[2025:RJ-JP:14783] HIGH COURT OF JUDICATURE FOR RAJASTHAN BENCH AT JAIPUR S.B. Civil Miscellaneous Appeal No. 965/2014 1. Smt. Vijay Devi W/o Late Mahendra Kumar Kanav, aged 40 years 2. Bal Chand S/o Tejaram Raiger, aged 70 years, 3. Nishant @ Puro Kanav S/o Late Mahendra Kumar Kanav, aged 15 years, 4. Akshat @ Ashu Kanav S/o Late Mahendra Kumar Kanav, aged 13 years, No.3 and 4 are minors through Natural Guardian Mother Vijay Devi W/o Late Mahendra Kumar Kanav, All Resident of Raiger, Resident of Khatiloi, Tehsil Virat Nagar, District, Jaipur. ----Appellant Versus 1. Harphool S/o Jagdish Prasad Saini, Resident of Med, At present Resident of Near Shankar Mandir Purawala, Tehsil Virat Nagar, District Jaipur (Raj.) (Driver of Vehicle Jeep No.RJ-32-UA- 0091) 2. Kishore Saini S/o Jagdish Prasad Saini, Resident of Near Shankar Mandir Purawala, Tehsil Virat Nagar, District Jaipur (Raj.) (Owner of Vehicle Jeep No.RJ-32-UA-0091) 3. Lekhraj S/o Sheoram Jat, Resident of Dhanibas Ki Sadhalpur, Tehsil Bansur, District Alwar at Present of Bitloda, Tehsil Kotputli, Distt. Jaipur (At present Insurer of Vehicle Jeep No.RJ-32-UA- 0091) 4. United India Insurance Company Ltd. through Regional Manager, Sahara Chambers, Tonk Road, Jaipur, Distt. Jaipur (Insurance Company of Vehicle Jeep No.RJ-32-UA-0091) ----Respondent For Appellant(s) : Mr. Gaurav Gupta, Adv. For Respondent(s) : Ms. Archana Mantri, Adv Ms. Khushbu Sharma, Adv. Mr. Omprakash Gupta, Adv. HON'BLE MR. JUSTICE UMA SHANKER VYAS [2025:RJ-JP:14783] (2 of 4) [CMA-965/2014] Judgment / Order 02/04/2025 nkosnkj@vihykFkhZx.k }kjk ;g vihy fo}ku eksVj nq?kZVuk okn U;k;kf/kdj.k] 'kkgiqjk ftyk t;iqj }kjk eksVj nq?kZVuk nkok la[;k&65@2009 esa ikfjr fu.kZ; ,oa vokMZ fnukad 17-01-14 ¼vkxs **vk{ksfir vokMZ** dgk tkosxk½ ls O;fFkr gksdj izLrqr dh x;h gS ftlds ek/;e ls nkosnkjku dks fo}ku vf/kdj.k }kjk dqy 25]51]436@&:i;s dk vokMZ 06 izfr'kr okf"kZd C;kt lfgr ikfjr fd;k x;k gS] ftls c<k;s tkus gsrq ;g vihy /kkjk 173 eksVj okgu vf/kfu;e ds rgr izLrqr dh xbZ gSA bl izdj.k esa vkjksfir okgu ds Lokeh@pkyd vFkok chek daiuh }kjk dksbZ vihy izLrqr ugha dh x;h gSA fo}ku vf/koDrk vihykFkhZx.k }kjk fuosnu fd;k x;k fd vk; gkfu rFkk ijEijkxr 'kh"kZd esa fnykbZ xbZ jkf'k vi;kZIr gS tcfd izR;FkhZ chek dEiuh ds fo}ku vf/koDrk }kjk fo}ku vf/kdj.k }kjk ikfjr fu.kZ; o vokMZ dks fof/klEer gksuk crk;k rFkk vihy dks [kkfjt fd;s tkus dk fuosnu fd;kA nksuksa i{kksa ds rdksZa ds lanHkZ esa vfHkys[k dk voyksdu fd;kA vkjksfir okgu ls nkosnkjksa ds firk@ifr@iq= dh okgu nq?kZVuk esa e`R;q gksus] vkjksfir okgu ds pkyd dh ykijokgh gksus rFkk ;g okgu izR;FkhZ chek daiuh ds ;gka chfer gksus ds laca/k esa dksbZ fookn ugha gSA fookn ek= izfrdj jkf'k dk 'ks"k jgrk gSA e`rd rRle; jktdh; lsok