IN THE HIGH COURT OF PUNJAB AND HARYANA AT CHANDIGARH FAO-1945-2004 (O&M) United India Insurance Company ...Appellant Versus Kusum and others ...Respondents CORAM: HON'BLE MR. JUSTICE DEEPAK GUPTA Argued by: Mr. D.K. Dogra, Advocate for appellant. Mr. Jashan Sekhon, Advocate with Mr. Shiv Kumar, Advocate for respondent Nos.1 to 5. Mr. Raghav Bali, Advocate for respondent – M/s Dharam Pal Satyapal Ltd. **** Reserved on: 19.02.2026 Pronounced on: 23.02.2026 Pronounced fully/operative part: Fully DEEPAK GUPTA , J. For orders see, FAO-115-2005 titled as “Raja Ram vs. M/s Dharam Pal Satyapal Ltd and others” of even date. 23.02.2026 (DEEPAK GUPTA) Jiten JUDGE Whether speaking/reasoned:- Yes/No Whether reportable:- Yes/No JITEN SHARMA 2026.02.24 17:15 I attest to the accuracy and integrity of this document