Research › Search › Judgment

High Court of Punjab and Haryana · body

2020 DAILYLAW 2380 (PNJ)

IFFCO TOKIO GENERAL INSURANCE COMPANY LTD v. SHIVANI THAKUR AND ORS

XOBJC/56/2024 · 2026-03-24

Sudeepti Sharma

Public Interest Litigationbody2020

Judgment text

Extracted from the PDF above. The PDF is authoritative.

FAO-866-2020 XOBJC-56-202                                           ""      #   '('()'#(   ,  $ /    # 2020 (O&M) & 2024            FAO-866 XOBJC    + *1 /        !"#     &'$(     ,-$&#                2 3         "   +    3 4     "$2  5    67$2  8#9+")'):.           !  "    . /0          $    $*    $ -.       #(00     %      $ -1-     866-2020 (O&M) & BJC-56-2024            ;   "#$%1  !$%$)%*+%'21 ##$%31            *    #: .     %     &   +  $ ; &      #   *   *       $       $  GAURAV ARORA 2026.03.27 16:13 I attest to the accuracy and integrity of this document FAO-866-2020 XOBJC-56-202 &  %* <     $ 4 5 )   $2  5  '('()'#(   /    # %     = 8   $2    '('()' 4 5   >  7n Balabhgarh from which was being was pillion rider AM, when they bearing registrat negligent manne Due to the impac General Hospita 2020 (O&M) & 2024        "    $  % %   2       "$2          #  :               #(00 $*      $   "$2  5                     $*     $*   5 "$2  )'#(  $*   $ 2          n 27.9.2015, Deepak Thakur h from Bawal on motor cycle bearing s being driven by the deceased and hi n rider. While driving the motor cycle they reached near Assam Petrol pum gistration no. HR61B-1778 being driv manner and at a very high speed and impact deceased sustained serious and ospital, Rewari, where, he was dec -2-  + *  &   ?     $     $*      . %     &         #                  ;#8 '(0>'5"        )!'()'      + *          %    & $       2%  akur (since deceased) was going bearing registration no. HR-51AR-37 and his colleague Gaurav son of Sure cycle at a moderate speed at about 7. l pump Nikhri in the mean time a cant g driven by respondent no.1 in rash a ed and hit the motor cycle of decease us and fatal injuries and he was taken as declared dead. FIR No. 410 dat    "         )'#:  " &    oing to 3751 f Suresh out 7.50 a canter rash and ased. taken to 0 dated GAURAV ARORA 2026.03.27 16:13 I attest to the accuracy and integrity of this document FAO-866-2020 XOBJC-56-202 27.09.2015 unde Dharuhera. :  @      A  $*       '  "   0    1 )     !  1           & $ %     &  %     2020 (O&M) & 2024 5 under Sections 279/337/304-A of IP @            A    %     $ "             (             '   .. " /    3(       ( 0   (      ' .) 1 )  2     1          $          *        " $ ? *     *           A; A;    &        -3- of IPC was registered at Police Stati           & % &    !         "# $% "$ &  '# &$            '  )* +), -4 #       .. (                   9   + *                "        %&      B     %      *    &  % $* 2 *      e Station       $    ##5  4                 GAURAV ARORA 2026.03.27 16:13 I attest to the accuracy and integrity of this document FAO-866-2020 XOBJC-56-202 0  B   %  %    #          %  % %     (  1             %    #'     5       ?     %  $        $    ##      2020 (O&M) & 2024 B     $     %  % *      $       # #+ + )!'()'#:                    *&      % *    $   1              &      &  ? $*        *                  $2  . $                       %%    B         &      $   $*    + *$        &             -4- %         %        3 &   %         $ C&      &      & &    $*                   $         *  &         $   $  $  &        #       $    %   *             "         $*          *               &      & "     " *  *    7   : %*     "  "    " &  GAURAV ARORA 2026.03.27 16:13 I attest to the accuracy and integrity of this document FAO-866-2020 XOBJC-56-202 #)  D     6/ %  8                '         !   (     "# %   = 2020 (O&M) & 2024 D      %     &    & " / 7    /   8  . 9 (  ( 8 ./:;             ; . "# % "$ &(   ( ( '  '   . . +45    '         +)  !                (          (       8    '           ( '       ''        (     .        (       8    . 8.":; '  #%"$&   !       =/)3 8 .1%       -5- & $            ( +      '          < (  9  ( - ( '             +) &;) &#" (      '          (    ;       ; .  (                !       !  !  *3)(     (                   !  ."        !      8.    8.15     3 8 .&$            4  <4 - (  ;4      4 (     (   /   4 !            4  4     GAURAV ARORA 2026.03.27 16:13 I attest to the accuracy and integrity of this document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attest to the accuracy and integrity of this document FAO-866-2020 XOBJC-56-202 >  (      9- - *                   '   9   "       2020 (O&M) & 2024   >         (   -    =/)    '    -( +           ' =/)  - - 1 (   +  6        < '         8  . 9    <           <  '  +), -4 ##53 8                 /                8   )   9                     8  .1%       (   '      /           " "$ &       '           -7-       '   '           /  ( '-/ *    '     < =   6  (   '-/ * +E'  ; < '    ; '  ' 9 (    (                  '  '       '       ( '              .  (  (     !  9           '         <  ;             .      (           ( '      3(      ' ; 3        ' '  4    4 '       ; 8   '3     4 4 '        4         . ( 4  4  4 3 ' GAURAV ARORA 2026.03.27 16:13 I attest to the accuracy and integrity of this document FAO-866-2020 XOBJC-56-202    -/      - (           61      +   %      &    * * "&   <  C      #>        2020 (O&M) & 2024  (       -./01 -/  '      '     '       '       -./0'-/*  +E' ; 8*     +E' +         (            / (   ( '                   *     $*  *         $ ? *$   *   *      %  %     &        *     C        %$  ?    %  $  +        -8-        +          '               +,   '        '   + * (     ; 3       ( (' '  '       (      ;    2 $*          " "      *      &     %   A        C      %        &  & ?         $   $ $    :      4 :           4      3  9     A;  %   &   %  " GAURAV ARORA 2026.03.27 16:13 I attest to the accuracy and integrity of this document FAO-866-2020 XOBJC-56-202 #:   $     $               $  %    *   % #         *   +   - !" 2%&;*     *   &   $  E#    #!  F? %  %    %                %  $ ?    2020 (O&M) & 2024    %  &     %          <    &   %  *         *      %  B  *   %       %    2               E#" 3 &    *         &   $  -  37   3         " <                   %%          F? *  $   % %      &        $         %     &   *  %           $       %      %      -9-                  E#3 &  %  * "&  & %    &  $    %%   %  * *  $     %%      &   %      " <      %          *   B -$      /   /  ' .      &     $*                           A;F<>0.&   $ ?           *            $  A;       *          $                    #  "    &  %    "         . : *   "  * .&      " ;    "     # # GAURAV ARORA 2026.03.27 16:13 I attest to the accuracy and integrity of this document FAO-866-2020 XOBJC-56-202 + +       %   #0    &          +  ?             %   #(   &   <  $* %  7      %     )'        -9 //$;;  2020 (O&M) & 2024         % "  &           %  %  " < $  &      *       ,  - .1       %  *           * ?     $ $    $ *             $              *             *   % "    %      E#        $        $*       % ? *   9- (     $;; #$%$"         -10-  $  &    $       $ $* <     &      %   /         $ 1 '$%$!*!<&  B -             $       *   $  $  ?   $*       %          %  %7 * %$               E#  &                 ?      