Amendment status not verified — confirm the current text below against the official source.
Substituted by Act 16 of 2025 w.e.f 25.03.2025. Explanation.—For the purposes of this section, a person who, with intent to cause another person to abstain from doing any act which he has a right to do or to do any act which he has a right to abstain from doing,— (a) obstructs or uses violence to or intimidates such other person, or (b) persistently follows such other person from place to place or interferes with any property owned or used by him or deprives him of, or hinders him in, the use of any such property, or (c) loiters at or near a house or other place where such other person resides or works, or carries on business, or happens to be, or (d) does any act calculated to annoy or intimidate such other person or the members of his family, or (e) moves or acts in a manner which causes or is calculated to cause alarm or danger to the person or property of such other person, -shall be deemed to molest such other person: Provided that a person who goes to the house or place referred to in clause (c) in order merely to obtain or communicate information shall not be deemed to molest. 1[38A. Prohibition of using coercive action.- (1) No person shall charge exorbitant interest on any loan advanced by him. (2) Money Lender shall not use any coercive action either by himself or by his agents or by his family members for recovery of money from the debtor and any form of coercive recovery shall be liable for punishment under the provisions of this Act and empower the Registering Authority to suspend or cancel the Registration of such Money Lender as provided under the provisions of this Act. Explanation: For the purposes of this section, "coercive Action" by a Money Lender against the debtors include the following, namely:- (i) exerting pressure or obstructing or using violence to or insulting or intimidating the debtor or his/her family members, or (ii) persistently following the debtor, his/her family member from place to place or interfering with any property owned or used by him/her or depriving him/her of, or hindering him/her in the use of any such property, or (iii) frequenting the house or other place where the debtor resides or works, or carries on business, or happens to be, with an intension of taking coercive action, or (iv) using the service of private or outsource or external agencies, criminal background to negotiate/urging the debtor to make payment using coercive and undue influence, or (v) Seeking to take forcibly any document from the debtor which entitles the debtor to a benefit under any Government programme.]1