Neutral Citation No. - 2025:AHC:103560 Court No. - 36 Case :- FIRST APPEAL FROM ORDER No. - 465 of 2010 Appellant :- Reliance General Insurance Company Ltd. Respondent :- Krishna Gopal Maheshwari And Others Counsel for Appellant :- Sushil Kumar Mehrotra Counsel for Respondent :- Biswajeet Mukherjee,Mayank,Neel Mani Sharma,Nimai Dass,Ravi Shanker Pathak,Sundeep Agarwal Hon'ble Shekhar Kumar Yadav,J. 1&orZeku vihy] vihykFkhZ fjyk;al tujy ba’kksjsal dEiuh fyfeVsM dh vksj ls ,e0 ,0 lh0 ih0 la[;k 105 o"kZ 2008 esa eksVj okgu nq?kZVuk izfrdj izkf/kdj.k@fo’ks"k U;k;k/kh’k@vij ftyk tt] vyhx< }kjk ikfjr fu.kZ; ,oa fMdzh@,okMZ fnukafdr 18&11&2009 ds fo:} ;ksftr dh x;h gS] ftlds }kjk ;kph dh ;kfpdk dks vkaf’kd :i ls Lohdkj djrs gq,] vihykFkhZ ba’kksjsal dEiuh dks vknsf’kr fd;k x;k gS fd og foi{kh la[;k 2 Jherh larks"k egs’ojh dks :i;k 8]36]500@& ¼vkB yk[k NRrhl gtkj ikap lkS½ rFkk mijksDr jde ij ;kfpdk izLrqqr fd;s tkus dh frfFk 18&2&2008 ls mldh vnk;xh rd 6 izfr’kr okf"kZd nj ls lk/kkj.k C;kt vnk djsxkA 2&la{ksi esa okn ds rF; bl izdkj gS fd fnukad 15&12&2007 dks le; 12&45 cts fnu LFkku vyhx< eFkqjk ekxZ] eaxyk;ru ;wfuoflZVh ds ikl vUrxZr Fkkuk bxyl tuin vyhx< esa okgu la[;k ;w0 ih0 85 ,u-&7400 ds pkyd us okgu dks rsth o ykijokgh ls pykrs gq,] egs’k egs’ojh dks VDdj ekj nh ftlds ifj.kke Lo:i mldh e`R;q gks x;hA nq?kZVuk ds le; e`rd dh e`R;q 25 o"kZ Fkh vkSj og vkbZ0 lh0 vkbZ0 lh0 vkbZ0 gkse Qkbusal dEiuh fyfeVsM] vyhx< esa ukSdjh djrk Fkk] ftldh ekfld vk; nkl gtkj :i;s izfrekg FkhA 3&vihykFkhZ@dEiuh dh vksj ls muds fo}ku vf/koDrk Jh ,l0 ds0 esgjks=k rFkk foi{kh dh vksj ls muds fo}ku vf/koDrk Jh fc’othr eq[kthZ dks foLrkjiwoZd lquk rFkk iz’uxr fu.kZ; ,oa fMdzh@,okMZ dk ifj’khyu fd;kA 4&vihykFkhZ ds fo}ku vf/koDrk }kjk dFku fd;k x;k fd iz’uxr ekeys esa thi vkSj eksVj lkbfdy dh vkeus&lkeus VDdj gqbZ Fkh] ftlesa e`rd dh Hkh xyrh o ykigjokgh izrhr gksrh gSA iz’uxr ekeys esa fo}ku voj U;k;ky; }kjk tks ,okMZ fu/kkZfjr fd;k x;k gS og fof/k laxr ugha gS vkSj muds }kjk tks ,okMZ fu/kkZfjr fd;k x;k gS og vR;kf/kd gS] ftls dqN de dj fn;k tk,A 5&blds foijhr foi{kh ds fo}ku vf/koDrk }kjk ;g dFku fd;k x;k fd iz’uxr ?kVuk ds le; e`rd dh vk;q 25 o"kZ Fkh vkSj og vkbZ0 lh0 vkbZ0 lh0 vkbZ0 gkse Qkbusal dEiuh fyfeVsM] vyhx< esa ukSdjh djrk Fkk] ftldh ekfld vk; nl gtkj :i;s izfrekg FkhA fo}ku voj U;k;ky; }kjk fu/kkZfjr ,okMZ esa dksbZ fof/kd =qfV ugha gSA 6&iwoZ esa bl U;k;ky; }kjk ikfjr varfje vkns’k fnukad 11&2&2010 ds }kjk vihykFkhZ dks vknsf’kr fd;k x;k Fkk fd og iz’uxr ekeys ds lEca/k esa fu/kkZfjr dh x;h lEiw.kZ /kujkf’k dk 75 izfr’kr e; C;kt ds ,d ekg ds vUnj izkf/kdj.k ds le{k tek djrk gS rks izkf/kdj.k dks ;g NwV jgsxh fd og lEiw.kZ tek dh x;h /kujkf’k dk 50 izfr’kr ;kph dks fcuk fdlh izfrHkw dks ns nsxkA mDr vkns’k ds vuqikyu esa vihykFkhZ@dEiuh }kjk nksuksa /kujkf’k izkf/kdj.k ds le{k tek dh tk pqdh gSA 7&pw¡fd fo}ku voj U;k;ky; }kjk ikfjr iz’uxr fu.kZ; fMdzh@,okMZ esa dksbZ fof/kd =qfV vFkok vfu;ferrk ugha ik;h tkrh gSA 8&bl vk/kkj ij ;g vihy cyghu gS ,oa fujLr gksus ;ksX; gSA 2 of 3 9&rnuqlkj ;g vihy fujLr dh tkrh gSA 10&vknsf’kr fd;k tkrk gS fd mijksDr 75 izfr’kr dk 50 izfr’kr tks izkf/kdj.k ds le{k tek gS mls ;kph ds i{k esa eqDr fd;k tk, rFkk 'ks"k /kujkf’k vihykFkhZ nks ekg ds vUnj fnukad 15&12&2007 ls 7 izfr’kr C;kt dh nj ls ;kph dks vnk djsaA Order Date :- 3.7.2025 A. 3 of 3 Digitally signed by :- AFAQ AHMAD High Court of Judicature at Allahabad