B -$   +   - ./01   ?           $*    / " $    -$   "   ?  *        "    "          GAURAV ARORA 2026.03.27 16:13 I attest to the accuracy and integrity of this document FAO-866-2020 XOBJC-56-202    % $   % +  $   $ )#                %    $ ))           9 4 5  )8  $2        %    )>  B    & 8 9&:;)+  " = 2020 (O&M) & 2024  $         %   *     ? $     $ $     &               $            %%   % $            %*    %    %%    $*     + *  2   2   % &    "$2   %               &  7     B -$   +         $*   +&!&%#%$'< !. 6606),! =/./8. -11-            %     *  $      +      %*        %     ?      %  $      * % *   * $*   $             2    $*     5                      & %  %%   <+      &9;)+ ,! +$)!'&  121   /7-0.      "      " " *  " $*  "   " )+&!   GAURAV ARORA 2026.03.27 16:13 I attest to the accuracy and integrity of this document FAO-866-2020 XOBJC-56-202 &                   A  AB ,   A B  A B  A 2020 (O&M) & 2024 & !      D @       (     38  '                   3   ! '       8     (  <3    ' ;        3'     !     '         3    ( (    '      A *9 '   /   ! *0#,3)+    AB**&& -   ,! (       ( F .-08'/.  A B8       3  3  A BC  A    ' 3 A BC    A'BC   A B =    8    B -12-  @   ;3 %55 AE;E   '3(     ' 3   <     !' (     (  3  '  <  '      '                '   ;   '   (     '   3    '         '  3        !  9    3 ;/) %#$   .* A/ BC 3 % ' 3 %#$;*1,#B      (     4 8 * 3  G  3  3   8     B(  (     F    H      '  4       A> B  4      4 '4   3     4         $ 4 3 %%& 4  4   '     GAURAV ARORA 2026.03.27 16:13 I attest to the accuracy and integrity of this document FAO-866-2020 XOBJC-56-202 A   AB A /  (       !; A B  A B (        A       A   2020 (O&M) & 2024 A B   3     ABC   A :  A BC8    A /      3  A B3A BA B A B / (         3      A BA'B3A B3AB A B       '  3   A :        888888888888 !;>0, -  / A B ;    A           A B !      ( '   3 '      !             '  A8   ( 3(  3            A B !  (     '<  8              ! ' (  A B !       '         -13-      <     B       B 3   ( ' (  B /        '     ( '           3     8 3    B  8  / ./  .- 6?   '       B3       '   (    ' '      3          3(! ' '              '  B   4    ( 8   8     '   8    '  !   (  '       '             3       3       4 B3                ! '  4   GAURAV ARORA 2026.03.27 16:13 I attest to the accuracy and integrity of this document FAO-866-2020 XOBJC-56-202    $% , -         * - 0$    ! #&  2020 (O&M) & 2024    3      $%     #   # #- , # .#,8 -   55 F ! 3    ) 0$$$:4    3    '     (  ,$I   < ( <    0$I !  ' ! '          *      ( ' B;  ' 'BC    A &I      BD    ' (  BC  FA -  55F! (  0$$$:4  +         ,$I +(    +       '3 ! '      #&I *       B;     'BC    A#&I      BD    ' (   -14-  '3 3     #--   8    @/ 6   (  3 (   0$       ;     '  < <      '    !         &I'   3    3'   ( '  (F   F) 0,3$$$:4      BF) &1$$:4   F # FA&1$$8 #BF) % 35$$:4    0$  3              '        ( '  (   '    !           ( '  (F   F)0,3$$$:4     BF)"#$$$:4  F#  6,   E    (4 3'4   )  ' 4   '   !    GAURAV ARORA 2026.03.27 16:13 I attest to the accuracy and integrity of this document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attest to the accuracy and integrity of this document FAO-866-2020 XOBJC-56-202 )   B @/ “ # '*  / "#         '6* 6    2020 (O&M) & 2024 “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attest to the accuracy and integrity of this document FAO-866-2020 XOBJC-56-202   i. . 3 ii. C  iii. !  ' iv. D      v. C   <       i.   ii.  ' iii.   iv.  0 v. ' 2020 (O&M) & 2024 D ?3"$5;  ;  ?;3"$     L   M5 /     ''       '    (    3             H '        8      H  8    M !       3      9    (     <              /     '     3 (     ' L   "$0!   