[2025:RJ-JP:30433] HIGH COURT OF JUDICATURE FOR RAJASTHAN BENCH AT JAIPUR S.B. Civil Miscellaneous Appeal No. 1245/2018 Vivek S/o Subhash Chand, R/o Flat No. 001, Vaibhav Apartment Sethi Colony, Jaipur ----Appellant Versus 1. M/s Rajasthan Perfumery Work Pvt. Ltd. Through Director Alok Parnami S/o Late Madan Parnami, B-25, Govind Marg, Adarsh Nagar, Jaipur Second Address 303, Adarsh Nagar, Jaipur Third Address 753, Ashok Chowk Adarsh Nagar, Jaipur Owner Of Tata 207 No. Rj 14 2G 2454 2. Prakash Gurjar S/o Shankar Lal, R/o House No. 38, Ganesh Nagar, Moti Dungari Jaipur Driver Of The Tata 207 No. Rj 14 2G 2454 3. National Insurance Company Ltd. Through Regional Manager, Regional Office At Jeewan Nidhi Bhawan, Ambedkar Circle, Jaipur Insurance From 27-11-2009 To 25-11-2010 Insurance Policy No. 370204/31/09/63/00005516 Issuing Office 24A, Transport Nagar, Jaipur Insurer Of The Tata 207 No. Rj 14 2G 2454 ----Respondents For Appellant(s) : Mr. Jai Prakash Gupta, Adv. Ms. Shreya Khandal, Adv. For Respondent(s) : Mr. Lokesh Parihar, Adv. HON'BLE MR. JUSTICE UMA SHANKER VYAS Judgment / Order 07/08/2025 vihykFkhZ@izkFkhZ@vkgr dh vksj ls ;g vihy /kkjk 173 eksVj okgu vf/kfu;e ds rgr U;k;ky; eksVj okgu nq?kZVuk nkok vf/kdj.k dze&2] t;iqj egkuxj }kjk ,e-,-lh- izdj.k la[;k 1027@2013 esa ikfjr vokMZ o fu.kZ; fnukad 30-11-2017 ls O;fFkr gksdj is'k dh gS] ftlds ek/;e ls okgu nq?kZVuk esa vihykFkhZ ds vkgr gksus ij fuEukuqlkj dqy [2025:RJ-JP:30433] (2 of 5) [CMA-1245/2018] 1]70]000@& :i;s izfrdj jkf'k 7-5 izfr'kr okf"kZd lk/kkj.k C;kt dh nj ls fnyk;s tkus dk vkns'k fn;k x;k gS& dze en fnyk;h x;h jkf'k 1- izkFkhZ ds vk;h pksVksa ds en esa 30]000@& 2- fpfdRlk fcyksa dh jkf'k 53]000@& 3- fpfdRlky; esa HkrhZ jgus ds nkSjku 25]000@& 4- ikSf"Vd vkgkj o vLirky vkokxeu ds en esa 10]000@& 5- 'kkjhfjd ,oa ekufld ihM+k dh en esa 52]000@& dqy jkf'k 1]70]000@& ftlesa c<ksrjh gsrq ;g vihy bl U;k;ky; ds le{k is'k dh x;h gSA chek dEiuh] okgu ekfyd vFkok pkyd dh vksj ls dksbZ vihy is'k ugha dh x;h gSA vkjksfir okgu ls nq?kZVuk gksuk] mleas okgu pkyd dh ykijokgh gksuk rFkk vkjksfir okgu dk izR;FkhZ&chek dEiuh ds ;gka chfer gksuk fooknjfgr gSA fo}ku vf/koDrk vihykFkhZ dk fuosnu gS fd nq?kZVuk ds le; vkgr dh vk;q 25 o"kZ Fkh] og ch-bZ- ¼esdsfudy½ FkkA nq?kZVuk esa mldk ,d ikao NksVk gks x;k rFkk mlds pkj vfLFkHkax dh pksVsa dkfjr gqbZaA mls yEcs le; rd fcLrj vFkok mipkjk/khu jguk iM+k] og okLrfod dk;Z rFkk vk; ls oafpr gqvk gSA bl nq?kZVuk ds dkj.k ls thouHkj mldks vk; gkfu gksxh rFkk thou izR;k'kk esa