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2025 DAILYLAW 2134 (RAJ)

VINOD KUMAR SHARMA S/O LATE SHRI HAZARI LAL SHARMA v. STATE BANK OF INDIA

CW/140/2025 · 2025-01-08

Avneesh Jhingan

body2025

Judgment text

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[2025:RJ-JP:1028] HIGH COURT OF JUDICATURE FOR RAJASTHAN BENCH AT JAIPUR S.B. Civil Writ Petition No. 140/2025 Vinod Kumar Sharma S/o Late Shri Hazari Lal Sharma, Aged About 63 Years, Resident Of 15, Karauli Bagh, Gurjar Ki Thari, Jaipur-302019. ----Petitioner Versus 1. State Bank Of India, Through Chairman, Corporate Centre, State Bank Bhawan, Madame Cama Road, Nariman Point, Mumbai- Maharashtra- 400021 2. Managing Director, Head Quarter (Rajasthan) State Bank Of India, Tilak Marg, C-Scheme, Jaipur-302005 3. Branch Manager, State Bank Of India, Pbb, C-Scheme, K- 14, International Business, Jaipur-302005. ----Respondents For Petitioner(s) : Mr. R.C. Goutam For Respondent(s) : HON'BLE MR. JUSTICE AVNEESH JHINGAN Order 08/01/2025 1. This petition is filed seeking directions to the respondent to stop Equal Monthly Installment (EMI) of loan account and refund the excess amount deposited, recovered by the respondent-bank. 2. The brief facts are that the petitioner availed home loan facility of Rs.11,01,000/- in the year 2006. The loan was to be repaid in 180 EMIs. The petitioner failed to deposit nine installments varying from 2010 to 2020. As per the petitioner, the petitioner has cleared the loan yet as per the bank, there is an amount due. The legal notice served by the petitioner was [2025:RJ-JP:1028] (2 of 2) [CW-140/2025] responded by the respondent by reply dated 04.09.2024 wherein, outstanding amount was shown as Rs.7,49,896.31/- 3. At this stage, learned counsel for the petitioner is not pressing this petition with liberty to avail alternative remedies in accordance with law to settle the account or for redressal of the grievance with regard to the outstanding amount. 4. The writ petition is disposed of as not pressed with liberty as prayed for. All pending application(s) stand disposed of. (AVNEESH JHINGAN),J Simple Kumawat /45