[2025:RJ-JP:9369] HIGH COURT OF JUDICATURE FOR RAJASTHAN BENCH AT JAIPUR S.B. Civil Miscellaneous Appeal No. 3103/2016 1. Smt. Sunita Devi aged about 36 year W/o Late Preetam Singh, 2. Kamal Singh, aged about 76 years S/o Late Shrilal, 3. Smt. Hardei aged about 71 years W/o Kamal Singh, 4. Manish aged about 14 years S/o Late Preetam Singh, 5. Kumari Poonam aged about 11 years D/o Late Preetam Singh, Claimants No. 4 and 5 are being minor through their natural guardian and mother Smt. Sunita Devi, 6. Ashok aged about 23 years S/o Kamal Singh, All R/o Vill. Khedla Gadali, Teh. Mahwa, District Dausa. ----Appellants/Claimants Versus 1.Bheekaram Gurjar S/o Kishnaram Gurjar, R/o Vill. Jodhawas, Teh. Jiataran, District Pali. 2. Devendra Agarwal S/o Banshilal Agarwal, R/o Opposite Police Station Sumerpur, District Pali. 3. National Insurance Company Ltd. through branch Manager, Branch Office Behind Old Bus Stand, Marwad, having it's Regional Office at Jeevan Nidhi, Bhawani Singh Road, Jaipur. ----Non-Claimants/Respondents For Appellant(s) : Mr. Anshul Sharma, Adv. For Respondent(s) : Ms. Sangita Sai, Adv. HON'BLE MR. JUSTICE UMA SHANKER VYAS Judgment / Order [2025:RJ-JP:9369] (2 of 4) [CMA-3103/2016] 04/03/2025 nkosnkj@vihykFkhZx.k ¼vkxs **nkosnkj** dgk tkosxk½ }kjk ;g vihy fo}ku eksVj nq?kZVuk okn vf/kdj.k] nkSlk }kjk Dyse ;kfpdk la[;k 402@2010 esa ikfjr fu.kZ; ,oa vokMZ fnukad 26-02-2016 ¼vkxs **vk{ksfir vokMZ** dgk tkosxk½ ls O;fFkr gksdj izfrdj jkf'k esa c<ksrjh gsrq izLrqr dh x;h gSA vk{ksfir vokMZ ds ek/;e ls nkosnkjku dks v/khuLFk vf/kdj.k }kjk dqy 7]00]000@&:i;s dk iapkV 7 izfr'kr okf"kZd C;kt lfgr lHkh izR;FkhZx.k ds fo:) la;qDr o i`Fkd&i`Fkd :i ls ikfjr fd;k gS rFkk izR;FkhZ&chek dEiuh dks ;g NwV iznku dh x;h gS fd og izfrdj jkf'k vnk djus ds mijkUr okgu Lokeh ls ;g jkf'k olwy djus gsrq Lora= gksxhA bl izdj.k esa vkjksfir okgu ds Lokeh@pkyd vFkok chek daiuh }kjk dksbZ vihy izLrqr ugha dh x;h gSA fo}ku vf/koDrk vihykFkhZx.k }kjk fuosnu fd;k x;k fd lHkh enksa esa fnyk;h x;h izfrdj jkf'k vi;kZIr gS] ;Fkksfpr jkf'k fnyk;s tkus dk fuosnu fd;kA tcfd izR;FkhZ@chek dEiuh dh vksj ls v/khuLFk vf/kdj.k ds vkns'k dks fof/klEer gksuk crkrs gq, vihy [kkfjt fd;s tkus dk fuosnu fd;kA nksuksa i{kksa ds rdksZa ds lanHkZ esa vfHkys[k dk voyksdu fd;kA vkjksfir okgu ls nq?kZVuk gksus ds ifj.kkeLo:i e`rd izhreflag dh e`R;q gksus] vkjksfir okgu ds pkyd dh ykijokgh [2025:RJ-JP:9369] (3 of 4) [CMA-3103/2016] gksus dk rF; fooknjfgr gSA bl izdj.k esa ek= izfrdj jkf'k dk fookn gSA