CWP-32859-2 IN THE HIGH COURT OF PUNJAB AND HARYANA Narinder Singh Union Bank CORAM: HON'BLE MR. JUSTICE SHEEL NAGU, CHIEF JUSTICE HON'BLE MR. JUSTICE SANJIV BERRY Present: SHEEL NAGU, CHIEF JUSTICE CM-791-CWP record. CWP-32859 1. extended by respondent No.1 2. of petitioner to secure the said loan 2024 IN THE HIGH COURT OF PUNJAB AND HARYANA AT CHANDIGARH CM-791-CWP Narinder Singh Versus Bank of India and others CORAM: HON'BLE MR. JUSTICE SHEEL NAGU, CHIEF JUSTICE HON'BLE MR. JUSTICE SANJIV BERRY Mr. G.B.S. Dhillon, Advocate, for Mr. Dilpreet S. Gandhi, Advocate, for the petitioner. Mr. Akaant Kumar Mittal, Advocate, for respondent No.1 – Bank. Mr. Salil Sabhlok, Senior DAG, Punjab. **** SHEEL NAGU, CHIEF JUSTICE ( Oral ) CWP-2025 Reply filed on behalf of respondent No.1 Accordingly, CM-791-CWP-2025 32859-2024 Petitioner claims himself to be not privy extended by respondent No.1 – Bank to respondent No.2 Allegation of fraud is alleged in respect of mortgage of property of petitioner to secure the said loan extended to respondent -1- IN THE HIGH COURT OF PUNJAB AND HARYANA AT CHANDIGARH CWP-2025 in/and CWP-32859-2024 Date of decision : 04.09.2025 …….Petitioner ...….Respondents CORAM: HON'BLE MR. JUSTICE SHEEL NAGU, CHIEF JUSTICE HON'BLE MR. JUSTICE SANJIV BERRY G.B.S. Dhillon, Advocate, for Dilpreet S. Gandhi, Advocate, Akaant Kumar Mittal, Advocate, Mr. Salil Sabhlok, Senior DAG, Punjab. ( Oral ) Reply filed on behalf of respondent No.1 – Bank is taken on 2025 is allowed. claims himself to be not privy to the loan transaction Bank to respondent No.2 – borrower. Allegation of fraud is alleged in respect of mortgage of property extended to respondent No.2. 2024 .2025 …….Petitioner ...….Respondents Bank is taken on to the loan transaction Allegation of fraud is alleged in respect of mortgage of property NAROTAM DASS 2025.09.05 18:18 I attest to the accuracy and authenticity of this order/judgment CWP-32859-2 3. Section 13 (2) and 13 (4) of the Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interest Act, 2002 were issued in the name of respondent No.2 4. petitioner that the main ground, on which petitioner has approached this Court is fraud. In case of fraud, petitioner can always approach 4.1 petitioner vide representation dated 02.12.2024 (Annexure P Senior Superintendent of Police concerned, petitioner is free to approach the concerned jurisdictional Magistrate, if the police does not regis of commission of cognizable offence has taken place. 5. occasion and pass appropriate orders approaches him/her. 6. September 04, 2025 narotam Whether speaking/reasoned Whether reportable 2024 It is submitted by learned counsel for petitioner that notices Section 13 (2) and 13 (4) of the Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interest Act, 2002 were issued in the name of respondent No.2 – borrower. It is obvious from contentions of learned counsel for the petitioner that the main ground, on which petitioner has approached this Court is fraud. In case of fraud, petitioner can always approach As regards, prayer for registration of an offence made by petitioner vide representation dated 02.12.2024 (Annexure P Senior Superintendent of Police concerned, petitioner is free to approach the concerned jurisdictional Magistrate, if the police does not regis ommission of cognizable offence has taken place. We are sure that the jurisdictional Magistrate will rise to the occasion and pass appropriate orders in accordance with law, if the petitioner approaches him/her. Accordingly, petition stands disposed of. September 04, 2025 Whether speaking/reasoned Whether reportable -2- It is submitted by learned counsel for petitioner that notices under Section 13 (2) and 13 (4) of the Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interest Act, 2002 were issued in the name It is obvious from contentions of learned counsel for the petitioner that the main ground, on which petitioner has approached this Court is fraud. In case of fraud, petitioner can always approach the Civil Court. r registration of an offence made by petitioner vide representation dated 02.12.2024 (Annexure P-6) submitted to Senior Superintendent of Police concerned, petitioner is free to approach the concerned jurisdictional Magistrate, if the police does not register FIR, in case ommission of cognizable offence has taken place. We are sure that the jurisdictional Magistrate will rise to the in accordance with law, if the petitioner petition stands disposed of. ( SHEEL NAGU ) CHIEF JUSTICE ( SANJIV BERRY ) JUDGE Yes/No Yes/No under Section 13 (2) and 13 (4) of the Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interest Act, 2002 were issued in the name It is obvious from contentions of learned counsel for the petitioner that the main ground, on which petitioner has approached this Court r registration of an offence made by 6) submitted to Senior Superintendent of Police concerned, petitioner is free to approach the ter FIR, in case We are sure that the jurisdictional Magistrate will rise to the in accordance with law, if the petitioner NAROTAM DASS 2025.09.05 18:18 I attest to the accuracy and authenticity of this order/judgment