IN THE HIGH COURT OF PUNJAB AND HARYANA AT CHANDIGARH FAO-3853-2023 (O&M) Date of Decision: February 19, 2026 United India Insurance Co. Ltd. ...Appellant VERSUS Giarsi Devi and others ...Respondents CORAM: HON'BLE MRS. JUSTICE ARCHANA PURI Present: Mr.Gopal Mittal, Advocate for the appellant. Mr.Harish Goyal, Advocate for the respondents-claimants. **** ARCHANA PURI, J. For detailed order, see order of even date, passed in FAO-3847- 2023 titled as United India Insurance Co. Ltd. vs. Giarsi Devi and others, which shall form part of this order. (ARCHANA PURI) February 19, 2026 JUDGE Vgulati Whether speaking/reasoned Yes/No Whether reportable Yes/No VINEET GULATI 2026.02.25 09:29 I attest to the accuracy and authenticity of this document Chandigarh