Hkh deh vk;h gS] mDr lHkh rF;ksa dks fo}ku vf/kdj.k }kjk fopkj esa ugha fy;k gS] vr% ;Fkksfpr :i ls izfrdj jkf'k c<+k;s tkus dk fuosnu fd;kA blds foijhr fo}ku vf/koDrk izR;FkhZ&chek dEiuh dh vksj ls fuosnu fd;k gS fd vihykFkhZ&vkgr }kjk viuh vk; dks vuko';d :i ls c<+k&p<+kdj vfHkdfFkr fd;k gS] mlds vfHkdFku o lk{; esa fojks/kkHkkl gSA izLrqr nLrkostksa o vfHkdFkuksa ds vk/kkj ij vk; izekf.kr ugha gS] izfrijh{kk esa vkgr us Lohdkj fd;k gS fd mls nq?kZVuk ds ckn osru c<+dj fey jgk gS] vr% mls dksbZ vk; gkfu ugha gqbZ gSA vUr esa v/khuLFk [2025:RJ-JP:30433] (3 of 5) [CMA-1245/2018] vf/kdj.k ds fu.kZ; dks fof/k&lEer gksuk crkrs gq, vihy [kkfjt fd;s tkus dk fuosnu fd;kA lquk x;k] izLrqr rdksaZ ij fopkj fd;k x;kA vfHkdFkuksa esa vihykFkhZ us vius vkidks bathfu;j gksuk crkrs gq, ;g vfHkdfFkr fd;k gS fd og crkSj bathfu;j iSjkekm.V gsYFk lfoZl ,.M Vhih, esa dk;Zjr Fkk rFkk og 25]000@& :i;s ekfld vk; vftZr dj jgk Fkk] blds vfrfjDr 5]000@& :i;s vU; lk/kuksa ls vk; gks jgh FkhA bl izdkj dqy 30]000@& :i;s ekfld vk; gksuk crk;k gS] ijUrq Lo;a vihykFkhZ dh vksj ls izLrqr cSad [kkrs dh izfr ds vuqlkj mls 12]726@& :i;s osru mijksDr dEiuh ls izkIr gks jgk FkkA vr% Li"V gS fd vfHkdFku o lk{; esa fojks/kkHkkl gSA vf/kd izfrdj jkf'k izkIr djus ds mn~ns'; ls vihykFkhZ us viuh vk; c<+k&p<+kdj feF;k :i ls izLrqr dh gSA vk;dj fooj.kh Hkh nq?kZVuk ds ckn dh vof/k dh ek= ,d o"kZ dh fnukad 28-07-2011 dks izLrqr dh x;h gS] mlls iwoZ dh dksbZ vk;dj fooj.kh izLrqr ugha gqbZ gSA vr% ,slh fLFkfr esa vfHkdfFkr vk; izekf.kr ugha gS] fdUrq vkgr dk bathfu;j gksuk rFkk futh QeZ esa fu;ksftr gksus ls 12]726@& :i;s ekfld vk; gksuk izekf.kr gSA ;|fi vihykFkhZ us izfrijh{kk esa ;g Lohdkj fd;k gS fd c;ku nsus ds le; mldh vk; 30]000@& :i;s ekfld gks x;h gS] vr% Li"V gS fd nq?kZVuk ds ckotwn mldh vk; esa c<+ksrjh gqbZ gS] ijUrq ;g Hkh Li"V gS fd LFkk;h fu'kDrrk izek.k i= izn'kZ&16 ds vuqlkj vfLFkHkax ,oa ,d ikao NksVk gqvk gS] vax fo'ks"k ds izfr 39-63 izfr'kr LFkk;h fu'kDrrk dkfjr gqbZ gS] nq?kZVuk ds le; vkgr uo;qod Fkk] og ch-bZ- ¼esdsfudy½ gksdj futh dEiuh esa lsokjr FkkA fuf'pr :i ls vuqHko vkfn ds vk/kkj ij Hkfo"; esa mldh vk; eas lkjoku o`f) gksuk LokHkkfod gSA ;|fi vkgr bathfu;j dk dk;Z dj jgk gS] ijUrq fQj Hkh mijksDr fu'kDrrk ds dkj.k ls mlds pyus&fQjus vkfn esa dqN vlqfo/kk gksuk Li"V gS vkSj mlls dk;Z{kerk o vk; vtZu Hkh foijhr :i ls izHkkfor gksrk gSA LFkk;h fu'kDrrk izek.k i= [2025:RJ-JP:30433] (4 of 5) [CMA-1245/2018] izn'kZ&16 ds vuqlkj vax fo'ks"k ds izfr LFkk;h fu'kDrrk 39-63 izfr'kr dkfjr