The Credit Information Companies (Regulation) Act, 2005.
Central · 2005
- S. 1Short title, extent and commencement.
- S. 2Definitions.
- S. 3Prohibition to commence or carry on business of credit information.
- S. 4Application for registration.
- S. 5Grant of certificate of registration.
- S. 6Power of Reserve Bank to cancel certificate of registration.
- S. 7Appeal against order of Reserve Bank.
- S. 8Requirement as to minimum capital.
- S. 9Management of credit information company.
- S. 10Power of Reserve Bank to determine policy.
- S. 11Power of Reserve Bank to give directions.
- S. 12Inspection of credit information company, credit institution and specified user.
- S. 13Powers and duties of auditors.
- S. 14Functions of a credit information company.
- S. 15Credit institution to be member of a credit information company.
- S. 16Failure to become a member of a credit information company.
- S. 17Collection and furnishing of credit information.
- S. 18Settlement of dispute.
- S. 19Accuracy and security of credit information.
- S. 20Privacy principles.
- S. 21Alteration of credit information files and credit reports.
- S. 22Unauthorised access to credit information.
- S. 23Offences and penalties.
- S. 24Cognizance of offences.
- S. 25Power of Reserve Bank to impose penalty.
- S. 26Application of fines.
- S. 27Power of Reserve Bank to specify maximum amount of fees.
- S. 28Disclosure of information before any court or tribunal or authority.
- S. 29Obligations as to fidelity and secrecy.
- S. 30Protection of action taken in good faith.
- S. 31Bar of jurisdiction.
- S. 32Power of Reserve Bank to exempt in certain cases.
- S. 33Application of other laws not barred.
- S. 33APowers of Reserve Bank not to apply to International Financial Services Centre.
- S. 34Amendment of certain enactments.
- S. 35Removal of difficulties.
- S. 36Power to make rules.
- S. 37Power of Reserve Bank to make regulations THE SCHEDULE.