- 1 - HC-KAR NC: 2025:KHC:21055 WP No. 3374 of 2025 IN THE HIGH COURT OF KARNATAKA AT BENGALURU DATED THIS THE 18TH DAY OF JUNE, 2025 BEFORE THE HON'BLE MR JUSTICE S SUNIL DUTT YADAV WRIT PETITION NO. 3374 OF 2025 (GM-RES) BETWEEN: 1. SMT. B V ANJANI BAI AGED ABOUT 47 YEARS. DO SHRI. M.P. VEERAPPA, RESIDING AT NO.42, 2ND CROSSROAD, BEHIND NANDI SERVICE STATION, PRASANTH NAGAR, DEVANAHALLI -562 110 …PETITIONER (BY SRI. LAKSHMI MENON., ADVOCATE) AND: 1. CANARA BANK DEVANAHALLI BRANCH - BRANCH CODE 0474 OFFICE AT 1ST FLOOR, AKSHAY BHAVAN, B.B. ROAD, DEVANAHALLI, BANGALORE RURAL-562 110 REPRESENTED BY ITS CHIEF MANAGER 2. CANARA BANK, HEAD OFFICE, OFFICE AT NO.112, J.C. ROAD. BANGALORE -560001 REPRESENTED BY ITS MANAGING DIRECTOR CUM CHAIRMAN 3. THE RESERVE BANK OF INDIA BENGALURU REGIONAL OFFICE 10/3/8, NRUPATHUNGA ROAD, BENGALURU-560001. REPRESENTED BY ITS GENERAL MANAGER …RESPONDENTS (BY SRI. VIGNESH SHETTY., ADVOCATE FOR R1 AND R2) Digitally signed by VIDYA G R Location: HIGH COURT OF KARNATAKA - 2 - HC-KAR NC: 2025:KHC:21055 WP No. 3374 of 2025 THIS WP IS FILED UNDER ARTICLE 226 OF THE CONSTITUTION OF INDIA PRAYING TO DECLARE THAT THE CLASSIFICATION OF THE PETITIONERS HOUSING LOAN ACC NO. 0474666007458 AND HOUSING LOAN ACC NO. 0474667009171 AS NON PERFORMING ASSETS AS PREMATURE AND ILLEGAL IN LIGHT OF THE RBIS MASTER CIRCULAR ON PRUDENTIAL NORMS FOR INCOME RECOGNITION ASSET CLASSIFICATION AND PROVISIONING DTD 1.07.2014 BEARING NO. DBOD NO. BP BC 9/21.04.048/2014-15. THIS PETITION, COMING ON FOR ORDERS, THIS DAY, ORDER WAS MADE THEREIN AS UNDER: CORAM: HON'BLE MR JUSTICE S SUNIL DUTT YADAV ORAL ORDER Learned counsel for the petitioner has handed over to the learned counsel appearing for the respondents Demand Draft bearing No.425510 drawn on Bank of Baroda, M.G. Road, Branch, Bangalore-560 001 in favour of respondent - Canara Bank for a sum of Rs.22.60,000/- (rupees twenty two lakh sixty thousand only). 2. The memo filed in this regard is taken on record. 3. Learned counsel appearing for the respondent Canara Bank submits that the loan account could be closed subject to payment of legal and other miscellaneous charges, if any, by the petitioner. - 3 - HC-KAR NC: 2025:KHC:21055 WP No. 3374 of 2025 4. In light of the memo filed and submission made, petition is disposed off. 5. Upon issuing a formal letter for loan closure by the respondents, they shall return the original documents to the petitioner without much delay. Sd/- (S SUNIL DUTT YADAV) JUDGE VGR List No.: 2 Sl No.: 7