[2025:RJ-JP:30575] HIGH COURT OF JUDICATURE FOR RAJASTHAN BENCH AT JAIPUR S.B. Civil Miscellaneous Appeal No. 1833/2022 1. Smt. Dholi Devi @ Mishri Devi Wife Of Late Shri Rajendra Prasad, Aged About 28 Years, Resident Of Dhabaiyo Ki Dhani, Lobdawas Road, Devan, Tehsil Shahpura, District Jaipur (Raj.). 2. Manish Son Of Late Shri Rajendra Prasad, Aged About 10 Years, Minor Through Their Natural Guardian And Mother Smt. Dholi Devi @ Mishri Devi Wife Of Late Shri Rajendra Prasad).resident Of Dhabaiyo Ki Dhani, Lobdawas Road, Devan, Tehsil Shahpura, District Jaipur (Raj.). 3. Misti Daughter Of Late Shri Rajendra Prasad, Aged About 8 Years 6 Months . Minor Through Their Natural Guardian And Mother Smt. Dholi Devi @ Mishri Devi Wife Of Late Shri Rajendra Prasad).resident Of Dhabaiyo Ki Dhani, Lobdawas Road, Devan, Tehsil Shahpura, District Jaipur (Raj.). 4. Karan Gurjar (Unborn child Name Date Of Birth 25/12/2015) Son Of Late Shri Rajendra Prasad, Aged About 6 Years, Minor Through Their Natural Guardian And Mother Smt. Dholi Devi @ Mishri Devi Wife Of Late Shri Rajendra Prasad).resident Of Dhabaiyo Ki Dhani, Lobdawas Road, Devan, Tehsil Shahpura, District Jaipur (Raj.). 5. Kalyan Sahai Son Of Baluram, Aged About 56 Years, Resident Of Dhabaiyo Ki Dhani, Lobdawas Road, Devan, Tehsil Shahpura, District Jaipur (Raj.). 6. Shanti Devi Wife Of Kalyan Sahai, Aged About 51 Years, Resident Of Dhabaiyo Ki Dhani, Lobdawas Road, Devan, Tehsil Shahpura, District Jaipur (Raj.). ----Appellants Versus 1. Sajan Khan Son Of Ladhu Khan, Resident Of Dugaji Ka Badiya Rajosi, Thana Nasirabad Sadar, District Ajmer, Rajasthan (Driver) Vehicle Registration No. Container No. Rj 01-Ga-2725. 2. Daud Khan Son Of Kalu Khan, Resident Of Old Rajausi, Via Bhawani Kheda, Tehsil Nasirabad, District Ajmer (Rajasthan)(Owner) Vehicle Registration No. Container [2025:RJ-JP:30575] (2 of 4) [CMA-1833/2022] No. Rj-01-Ga-2725. 3. Shivraj Gurjar Son Of Ramkaran Gurjar, Resident Of 15/71, Gurjar Bhawan, Purani Mandi Ajmer, District Ajmer (At Present Insurer) Vehicle Registration No. Container No. Rj 01-Ga-2725. 4. Chola Mandalam Ms General Insurance Company Limited, Manager Office, Indusind Marketing And Financial Pvt. Ltd. First Floor, Above Union Bank Of India, Adarsh Nagar, Nasirabad, Ajmer, District Ajmer Regional Office, Ganga Heights, Sb-154, Tonk Road, Bapur Nagar, Jaipur (Rajasthan) (Insurance Company) Registration No. Container No. Rj 01-Ga-2725. ----Respondents For Appellant(s) : Mr. Ram Sharan Sharma, Adv. For Respondent(s) : Mr. Ram Singh Bhati, Adv. Mr. Rohit Sharma, Adv. HON'BLE MR. JUSTICE UMA SHANKER VYAS Judgment / Order 07/08/2025 vihykFkhZx.k@nkosnkjku }kjk ;g vihy fo}ku vij ftyk U;k;k/kh'k la[;k 02 ,oa eksVj nq?kZVuk nkok vf/kdj.k 'kkgiqjk] ftyk t;iqj }kjk Dyse vkosnu la[;k 52@2021¼02@2016½ esa ikfjr fu.kZ; o vokMZ fnukad 30-04-2022 ls O;fFkr gksdj izLrqr dh] ftlds ek/;e ls vihykFkhZx.k@nkosnkjku ds ifr@firk@iq= e`rd jktsanz dh okgu nq?kZVuk esa e`R;q gksus ds ifj.kkeLo:i dqy 16]84]816@& #i;s dk vokMZ e; 7 izfr'kr lk/kkj.k okf"kZd C;kt lfgr ikfjr fd;k x;k] ftlesa c<ksrjh