esa LFkk;h :i ls fu;ksftr FkkA izn'kZ&17, osru izek.k i= ds vuqlkj ?kVuk ds le; mldh ldy vk; 24]908@&:i;s Fkh RkFkk 800@&:i;s vk;dj jkf'k ?kVk;s tkus ij ekfld vk; 24]108@&:i;s gksrh gSA e`rd dh vk;q 41 o"kZ iw.kZ ugha gqbZ Fkh] vr% 15 dk xq.kd yxk;k tkuk mfpr gSA tgka rd e`rd dh O;fDrxr [kpZ o thou fuokZg dh ykxr ds :i esa dVkSRkh dk iz'u gS] e`rd ds firk dh vk;q 65 o"kZ gS] og dk;Z djus o vk; vtZu djus esa vl{ke gks] ,slh fLFkfr ugha gSA fopkj.k vf/kdj.k us [2025:RJ-JP:14783] (3 of 4) [CMA-965/2014] mls e`rd ij vkfJr ugha ekuk gS rFkk e`rd dh iRuh o larku dks vkfJr ekurs gq, 1@3 Hkkx dh O;fDrxr [kpZ ds :i esa dVkSfr dh gS] tks iw.kZr% lgh gSA bl vk/kkj ij vk; gkfu dh x.kuk dh tkos rks ;g jkf'k 24108X12X15X2/3=28]92]960@&:i;s laxf.kr gksrh gS ftlesa 30 izfr'kr Hkfo"; dh vk; o`f) 8]67]888@&:i;s tksMs tkus ij ;g jkf'k 37]60]848@&:i;s gksrh gS] tcfd fo}ku vf/kdj.k }kjk bl en esa 25]02]864@&:i;s gh fnyk;s x;s gSa] vr% bl en esa 12]57]984@&:i;s dh vfrfjDr jkf'k izfrdj ds :i esa nkosnkj izkIr djus ds vf/kdkjh gSA tgka rd ijEijkxr 'kh"kZd esa izfrdj jkf'k dk iz'u gS] e`rd ds izse&Lusg vkfn ls oafpr gksus ds en esa pkjksa nkosnkj] tks fd e`rd dh iRuh@iq= o firk gS] ekuuh; loksZPp U;k;ky; ds U;kf;d n`"Vkar Magma General Insurance Co. Ltd. Vs. Nanuram & Ors. (2018) 18 SCC 130 esa ikfjr fl)kar ds vuqlkj izR;sd nkosnkj 40]000@&:i;s vFkkZr dqy 1]60]000@&:i;s dalksVhZ;e ds uqdlkuh ds :i esa izkIr djus ds vf/kdkjh gSA lEink dh gkfu o vafre laLdkj ds en esa 15]000&15]000@&:i;s vFkkZr dqy 30]000@&:i;s dh jkf'k izfrdj ds :i esa nkosnkj izkIr djus ds vf/kdkjh gS] tcfd fo}ku vf/kdj.k }kjk bl en esa dqy 40]000@&:i;s gh izfrdj jkf'k fnykbZ gS] vr% ijEijkxr en esa dqy 1]50]000@&:i;s dh vfrfjDr jkf'k izfrdj ds :i esa nkosnkj izkIr djus ds vf/kdkjh gSA mijksDr foospukuqlkj fo}ku vf/kdj.k }kjk tks 25]51]436@&:i;s dk vokMZ ikfjr fd;k x;k gS] mlds vfrfjDr nkosnkj@vihykFkhZx.k mijksDr lHkh enksa esa 14]07]984@&:i;s izfrdj jkf'k izkIr djus ds vf/kdkjh gSA mijksDr foospukuqlkj vihykFkhZ dh vksj ls izLrqr ;g vihy vkaf'kd :i ls Lohdkj dh tkdj fo}ku vf/kdj.k }kjk tks 25]51]436@&:i;s dk vokMZ ikfjr fd;k x;k gS mlds vfrfjDr vihykFkhZ 14]07]984@&:i;s izfrdj izkIr djus dk vf/kdkjh gSA bl vkns'k ds ek/;e ls tks izfrdj jkf'k c<k;h x;h gS] ml ij Hkh vihykFkhZ] fo}ku [2025:RJ-JP:14783] (4 of 4) [CMA-965/2014] vf/kdj.k esa ;kfpdk lafLFkr fd;s tkus dh fnukad ls olwyh rd 06 izfr'kr lk/kkj.k okf"kZd C;kt dh nj ls C;kt izkIr djus dk vf/kdkjh gksxk] vk{ksfir vokMZ dh 'ks"k 'krsZa ;Fkkor jgsaxhA fo}ku vf/kdj.k dk vfHkys[k ;fn bl U;k;ky; dks izkIr gks j[kk gS rks vkns'k dh izfr ds lkFk ykSVk;k tkosA LFkxu ,oa vU; dksbZ izkFkZuk&i= ;fn yfEcr gksa rks os Hkh mDrkuqlkj fuLrkfjr fd, tkrs gSaA (UMA SHANKER VYAS),J Murari Lal Sharma /50