kdkjh gksaxsA ;g Hkh vkns'k fn;k tkrk gS fd izfrdj jkf'k dk Hkqxrku izFker% izR;FkhZ chek daiuh }kjk nkosnkjksa dks fd;k tk;sxk] rRi'pkr~ os blh vokMZ ds vk/kkj ij fu"iknu dk;Zokgh izLrqr dj ;g jkf'k vkjksfir okgu ds Lokeh vFkok pkyd ls i`Fkd&i`Fkd o Lora= :i ls izkIr djus ds vf/kdkjh gksaxsA v/khuLFk vf/kdj.k dk vfHkys[k ;fn izkIr gks j[kk gS rks vkns'k dh izfr ds lkFk vfoyEc ykSVk;k tkosA (UMA SHANKER VYAS),J DINESH KUMAWAT /43