Megha 31_WP_1686_2020 IN THE HIGH COURT OF JUDICATURE AT BOMBAY CIVIL APPELLATE JURISDICTION WRIT PETITION NO.1686 OF 2020 Sachin Housrao Karande ...Petitioner V/s. Divisional Deputy Registrar Co- operative Societies, Pune Division, Pune and Ors. ...Respondents ________________ Mr. Rahul Kate i/b. Mr. Pankaj P. Deokar for the Petitioner. Mr. Ganesh Pawar i/b. Mr. Bhalchandra S. Shinde for Respondent Nos.3 and 4. Ms. Savina R. Crasto, AGP for Respondent-State. ________________ CORAM: SANDEEP V. MARNE, J. DATED: 24 AUGUST 2026. P.C.: 1) The Petition challenges order dated 16 April 2019 passed by the Divisional Joint Registrar, Co-operative Societies, Pune Division, Pune, (Divisional Joint Registrar) in Revision Application No.145 of 2017 and confirming the Recovery Certificate dated 3 December 2015 issued by the Assistant Registrar, Co-operative Societies, Indapur, Pune (Assistant Registrar). Page No. 1 of 3 24 August 2026 2026:BHC-AS:35158 Megha 31_WP_1686_2020 2) I have heard Mr. Kate, the learned counsel appearing for the Petitioner, Mr. Pawar, the learned counsel appearing for Respondent Nos.3 and 4 and Ms. Crasto, the learned AGP appearing for the Respondent-State and have considered the submissions canvassed by them. 3) Mr. Kate submits that the Petitioner is not even a member of the Respondent-Credit Society. He submits that the business of the Respondent-Credit Society is mainly to disburse loan facility to women. He further submits that the Petitioner had never applied for any loan and in respect of certain acts of the Petitioner in his capacity as a Secretary of the Society, he is held responsible and his signatures are obtained on documents to show that the loan is availed by him. That in fact, amount of Rs.7,45,000/- was never disbursed to the Petitioner. 4) However, it is seen that the Petitioner has signed and executed various documents such as loan application, demand promissory note, application for guarantors, loan agreement, etc. Petitioner was functioning as Secretary of the Credit Society and had full knowledge of consequences of signing loan documents and he would not have signed those documents if the loan amount was not to be disbursed to him. Even if the case of the Petitioner is accepted, and if indeed he had liability to pay an amount of Rs.7,45,000/- to the Credit Society it is possible that because of his inability to pay the amount at one go, he may have accepted the arrangement of securing loan from the Credit Society. Merely because the Society accepted the arrangement for loan, that does not mean that liability of the Petitioner to repay the loan Page No. 2 of 3 24 August 2026 Megha 31_WP_1686_2020 amount would get extinguished. The Petitioner was working as a Secretary of the Credit Society and was fully aware of consequences of signing various loan documents. In such circumstances, he cannot now turn around and contend that loan itself was never applied for or disbursed. 5) The Petitioner has already deposited an amount of Rs.15,00,000/- with the Respondent -Society as recorded in the order dated 23 April 2025. It appears that the Petitioner was attempting to settle the disputes with the Respondent -Credit Society and letter dated 9 August 2025 was issued to the Petitioner granting him concession in respect of interest amount of Rs. 4,46,888/- in the event of he repaying the outstanding amount of Rs.10,00,000/- within a month. Mr. Kate submits that he is unable to contact the Petitioner and does not know about the current situation. 6) Considering the above position, I find it difficult to accept the case of the Petitioner that he had never applied for or availed the loan. There is no warrant for interference in the impugned orders. 7) Writ Petition is accordingly dismissed. However, it would be open for the Petitioner to approach the Respondent-Credit Society and submit a fresh application for granting amnesty as was earlier done on 9 August 2025. If such application is made by the Petitioner, it is for the Respondent-Society to consider and decide the same. [SANDEEP V. MARNE, J.] Page No. 3 of 3 24 August 2026 Signed by: Megha S. Parab Designation: PA To Honourable Judge Date: 27/08/2026 16:25:22