gqbZ gS] ftls vkgr ds dk;Z dh izd`fr o vU; lqlaxr ifjfLFkfr;ksa dks ns[krs gq, dk;Z{kerk o vk; vtZu ds lanHkZ esa 15 izfr'kr ekuk tkuk mfpr gS] mlh vuqlkj vk; gkfu dh x.kuk djrs gq, Hkfo"; esa vk; o`f) dk ykHk fn;k tkuk mfpr gksxkA vihykFkhZ@vkgr dh vk;q 25 o"kZ dks n`f"Vxr j[krs gq, 18 dk xq.kd yxk;k tkuk mfpr gS] rnuqlkj vk; gkfu dh x.kuk dh tkos rks vihykFkhZ@vkgr 12726x12x18x15izfr'kr=4]12]322@& :i;s gksrh gS] ftlesa 40izfr'kr Hkfo"; esa vk; o`f) dk ykHk vFkkZr 1]64]928@& :i;s tksMs tkus ij ;g jkf'k 5]77]250@& :i;s gksrh gS] tcfd v/khuLFk vf/kdj.k }kjk bl en esa dksbZ jkf'k ugha fnyk;h gSA vr% bl en esa vkgr@vihykFkhZ 5]77]250@& :i;s vfrfjDr izkIr djus dk vf/kdkjh gSA fo}ku vf/koDrk vihykFkhZ dk ;g Hkh fuosnu gS fd vkgr fnukad 03-11-2010 ls 30-09-2011 rd mijksDr pksVksa ds dkj.k ls mipkjk/khu jgk rFkk dk;Z djus esa vl{ke jgk] bl dkj.k mDr vof/k esa vodk'k ij jguk iM+k ftlds laca/k esa fu;ksDrk izek.k i= izn'kZ&19 izLrqr fd;k x;k gSA ;|fi fu;ksDrk crkSj lk{kh U;k;ky; eas mifLFkr ugha gqvk gS] ijUrq fQj Hkh pksVksa dh izd`fr vkfn dks ns[krs gq, ;g lgt vuqeku yxk;k tk ldrk gS fd vkgr dks de ls de N% ekg rd mipkjk/khu jguk iM+k gksxk] vr% ,slh fLFkfr esa N% ekg dk okLrfod osru@vk; 12726x6=76]356@& :i;s vfrfjDr :i ls fnyk;k tkuk mfpr gSA pksVksa ds dkj.k ls ekufld osnuk] ihM+k vkfn ds en esa fo}ku vf/kdj.k }kjk ek= 52]000@& :i;s fnyk;s gSa tks pksVksa dh izd`fr vkfn dks ns[krs gq, rqyukRed :i ls de izrhr gksrh gS] vr% bl en esa Hkh vihykFkhZ dks 48]000@& :i;s dh jkf'k vfrfjDr :i ls fnyk;k tkuk U;k;ksfpr gksxkA [2025:RJ-JP:30433] (5 of 5) [CMA-1245/2018] vf/kdj.k }kjk vkgr dks vU; enksa esa fnyk;h x;h jkf'k iw.kZr% mfpr o i;kZIr gSa] vr% mDr enksa eas fdlh izdkj dk gLr{ksi fd;k tkuk mfpr ugha gSA bl izdkj v/khuLFk vf/kdj.k }kjk tks izfrdj jkf'k fnyk;h x;h gS] mlesa c<ksrjh djrs gq, vihykFkhZ@vkgr dqy 7]01]606@& :i;s vfrfjDr :i ls izkIr djus dk vf/kdkjh gSA mijksDr foospukuqlkj vihykFkhZ dh vksj ls izLrqr ;g vihy vkaf'kd :i ls Lohdkj dh tkdj v/khuLFk vf/kdj.k }kjk ikfjr vokMZ o fu.kZ; fnukafdr 30-11-2017 dks mikUrfjr djrs gq, vkns'k fn;k tkrk gS fd fo}ku vf/kdj.k }kjk ikfjr vokMZ jkf'k ds vfrfjDr bl vkns'k ds rgr vihykFkhZ 7]01]606@& :i;s rFkk ml ij v/khuLFk vf/kdj.k esa ;kfpdk lafLFkr fd;s tkus dh fnukad ls olwyh rd 7 izfr'kr lk/kkj.k okf"kZd C;kt dh nj ls jkf'k izkIr djus dk vf/kdkjh gksxk] vk{ksfir vokMZ dh 'ks"k 'krsZa ;Fkkor jgsaxhA v/khuLFk vf/kdj.k dk vfHkys[k ;fn izkIr gks j[kk gS rks vkns'k dh izfr ds lkFk vfoyEc ykSVk;k tkosA (UMA SHANKER VYAS),J Mittal /30