FAO-2618-2019 (O&M) FAO-2496-2021 (O&M) 125 IN THE HIGH COURT OF PUNJAB AND HARYANA AT CHANDIGARH Reliance General Insurance Company Limited ….Appellant Versus Anil Kumar & ors. ….Respondents Anil Kumar & anr. ….Appellants Versus Satish Kumar & anr. ….Respondents CORAM: HON’BLE MR. JUSTICE PANKAJ JAIN ***** Present :- Mr. Sunil Kumar, Advocate for the appellant- for respondent No.2- Mr. K.K.Saini, Advocate for Mr. Raj Kumar Sharma, Advocate for the appellant- for respondents No.1 & 2- ***** PANKAJ JAIN, J. (ORAL) POOJA SHARMA 2026.02.19 17:40 I attest to the accuracy and integrity of this document FAO-2618-2019 (O&M) FAO-2496-2021 (O&M) FAO-2496-2021 “14. Keeping in view all facts and circumstances of the case income of the deceased is presumed to be 27,000/- per month. Age of deceased was about 52 years. In view of the judgment of Hon'ble Supreme Court in case of National Insurance Company Limited versus Pranay Sethi and others, reported in 2017 (4) RCR (Civil) 1009, 15% of the income is to be added for future prospectus. Therefore, income of Dharambir (since deceased), at the time of his death, is presumed to be 27,000+4,000=31,000/-, which comes to 31,000 x 12= 3,72,000/- per annum. Both the petitioners are major sons of the deceased and it can not be said that they were dependents on the deceased. Therefore, half of the income of the deceased is liable to be deducted towards his personal expenses. Accordingly, loss of income comes to 1,86,000/- per annum. Since age of Dharambir (since deceased) was more than POOJA SHARMA 2026.02.19 17:40 I attest to the accuracy and integrity of this document FAO-2618-2019 (O&M) FAO-2496-2021 (O&M) 50 years, multiplier of 11 is applicable. By applying the multiplier of 11, total loss of income comes to ₹1,86,000×11=20,46,000/-only. 15. Besides, a sum of 15,000/- for loss of estate and a sum of 15,000/- for loss of funeral expenses are also allowed to the petitioners. Therefore, it is concluded that petitioners are entitled to receive compensation of 20,46,000+15,000 +15,000= 20,76,000/- on account of death of their father Dharambir in a road side accident recoverable from the respondents jointly and severally.” POOJA SHARMA 2026.02.19 17:40 I attest to the accuracy and integrity of this document FAO-2618-2019 (O&M) FAO-2496-2021 (O&M) ( PANKAJ JAIN ) 12.02.2026 JUDGE Pooja Sharma-I Whether speaking/reasoned: Yes/No Whether reportable: Yes/No POOJA SHARMA 2026.02.19 17:40 I attest to the accuracy and integrity of this document