fd;s tkus gsrq ;g vihy is'k dh x;h gSA okgu Lokeh pkyd vFkok chek dEiuh dh vksj ls dksbZ vihy izLrqr ugha dh x;h gSA fo}ku vf/koDrk vihykFkhZx.k dk fuosnu gS fd ?kVuk ds le; e`rd 30 o"kZ 10 ekg dh vk;q dk Fkk] bl izdkj mldh 31 o"kZ dh vk;q iwjh ugha [2025:RJ-JP:30575] (3 of 4) [CMA-1833/2022] gqbZ Fkh] vr% ,slh fLFkfr esa 17 dk xq.kd yxk;k tkuk pkfg, FkkA blh izdkj dalksfVZ;e ds en esa fnyk;h x;h jkf'k dks Hkh vi;kZIr gksuk crkrs gq, mfpr izfrdj jkf'k fnyk;s tkus dk fuosnu fd;kA vius rdksaZ ds leFkZu esa U;kf;d n`"VkUr 'kf'kdyk o vU; cuke xaxky{kEek o vU; ¼2015½ 9 ,llhlh 150 izLrqr fd;kA blds foijhr fo}ku vf/koDrk izR;FkhZ&chek dEiuh }kjk fo}ku vf/kdj.k ds fu.kZ; dks fof/k&lEer gksuk crkrs gq, ;g vihy [kkfjt fd;s tkus dk fuosnu fd;kA lquk x;k] vfHkys[k dk voyksdu fd;kA fo}ku vf/koDrk vihykFkhZx.k dh vksj ls izLrqr U;kf;d n`"VkUr 'kf'kdyk o vU; cuke xaxky{kEek o vU; ¼mijksDr½ ds ekeys esa e`rd 45 o"kZ 5 ekg rFkk 28 fnu dk Fkk] ftls 45 o"kZ dh vk;q dk ekurs gq, xq.kd yxk;s tkus dk vkns'k fn;k x;k FkkA mijksDr fof/kd O;oLFkk dks ns[krs gq, orZeku ekeys esa 17 dk xq.kd yxk;k tkuk visf{kr Fkk] tcfd fo}ku vf/kdj.k }kjk 16 dk xq.kd ykxw fd;k gS tks mfpr ugha gSA pwafd e`rd ij vkfJrksa dh la[;k 4 gS] vr% Lo;a ds thfor jgus ij O;fDrxr [kpsZ o thou&fuokZg gsrq 1@4 jkf'k dVkSrh fd;k tkuk visf{kr gS] fo}ku vf/kdj.k }kjk e`rd dks mPp dq'ky Jfed ekuk gSA rnuqlkj vk; gkfu dh x.kuk dh tkos rks vkfJrrk@vk; dh gkfu 267x12x30x17x3@4= 12]25]530@& #i;s gksrh gS ftl ij Hkfo"; dh izR;k'kk ds en esa 40 izfr'kr jkf'k 4]90]212@& :i;s tksMs tkus ij ;g jkf'k 17]15]742@& :i;s curh gS] tcfd fo}ku vf/kdj.k }kjk bl en esa 16]14]816@& :i;s fnyk;s x;s gSa] bl izdkj vk; dh gkfu ds en esa vihykFkhZx.k 1]00]926@& :i;s vfrfjDr izkIr djus ds vf/kdkjh gSaA tgka rd dalksfVZ;e dh gkfu dk iz'u gS] tcfd ekuuh; loksZPp U;k;ky; ds U;kf;d n`"Vkar Magma General Insurance Co. Ltd. Vs. Nanuram & Ors. (2018) 18 SCC 130 esa izfrikfnr fl)kar ds vuqlkj e`rd iRuh] cPps rFkk ekrk&firk vFkkZr lHkh N% 40&40 gtkj #i;s vFkkZr [2025:RJ-JP:30575] (4 of 4) [CMA-1833/2022] dqy 2]40]000@& #i;s izfrdj izkIr djus ds vf/kdkjh gS] tcfd vf/kdj.k }kjk ek= 40]000@& #i;s izfrdj jkf'k dk fu/kkZj.k bl en esa fd;k x;k gS] vr% 2]00]000@& #i;s bl en esa c<+ksrjh gksus ;ksX; gSA vU; enksa ds laca/k esa v/khuLFk vf/kdj.k }kjk fnyk;h x;h jkf'k i;kZIr gS ftlesa gLr{ksi fd;k tkuk mfpr ugha gSA mijksDr foospukuqlkj tks v/khuLFk vf/kdj.k }kjk tks vokMZ ikfjr fd;k x;k gS] mlds vfrfjDr nkosnkj@vihykFkhZx.k 3]00]926@&:i;s i`Fkd ls izkIr djus ds vf/kdkjh gSaA mijksDr foospukuqlkj vihykFkhZx.k dh vksj ls izLrqr ;g vihy vkaf'kd :i ls Lohdkj dh tkdj v/khuLFk vf/kdj.k }kjk ikfjr vokMZ o fu.kZ; fnukafdr 30-04-2022 dks mikUrfjr djrs gq, vkns'k fn;k tkrk gS fd fo}ku vf/kdj.k }kjk ikfjr vokMZ jkf'k ds vfrfjDr bl vkns'k ds rgr vihykFkhZx.k 3]00]926@& :i;s rFkk ml ij v/khuLFk vf/kdj.k esa ;kfpdk lafLFkr fd;s tkus dh fnukad ls olwyh rd 7 izfr'kr lk/kkj.k okf"kZd C;kt dh nj ls jkf'k izkIr djus dk vf/kdkjh gksaxsA v/khuLFk vf/kdj.k dk vfHkys[k ;fn izkIr gks j[kk gS rks vkns'k dh izfr ds lkFk vfoyEc ykSVk;k tkosA (UMA SHANKER VYAS),J Mittal /62