vfHkys[k ij miyC/k lk{; ds vuqlkj e`rd izhreflag dk nq?kZVuk ds le; 32 o"kZ dh vk;q dk gksuk rFkk ?kVuk ds le; edjkuk dk iRFkj yxkus vkfn dk dk;Z fd;k tkuk izdV gqvk gS] ftlds vuqlkj fo}ku vf/kdj.k }kjk izpfyr U;wure etnwjh nj ds vuqlkj e`rd dh vk; 3]000@& :i;s ekfld ekurs gq, vk;q oxZ ds vuqlkj 16 dk xq.kd yxk;k gSA e`rd ds thfor jgus ij O;fDrxr [kpsZ ds :i esa 1@4 dVkSrh dh x;h gS ftlds laca/k esa nksuksa i{kksa esa dksbZ fookn ugha gSA Hkfo"; esa vk;o`f) dk ykHk 30 izfr'kr fnyk;k x;k gS] tcfd ekuuh; loksZPp U;k;ky; }kjk us'kuy ba';ksjsal dEiuh fyfeVsM cuke iz.k; lsBh o vU; ¼2017½ 16 ,l-lh-lh- 680 esa izfrikfnr fl)kUrksa ds vuqlkj Hkfo"; esa vk; o`f) 40 izfr'kr ds vuqlkj izkIr djus ds vf/kdkjh gSaA rnuqlkj vk; gkfu dh x.kuk dh tkos rks 4200x12x16x3@4= 6]04]800@& :i;s gksrh gS] tcfd fo}ku vf/kdj.k }kjk bl en esa 5]61]600@& :i;s fnyk;s gSa] vr% vk; dh gkfu ds en esa 43]200@& :i;s vihykFkhZx.k vfrfjDr izkIr djus ds vf/kdkjh gSaA tgka rd dalksfVZ;e dh gkfu dk iz'u gS] vihykFkhZ la[;k&6 tks fd e`rd dk HkkbZ gS] ;g jkf'k izkIr djus dk vf/kdkjh ugha gS] ysfdu 'ks"k ikapksa vihykFkhZx.k tks fd e`rd ds ekrk&firk] iRuh vFkok larku gSa] ekuuh; loksZPp U;k;ky; ds U;kf;d n`"Vkar Magma General Insurance Co. Ltd. Vs. Nanuram & Ors. (2018) 18 SCC 130 esa ikfjr fl)kar ds [2025:RJ-JP:9369] (4 of 4) [CMA-3103/2016] vuqlkj izR;sd nkosnkj 40]000@&:i;s vFkkZr dqy 2]00]000@&:i;s izkIr djus ds vf/kdkjh gS] tcfd vf/kdj.k }kjk bl en esa 1]00]000@& :i;s gh fnyk;s gSaA bl izdkj bl en esa 1]00]000@& :i;s dh c<ksrjh gksus ;ksX; gSA vafre laLdkj o laink dh gkfu ds en esa Hkh 25]000@& :i;s fnyk;s x;s gSa] tcfd nkosnkj bl en esa dqy 30]000@& :i;s izkIr djus ds vf/kdkjh gSa] bl izdkj bl en esa Hkh 5]000@& :i;s c<ksrjh ;ksX; gSaA mijksDr foospukuqlkj tks v/khuLFk vf/kdj.k }kjk tks vokMZ ikfjr fd;k x;k gS mlds vfrfjDr nkosnkj@vihykFkhZx.k 1]48]200@&:i;s izkIr djus ds vf/kdkjh gSaA mijksDr foospukuqlkj vihykFkhZx.k dh vksj ls izLrqr ;g vihy vkaf'kd :i ls Lohdkj dh tkdj v/khuLFk vf/kdj.k }kjk ikfjr vokMZ o fu.kZ; fnukafdr 26-02-2016 dks mikUrfjr djrs gq, vkns'k fn;k tkrk gS fd fo}ku vf/kdj.k }kjk ikfjr vokMZ jkf'k ds vfrfjDr bl vkns'k ds rgr vihykFkhZx.k 1]48]200@& :i;s rFkk ml ij v/khuLFk vf/kdj.k esa ;kfpdk lafLFkr fd;s tkus dh fnukad ls olwyh rd 7 izfr'kr lk/kkj.k okf"kZd C;kt dh nj ls jkf'k izkIr djus dk vf/kdkjh gksaxs] vokMZ dh 'ks"k 'krsZa ;Fkkor jgsaxhA v/khuLFk vf/kdj.k dk vfHkys[k ;fn izkIr gks j[kk gS rks vkns'k dh izfr ds lkFk vfoyEc ykSVk;k tkosA (UMA SHANKER VYAS),J Mittal /30