Research › Search › Judgment

High Court of Karnataka · body

2025 DAILYLAW 12027 (KAR)

NATIONAL INSURANCE CO. LTD v. KALLAPPA AND ORS

RP/2563/2011 · 2025-02-19

C M Joshi

body2025

Judgment text

Extracted from the PDF above. The PDF is authoritative.

- 1 - ! ! "# $#$ %& & !"# ! $ % &% ! $ " !"' ! $ Digitally signed by LUCYGRACE Location: HIGH COURT OF KARNATAKA - 2 - & ! ! $ ( ! ! $ %&) (** &' %+'%+ %++'%++ "+&',%++ ! ! - !- ./0123.4./05.167859.4:7023.;.2<2<75.0/5123. 4./05.167859.4:7023.0.9;751.5297%27& - 3 - +% 2 <9 7=9.0>.1 23/2 23. 0.9;751.52 7 ?37 ?/975.7:23.64/<@/52/51=0723.07:23.1.6./9.1<523. /66<1.52 3/9 1<.1 180<5A 23. ;.51.56B 7: 23<9 0.><.? ;.2<2<75 <9 4.A/4 3.<09 ?.0. 978A32 27 =. =078A32 75 0.6701 =82 ?3.5 23. 572<6. ?/9 <998.1 27 23. ;07;79.1 4.A/4 3.<09 7: 23. 0.9;751.52 7 :780 7: 23.@ /0. @<5709 /5123.A8/01</5 7:23. @<57093/9572 /;;./0.1 1.9;<2.9.0><6.7:572<6. +" 2<998=@<22.123/223.0.><.?;.2<2<75.05..19 97@. @70. 2<@. 27 6759<1.0 /;;7<52@.52 7: 23. 7802 8/01</5<523.@/22.0 +& 3. 4./05.1 67859.4 /9/>/0/C /23 23. 4./05.167859.4/;;./0<5A:7023.0.9;751.5297%27& ?37 /0. 23. 0.@/<5<5A 64/<@/529 <5 23. 64/<@ ;.2<2<75 98=@<29 23/2 .>.5 <: 23. 0.><.? ;.2<2<75 <9 /447?.1 /51 7"+&',%++ <9 0.9270.1 23.0. ?7841 572 =. /5B :08<2:840.9842<523.@/22.099<56.23.;7<520/<9.1=B23. /;;.44/52 * <5980/56. 67@;/5B <5 7"+&',%++ <9 /40./1B67>.0.1=B23.C81A@.527:;.D 7802<523.6/9. - 4 - 7: /51 98=9.E8.524B <5 ! "# # $ +( . /497 98=@<29 23/2 23. /5723.0 6752.52<75 0/<9.1 =B 23. <5980/56. 67@;/5B <5 7"+&',%++ ?/923/223.=0723.09/519<92.097:23.1.6./9.1/0.572 23. 1.;.51.529 23.0.:70. 23.B 67841 572 3/>. :<4.1 /5B 64/<@;.2<2<75 +# /><5A3./0123.4./05.167859.4/;;./0<5A:70 23. 0.><.? ;.2<2<75.0 /51 23. 4./05.1 67859.4 :70 23. 0.9;751.5297%27&23.:7447?<5A/9;.629.@.0A.!* 3.C81A@.52/51/?/01<5 7&+#%++&6/@. 27=./447?.1A0/52<5A67@;.59/2<752723.64/<@/529 23.0.<5 ?37 ?.0. 23. =0723.09 /51 9<92.09 7: 23. 1<9./9.1 3. 0<=85/4 3/1 /?/01.1 23. 1 2 - 5 - 67@;.59/2<75 75 23. A07851 23/2 23.B ?.0. 1.;.51.529 =82 23. 9/<1 :/62 ?/9 1<9;82.1 =B 23. /;;.44/52*<5980/56.67@;/5B % 3. 9.6751 6752.52<75 7: 23. /;;.44/52 * <5980/56. 67@;/5B?/923/223.10<>.07:23.>.3<64.<5>74>.1 <523./66<1.52?37?