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2025 DAILYLAW 14833 (CHH)

SHRIRAM GENERAL INSURANCE COMPANY LIMITED v. PRAHALAD SINGH RAJPUT

MAC/550/2023 · 2025-08-11

Shri Sanjay K Agrawal

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Judgment text

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Page No.1 of 4 IN MAC-550-2023 2025:CGHC:40490 NAFR HIGH COURT OF CHHATTISGARH AT BILASPUR MAC No. 550 of 2023 [Arising out of award dated 19.12.2022, passed in Claim Case No.808/2021 (Prahlad Singh Rajput v. Dharamchand Yadav and other] by the 8th Addl. Motor Accident Claims Tribunal (CG)] Shriram General Insurance Company Limited Head Office At 10003, E-8 E P I P, R I I C O, Industrial Area, Sitapura, Jaipur (Rajasthan) Through Assistant Manager Having Office At Plot No.1, 4th Floor, Maruti Heights, Besides Sky Auto Maruti Dealer, Mahoba Bazar, G. E. Road Raipur, District Raipur Chhattisgarh (Insurer) ... Appellants Versus 1 - Prahalad Singh Rajput S/o Shri Shivdayal Singh Aged About 62 Years R/o Ward No. 17, Gali No. 3, Near Lalwani Clinic, Ambedkar Chowk Gudhiyari, P. S. Gudiyari, Tahsil And District Raipur Chhattisgarh 2 - Dharamchand Yadav S/o Shri Manoj Yadav Aged About 19 Years R/o Near Government School, Gondwara, P. S. Khamtarai, District Raipur Chhattisgarh Presently Residing At C/o Roshan Yadav Ward No. 2, Near Shashwat Provision Store, Vikas Nagar, P. S. Gudiyari, Tahsil And District Raipur Chhattisgarh (Driver) 3 - Smt. Laxmi Yadav W/o Shri Manoj Yadav Ward No. 2, House No. 8/1781, Near Swasti Provision Store, Vikas Nagar, P. S. Gudiyari, Tahsil And District Raipur Chhattisgarh (Owner) ... Respondents [Cause-title taken from Case Information System (CIS)] ------------------------------------------------------------------------------------------------ For Appellant : Mr. PR Patankar, Advocate For Respondent No.1 : Mr. Anand Dahariya, Advocate For Respondents No.2 & 3 : Mr. Vaibhav A. Goverdhan ------------------------------------------------------------------------------------------------ Single Bench: Hon'ble Shri Justice Sanjay K. Agrawal (Order on Board) SAIFAN KHAN Digitally signed by SAIFAN KHAN Page No.2 of 4 IN MAC-550-2023 12.08.2025 1. In this appeal filed under Section 173 of the Motor Vehicle Act, 1988 (for short the “MV Act”), the appellant-Insurance Company is calling in question the legality, validity and correctness of impugned award dated 19.12.2022, passed in Claim Case No.808/2021 (Prahlad Singh Rajput v. Dharamchand Yadav and other] by the 8th Addl. Motor Accident Claims Tribunal (CG) (for short the “MACT”), whereby the claim application filed by the respondent No.01/claimants has been allowed and compensation to the tune of Rs.02,71,042/- has been awarded to him alongwith interest @ 8% PA from the date of claim till its actual realization on account of injuries sustained by him in the accident occurred on 09.11.2020, which amount is held to be payable by the appellant-Insurance Company herein. 2. Learned counsel for the appellant-Insurance Company would submit that in the present case accident occurred on 09.11.2020, whereas FIR to that effect was lodged on 14.11.2020 and, as such, the involvement of the vehicle in question is doubtful. Therefore, the learned MACT has erred in law while fastening the liability to pay compensation upon the appellant- Insurance Company. As such, the impugned award is liable to be set aside. 3. On the other hand, learned counsel appearing for the respondents would support the impugned award and prays for dismissal of this appeal. 4. I have heard learned counsel for the appellant, considered his Page No.3 of 4 IN MAC-550-2023 rival submissions made hereinabove and went through the record with utmost circumspection. 5. In order to consider the plea raised at the bar, it would be appropriate to notice the decision of the Supreme Court rendered in the matter of Ravi v. Badrinarayan and others 1 , whereby their Lordships have clearly held that delay in lodging the FIR cannot be a ground to doubt the claimant’s case and observed in Para-17 & 19 as under: “17. It is well settled that delay in lodging the FIR cannot be a ground to doubt the claimant's case. Knowing the Indian conditions as they are, we cannot expect a common man to first rush to the police station immediately after an accident. Human nature and family responsibilities occupy the mind of kith and kin to such an extent that they give more importance to get the victim treated rather than to rush to the police station. Under such circumstances, they are not expected to act mechanically with promptitude in lodging the FIR with the police. Delay in lodging the FIR thus, cannot be the ground to deny justice to the victim. **** **** **** **** 19. Lodging of FIR certainly proves the factum of accident so that the victim is able to lodge a case for compensation but delay in doing so cannot be the main ground for rejecting the claim petition. In other words, although lodging of FIR is vital in deciding motor accident claim cases, delay in lodging the same should not be treated as fatal for such proceedings, if claimant has been able to demonstrate satisfactory and cogent reasons for it. There could be a variety of reasons in genuine cases for delayed lodgement of FIR. Unless kith and kin of the victim are able to regain a certain level of tranquillity of mind and are composed to lodge it, even if, there is delay, the same deserves to be condoned. In such circumstances, the authenticity of the FIR assumes much more significance 1 (2011) 4 SCC 493 Page No.4 of 4 IN MAC-550-2023 than delay in lodging thereof supported by cogent reasons.” 6. In view of above settled legal position, the delay in lodging the FIR cannot be taken as a ground to reject the claimant’s case more particularly when the learned MACT after full-fledged trial has found that the vehicle in question i.e. Motor-cycle bearing No.CG-04-NF-0426 involved in the accident on the date of occurrence and, due to which, the claimant suffered injuries. As such, I do not consider it a fit case warranting interference in the impugned award, passed by the learned MACT while exercising jurisdiction under Section 173 of the MV Act. 7. Accordingly, I do not find any merit in this appeal. It deserves to be and is hereby dismissed. s@if sd/- (Sanjay K. Agrawal) Judge