M-#7-0F     ''    ''  031?&          -17- 5;*L$A*B   9 "$#;*L%#%A*B8 ' A  B   5F    '        ;  (      '        ! (    3 (   F   H H   (         '<  J    K  '   G        A  B         (  '          3 (8      :  G  5  N  ;"$   ' F     9 4 ' (   4  4  4     H 4       ' 4  54 "$ F GAURAV ARORA 2026.03.27 16:13 I attest to the accuracy and integrity of this document FAO-866-2020 XOBJC-56-202 vi.   vii.   vii.  '  2020 (O&M) & 2024   ''           (       '    *     ( -    3         '     0 (                3 3 <      (           0 I  ! <            /       , A B3 ( '&$I   '.*   !$A /      (     (     A  B        '     (  %I '  *  -18-     8                (           ( 8 =3    9   A  B 3     '   <      (              '          '         '      *  C    A  B3               /.    .  3      (     %I     L   3  3(     %I  (       3          B   4  4     4           3    %I   O     4 GAURAV ARORA 2026.03.27 16:13 I attest to the accuracy and integrity of this document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₹# '' '''5   4    4  )  %I         &  &   GAURAV ARORA 2026.03.27 16:13 I attest to the accuracy and integrity of this document FAO-866-2020 XOBJC-56-202  $ &  *    %      *                   $   &  %      B&   $ )(           &             8'     &   &        *  2020 (O&M) & 2024                                 ? *        +                $   &   <    $    &     ' &      *               &          &                 +      $*  %        *                 ?   %*             &       %   <    <$      *      G %  -20-   *F<"#:F<"    $  &  &  *  *      *   ₹ ! # )5"   $   *2        <        %    *  '#'>)'#:                 %                   $*               *             %  ? *                ₹&2 $C:       $     *      %   *     % D  B -$    ">:. &  &           *       *            /          GAURAV ARORA 2026.03.27 16:13 I attest to the accuracy and integrity of this document FAO-866-2020 XOBJC-56-202 +    +70  /  $         & $     2020 (O&M) & 2024 70 9-  3 8 +     3$%!2-/ - 2!;       %   *    *   "  &    ?    &" 6/    '              3    ) ##315$:A B           ( ) 1  8 '     ! 3   3   *  !       *(     '                3(  ' *  C  @ L '  0/ '   ' 3    -21-     3,0    /    %  *          /     *$  < $        <    2 %   +  *3        8  8 '          8  ) 131%,:3  ! '     113& : /     (      ' +           (   8 '        / * C @ /   ' (   /   "3 9   @   6 2     ( 3(     /     "  " %   4         4    +       4   4        GAURAV ARORA 2026.03.27 16:13 I attest to the accuracy and integrity of this document FAO-866-2020 XOBJC-56-202 8#       "    3 8)      %   B&      88   %   &          8>    $    #? +? +? #$  $2  5   %*         2020 (O&M) & 2024         83  ' 8 ' 8    2       &    $    %    *    3  222&C:'&2 $:;& *       &   %>'H  &         &      %    &           &           %  +      &  &   & $*   2 %         %   *  &     &--$@ #   &   "$2  5          " "  -22-     8       $      < %                   $            5 A$  &     *             &       &  ? * B -$   +     $*       + *  "$2   $*     09.09.2019               8   4  $        "    &  ?     *   "  "    GAURAV ARORA 2026.03.27 16:13 I attest to the accuracy and integrity of this document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attest to the accuracy and integrity of this document FAO-866-2020 XOBJC-56-202 8             $     $2 09.09.2019 8!    24.03.2026     E   E    2020 (O&M) & 2024   "    + *    % &    &       *2 $         $2  "          %   .  *  .       %5  "  %4 5    $   4  -24- *          $  &       2%    $       %&            &      0  5     &     GAURAV ARORA 2026.03.27 16:13 I attest to the accuracy and integrity of this document