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2025 DAILYLAW 14642 (UTT)

RAJ KISHORE VERMA v. BANK OF MAHARASHTRA

WPMS/2911/2025 · 2025-10-29

Manoj Kumar Tiwari

body2025

Judgment text

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2025:UHC:9547 SL. No. Date Office Notes, reports, orders or proceedings or directions and Registrar’s order with Signatures COURT’S OR JUDGE’S ORDERS WPMS/2911/2025 Hon’ble Manoj Kumar Tiwari, J. Mr. Krishna Chandra Sanwal, Advocate holding brief of Mr. Birendra Singh Adhikari, Advocate for the petitioner. 2. Petitioner took a housing loan from Bank of Baroda in the month of February, 2024. Since he committed default in repayment of loan, therefore, Bank has issued a notice to him on 01.05.2025 under Rule 8(1) of Security Interest (Enforcement) Rule, 2002. Thus feeling aggrieved by said notice, petitioner has approached this Court. 3. Learned counsel for petitioner submits that due to family problems, petitioner committed default in repayment of loan. He submits that he is a law-abiding citizen and he is serious about repayment of loan; however, all he wants is that the loan be re-scheduled, so that he may be able to pay the instalments, accordingly. 4. This Court cannot issue any direction for re- scheduling the loan to concerned bank; however, the writ petition is disposed of with liberty to petitioner to make representation to competent authority in the bank. If he makes such representation within one week from today, decision thereupon shall be taken by competent authority within three weeks thereafter. 5. Pending application (s), if any, also stand disposed of. (Manoj Kumar Tiwari, J.) 29.10.2025 Mahinder/ MAHINDER SINGH Digitally signed by MAHINDER SINGH DN: c=IN, o=HIGH COURT OF UTTARAKHAND, ou=HIGH COURT OF UTTARAKHAND, 2.5.4.20=da6212e6e78d94ed3134842bc6a8d6ca168979ca7b8c2f031a92d1a18b08 923c, postalCode=263001, st=UTTARAKHAND, serialNumber=AB77B7C5B240908B392BE84F5CDD4C2AF35DC4626D305B1BC9EA 4BABA43D2B8F, cn=MAHINDER SINGH Date: 2025.10.29 18:45:01 +05'30' 2025:UHC:9547