/95723/><5A4<6.59.2710<>./ 20/59;702>.3<64.=823.?/9;799.99<5A/4<6.59.:70 " 3.5 /;;./4 ?/9 :<4.1 <5 7"+&',%++ 23. 7::<6. 7=C.62<759 ?.0. 0/<9.1 /51 23.B ?.0. 572 67@;4<.1 =B 23. 0.><.? ;.2<2<75.0 * <5980/56. 67@;/5B 3.0.:70. =B / 1.2/<4.1 701.0 23<9 7802 1<9@<99.123./;;./48=9.E8.524B23./;;4<6/2<759 270.6/4423.1<9@<99/4701.0?.0./4971<9@<99.1=B 23<9 7802 +' 7?23.<5980/56.67@;/5B3/967@.8;?<23 23<9 0.><.? ;.2<2<75 6752.51<5A 23/2 23. 1<9@<99/4 7: 23. /;;./4/5123.1<9@<99/47:23./;;4<6/2<759:700.9270/2<75 /0.27=.0.><.?.1 - 6 - +F 80<5A ;.51.56B 7: 23<9 0.><.? ;.2<2<75 23. 0.9;751.5271<.1/513<9@<5704.A/40.;0.9.52/2<>.9 /0. 978A32 27 =. =078A32 75 0.6701 =82 23. A8/01</5 7: 23.@<57093/9572/;;./0.11.9;<2.9.0><6.7:572<6./9 7=9.0>.198;0/ +, 5 23. 6<068@92/56.9 23. 6752.52<75 7: 23. /;;.44/52*<5980/56.67@;/5B0.A/01<5A23.@.0<297:23. 6/9.<957@70./>/<4/=4.3.C81A@.527:23.;.D 7802 <5 23. 6/9. 7: 4/2.0 0.<2.0/2.1=B23. 7592<282<75.5637:23.;.D 7802<5 23. 6/9. 7: ! "# 64./04B 37419 23/2 / ;.09753/><5A23.4<6.59.2710<>./ <9/497/82370<G.1 2710<>./A77197020/59;702>.3<64.23.85*4/1.5?.<A32 7:?3<63<94.9923/5'(++HA + 5 23/2 ><.? 7: 23. @/22.0 23. 9.6751 A07851 0/<9.1 =B 23. /;;.44/52 * <5980/56. 67@;/5B <5 7"+&',%++<95729892/<5/=4.<54/? - 7 - 3.723.0A0785123/223.=0723.09/519<92.09 7: 23. 1.6./9.1 /0. 572 .52<24.1 :70 23. 67@;.59/2<75 9<56. 23.B ?.0. 572 1.;.51.529 <9 /497 9.224.1 3. 0<=85/4 3/9 67@. 27 23. 6756489<75 23/2 23.B ?.0. 23. 1.;.51.529 /51 23.B ?.0. 4<><5A /9 / C7<52 :/@<4B 3.0.:70. 23. E8.92<75 7: :/62 ?3<63 3/9 /40./1B =..5 1.6<1.1=B23.0<=85/4/5123.0.=.<5A9.>.0/41.6<9<759 ?3<63 9/B 23/2 23. 9<=4<5A9 7: 23. 1.6./9.1 <: 23.B /0. 1.;.51.529 6/5 @/<52/<5 / 64/<@ 3/9 =..5 9.224.1 =B >/0<789 C81A@.529 3. 9/<1 A07851 <9 /497 572 />/<4/=4. :7023.<5980/56.67@;/5B % 5 23/2 ><.? 7: 23. @/22.0 .>.5 /:2.0 /5 .D.06<9. 7: =0<5A<5A 23. 4.A/4 0.;0.9.52/2<>.9 /51 /;;7<52@.527:23. 7802A8/01</5 57;80;79.?7841 =. 9.0>.1<523./;;./43.0.:70.23.0.><.?;.2<2<75=.0.:2 7: /5B @.0<29 .>.5 <: <2 <9 6759<1.0.1 75 @.0<29 7: 23. /;;./423/267841=.0.9270.12723.:<4. " 66701<5A4B23.:7447?<5A) - 8 - 3.0.><.?;.2<2<75<91<9@<99.1 : /5B /@7852 <9 1.;79<2.1 <5 7"+&',%++ 23.9/@.=.20/59@<22.12723.0<=85/4 1* '#$ ( $ <927!47!&( !